Milo: Your Payday Routine

In-app purchases
4.6
124 reviews
Content rating
Everyone
1K+
Downloads
Content rating
Everyone
Learn more
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About this app

Meet Milo, the money app built around your paycheck. Connect your accounts once, and Milo handles the rest: building a custom budget, mapping out your goals, and telling you exactly what to do with every dollar the moment you get paid.

No spreadsheets. No guessing. No winging it.

Milo is for people in their 20s who want their money sorted without turning it into a second job. You tell Milo your goals. Milo tells you how to hit them. That's the deal.

Try Milo free. No credit card required.

Key features:
• Payday Routine: The moment your paycheck hits, Milo shows you exactly how much to move to bills, savings, and each of your goals. You have 24 hours to make the transfers, then the window closes until next payday.
• Safe to Spend: See exactly how much you can spend today without touching your bills or savings. Guilt-free spending, finally.
• Goal Timeline: Pay off debt, build an emergency fund, save for a trip — Milo calculates when you'll hit each goal based on your real numbers, and updates the timeline as you make progress.
• Bill Tracking: Every upcoming bill, automatically detected and factored into your plan. No more surprise charges wrecking your week.
• Full Financial Picture: Link your checking, savings, and credit cards to see everything in one place. Milo keeps it all synced automatically.
• Made for Gen Z: No finance jargon, no corporate energy, no judgment. Just a clear plan from an app that gets how you actually live.

Milo currently works with US financial institutions only.


By using Milo, you agree to our Privacy Policy and Terms of Service:
https://milobuddy.notion.site/privacy-policy
https://milobuddy.notion.site/terms-of-service
Updated on
May 2, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Financial info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
123 reviews
Sofie Theus
December 9, 2025
Its a good idea, but sadly I can't connect my bank account to it. I'm disappointed cause I already spent the money.
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Mikhailo Joshua Chacon
December 28, 2025
I just downloaded and am liking everything so far!
1 person found this review helpful
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R H
September 22, 2025
i cant open it because there is a bug cant verify my phone is saying there is a bug
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Brite Tech Inc
October 11, 2025
Please update the app to the latest version and try again. Apologies for the issues.

What’s new

What’s new:
Payday just got way more exciting. Watch Milo analyze your income, bills, and spending in real time to calculate how much you can save and where your money should go.

• 24-hour window to act on your transfers
• Home screen has a new look
• Bug fixes and improvements
• Recent spending by month

Thanks for using Milo!