I love this app. I have had qapital for years and I gotta say that I've saved up a lot of money from using this mainly because you don't really notice it leaving your bank. You can set it up to take as little or as much as you'd like so I have the option to do that.
Can't get passed verifying my phone number. I really want to try this app out but I can't get started without getting the confirmation text or call cause it won't come in. Please fix. ****Update**** Ok so I was able to get passed verification, now I can't link my bank because there seems to be a glitch at the the last security question. It just keeps asking the same question, I answer, and reloads the same question over and over again. Help!
I personally need the extra security settings on my bank account. My account gets hacked by someone I know regularly. The only thing stopping them from getting into my account is two step verification and a secured phone. When I get suspicious texts or emails from my bank or phone carrier I know it's time to change my password. If I were able to sign in with the two step verification then I'd feel safe using it. For me personally I can afford to losing that security for this app service.
9/1/2017 Update: I'm slow to the party rating this aspect, but Qapital has joined forces with a traditional bank. You get an online account & debit card. Not that transferring money out was difficult before, but with a debit card, it's instantaneous. I *really* love this app. Nice app. Mimics BoA's keep the change if your bank doesn't support it. Like the guilty pleasure rule & IFTTT integration. Pro: it can monitor more than one account to round up. Con: only one bank funds the round ups. For instance, you link bank A and bank B. Qapital will round up transactions for both banks, but bank A will pay the change for bank A and bank B transactions.
Used to love this app until it started overdrafting my account constantly. Now I owe my bank hundreds of dollars and Qapital won't even let me transfer my money back to my account. It keeps saying try again in three business days. This is getting ridiculous.
This app is awesome and is helping me save week by week with very little handling on my part. I just spend and save. I love that I can't touch my balance as if it was in my savings as it would most likely be dissolved. Downloading Qapital was a great solution to saving. Not to get a good investing app and I'll be set.
At Qapital, our goal is to make our app better every few weeks. Make sure to keep your updates turned on so you never miss out on new updates and features.
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