Cash Coach AI: Budget Tracker

KT Financial

In-app purchases

About this app

Cash Coach is your AI money coach, budget planner, and personal finance app. Track spending automatically, spot recurring charges, organize bills, pay off debt, and hit your savings goals — all powered by an AI coach that knows your real numbers and answers any money question in plain English.

AI MONEY COACH — ASK ANYTHING, GET REAL ANSWERS
Stop guessing where your money went. Cash Coach AI is a 24/7 personal finance coach that connects to your bank accounts and builds its answers from your actual transactions, not generic advice. Ask how much you spent on food last month, whether you're within your weekly budget, or how to save $400 before the month ends. Your AI budgeting assistant answers in seconds in plain language. The more you use it, the better it understands your financial goals.

BUDGET PLANNER — BUILT AROUND YOUR REAL LIFE
Cash Coach is a budget planner that builds itself. Link your bank securely once via Plaid and every transaction is pulled in and categorized automatically. The budget planner sets smart spending limits based on your history, updates in real time, and tells you exactly what's left in each category before you overspend. A monthly budget, a weekly budget, a plan for every category of your financial life — set it once and let your coach manage it.

EXPENSE TRACKER — EVERY DOLLAR CATEGORIZED
Cash Coach is an expense tracker that does the work for you. Every transaction lands in the right category automatically: food and drink, transportation, entertainment, health, personal spending, debt payments, and more. The spending tracker shows exactly where your money goes each week and each month, with clear summaries your coach can explain. No manual tagging, no end-of-month surprises. Just an accurate picture of your spending, always up to date.

MONEY MANAGER — YOUR FULL FINANCIAL PICTURE IN ONE APP
Cash Coach is the money manager that brings every account together. See your net balance, money in, money out, and your spending across all connected accounts in one view. Track your cash flow and understand your financial health with a personal finance dashboard that updates automatically. Whether you have one bank account or five, Cash Coach pulls it all together so you always know exactly where you stand.

RECURRING CHARGE TRACKER & BILL ORGANIZER
Cash Coach scans your connected accounts and surfaces every recurring charge and bill: monthly payments, memberships, annual renewals, and services you set up and forgot. See every recurring charge in one organized list, catch price increases the moment they happen, and stop paying for things you no longer use. The bill organizer shows upcoming payment dates so you're never caught short.

DEBT PAYOFF PLANNER & SAVINGS GOALS
Build a debt payoff plan that fits your actual budget. Add your credit card balances, loans, or any other debt and your coach calculates a realistic payoff timeline — debt avalanche, debt snowball, or whatever fits your situation. Set savings goals alongside your debt plan: an emergency fund, a vacation budget, a home down payment. Your coach breaks every goal into weekly targets, tracks your progress automatically, and flags when your spending is pulling you off pace.

BANK-GRADE SECURITY — YOUR DATA STAYS YOURS
Bank connections are powered by Plaid, the same secure infrastructure trusted by thousands of financial apps and most major US banks. All data is protected with 256-bit encryption. We never see or store your bank login and we never sell your personal data. Cash Coach has read-only access — it sees your transactions, it cannot move your money.

SIMPLE, TRANSPARENT PRICING
Start with a free trial and see what Cash Coach finds in your accounts. Then $6.99 per month or $49.99 per year — less than $1 per week for a 24/7 AI money coach. Cancel anytime in one tap, no hidden fees.

Download Cash Coach and ask your first money question. Your AI coach is ready.

Ratings and reviews

I have been so overwhelmed trying to figure out how to track and manage my finances and since I've started with Cash Coach AI, it has been SO helpful. It manages and tracks everything I want it to and it gives me amazing advice to improve what I've never been sure about! I am a busy Mom, so this app is a no-brainer! A total WIN for this gal! ⭐⭐⭐⭐⭐ Highly recommend!

Good looking app, BUT there is no feature to change the same transactions into one category, for example, my 'Internet bills' (as well as Grocery) somehow mislabeled as 'Personal spent' and I have like a hundred of them, there is no way I will spend hours to change them to the correct category. I would support and pay for a membership if they update and add that feature *Update after two days (maybe three) of use: The app is asking to purchase a membership to use the basic...! Why?

this app has been the best find! it has helped me tremendously get my finances sorted out and I love the AI, its helpful and actually talks me through things im not sure about