MoodWallet: Money Management

Jomo Labs

In-app purchases

About this app

Transform Your Relationship with Money
MoodWallet is a money management app backed by behavioral psychology that helps you stress less, spend better, and save more — no budgeting required.

Instead of forcing you into a rigid budget, MoodWallet helps you spend more intentionally by aligning your money with your values. It’s a holistic financial tool rooted in behavioral psychology, designed to bring clarity, not shame.

How MoodWallet Works
☀️ Daily Sessions
A simple daily check-in replaces budgeting overwhelm. See your purchases, reflect on what matters, and build money awareness without guilt.
🎓 Mini-Courses
Short, powerful lessons on the psychology of money. Topics include: Be Curious, Not Judgmental, How Much Is Enough?, and The Art of Spending.
📊 Monthly Reviews
Compare months, spot trends, and track your financial growth over time. Grow your awareness, not your anxiety.
💬 Daily Quotes
Start your day with fresh insights on money, mindfulness, and personal growth.
🧘 Relax and Reclaim Your Time
Once you’re done reviewing, that’s it. No lingering tasks, no annoying notifications. Just clarity—and your time back.

What Makes MoodWallet Different?
MoodWallet uses proven behavioral science to help you:
- Understand Your Emotions
Explore the feelings and beliefs that shape your money behavior.
- Build Lasting Habits
Create positive routines using science-backed habit formation tools.
- Reframe Negative Beliefs
Turn limiting money stories into empowering strategies.
- Reflect on Your Money Story
Uncover the deeper motivations behind your financial decisions.
- Align Spending with Values
Make choices that reflect who you are and what matters most.
- Increase Awareness—Without Shame
Notice patterns and triggers, not just purchases.

Why MoodWallet?
- No ads
- No spam
- No judgment—just the tools for sustainable, mindful money management

Private and Secure
Your data is yours.
MoodWallet uses bank-level security and never stores your credentials.
We don’t sell data. Ever.

A Mindful Alternative to Traditional Budgeting Apps
If budgeting apps like Mint, YNAB, Monarch or Copilot leave you overwhelmed or burnt out, try MoodWallet instead. It’s not about control—it’s about clarity. Build emotional awareness, not spreadsheets.
Try MoodWallet today and discover a new way to budget—one that actually feels good.

Terms of Service: https://moodwallet.co/terms/
Privacy Policy: https://moodwallet.co/privacy/

Ratings and reviews

Love this app, helps me develop a better and healthier relationship with money. Other apps focus too much on cash flow and trying to sell you other products

Great idea and I love the look of the app but you can't manually input expenses and Plaid doesn't work with my bank. Reached out to support yesterday and got a response asking which bank and no response since. I assume they're looking into this? But I had issues with Plaid before so I don't hold it against the app. In the meanwhile my trial will most likely run out without having made it past day 2 of the tutorial, which forces you to input an account to sync.

I've struggled with many popular money trackers, and Allo's approach with spending with mindfulness and without judgement is literally life changing. I spend on what I truly value instead of impulsively. As a former shopping addict, this app was absolute gold. Oh yeah and it's pretty and easy to use too.

What’s new

Allo is now called MoodWallet! We've rebranded and added many new features including enhanced mini-courses, improved daily reviews, and more comprehensive behavioral psychology tools to help you build an even healthier relationship with money.