Budget Lock: Expense Tracker

AAS Codeworks

In-app purchases

About this app

Budget Lock is a private Money Manager and budget manager that prioritizes data security. By using AES-256 encryption, your financial information remains stored locally on your device, ensuring no unauthorized access to your transaction history.

SECURE BUDGETING & CATEGORY TRACKING
Manage your finances by setting specific limits for different spending categories. Budget Lock provides a clear overview of your habits without requiring cloud synchronization or account creation.

CORE FEATURES:
• Expense Management: Record daily transactions and income quickly.
• Category Budgets: Set daily, monthly, or yearly spending limits with visual progress indicators.
• Offline Accessibility: Manage your budget without an internet connection.
• Recurring Transactions: Schedule logs for subscriptions and regular bills.
• Detailed Analytics: View spending patterns through interactive charts and calendar views.

DEBT & ASSET MANAGEMENT:
• Credit Card Tracker: Monitor balances, statement cycles, and utilization rates.
• Loan Management: Track EMI schedules and interest for personal, auto, or student loans.
• Account Overview: View bank, cash, and investment balances in one place.

SAVINGS & HOUSEHOLD TOOLS:
• Savings Goals: Define financial targets and track your contribution progress.
• Transaction Tagging: Organize spending by person for household-level analytics.

SECURITY & PRIVACY:
• AES-256 Encryption: High-standard encryption protects your local database.
• Biometric Security: Optional fingerprint
• Data Ownership: No accounts or sign-ups required.
• Encrypted Backups: Optional manual backup to your personal Google Drive.

Budget Lock is designed for users seeking a functional, secure, and offline-first solution to financial management.

What’s new

v1.8.0 — Offline Assistant (beta)

• NEW Offline Assistant: one sentence, typed or spoken — log a spend, ask what you spent, open a page. Answers on your phone. Off by default; 478 MB once.
• Assistant: fix an entry by chat, split a bill, spending per person, a plain answer when it cannot help
• Alerts show once, not on every open · reliable daily reminders
• Goals keep money in a real account · NEW Daily Average · NEW Owed to Me
• Swedish, Traditional Chinese fixes · Drive backups per profile