Budget Lock: Expense Tracker

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Everyone
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About this app

Budget Lock is a private Money Manager and budget manager that prioritizes data security. By using AES-256 encryption, your financial information remains stored locally on your device, ensuring no unauthorized access to your transaction history.

SECURE BUDGETING & CATEGORY TRACKING
Manage your finances by setting specific limits for different spending categories. Budget Lock provides a clear overview of your habits without requiring cloud synchronization or account creation.

CORE FEATURES:
• Expense Management: Record daily transactions and income quickly.
• Category Budgets: Set daily, monthly, or yearly spending limits with visual progress indicators.
• Offline Accessibility: Manage your budget without an internet connection.
• Recurring Transactions: Schedule logs for subscriptions and regular bills.
• Detailed Analytics: View spending patterns through interactive charts and calendar views.

DEBT & ASSET MANAGEMENT:
• Credit Card Tracker: Monitor balances, statement cycles, and utilization rates.
• Loan Management: Track EMI schedules and interest for personal, auto, or student loans.
• Account Overview: View bank, cash, and investment balances in one place.

SAVINGS & HOUSEHOLD TOOLS:
• Savings Goals: Define financial targets and track your contribution progress.
• Transaction Tagging: Organize spending by person for household-level analytics.

SECURITY & PRIVACY:
• AES-256 Encryption: High-standard encryption protects your local database.
• Biometric Security: Optional fingerprint
• Data Ownership: No accounts or sign-ups required.
• Encrypted Backups: Optional manual backup to your personal Google Drive.

Budget Lock is designed for users seeking a functional, secure, and offline-first solution to financial management.
Updated on
Jul 27, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Device or other IDs
Data is encrypted in transit
You can request that data be deleted

What’s new

v1.6.6 — A new dashboard

• New Modern dashboard — cleaner, and sections appear as your data grows. Classic stays yours; you'll be offered the switch once
• Account & credit card screens redesigned to read like a statement
• Dashboard now shows full amounts, not rounded
• 10 more colours, 22 new category icons, smoother tab switching
• v1.6.5: cards follow your real billing cycle + wallet view
• v1.6.4: subcategory chips · v1.6.3: instalments, salary-day months