Oportun - formerly Digit

47.5K reviews
Content rating
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About this app

Oportun is the savvier way to meet your money goals. You can save without thinking about it and manage your Oportun loan and credit card in one place.

Our app guides your money toward your goals in a way that takes your spending habits, income, money goals, expenses, and overall financial situation into account. It's an effortless tool to help you save for goals big and small. Members typically save thousands of dollars a year* without feeling it.


Oportun learns your spending habits and saves amounts you won’t feel, but add up fast. Set up your savings goals, target amount and date, and we’ll help you save for them effortlessly. If you don’t have specific goals, you can save towards a Rainy Day Fund and have savings on hand for whatever comes your way.


You’re more than a credit score and we take that into account. Our loans are designed to help you build your credit, so you can apply without a credit history**. Once approved, you can manage your loan alongside our other effortless financial tools. If you already have a loan through Oportun, you can use the app to manage it too.


1. Link your bank account so our app can learn your spending habits and expenses.

2. Set up as many savings goals as you like.

3. We’ll get to work with small transfers saved often.


Get started with 30 free days of saving and investing. After that, you can enjoy effortless money management for just $5/month. Cancel your subscription anytime. Plus, the Oportun app is free for members to use for the purpose of monitoring and paying their loan and credit card. Our app is available in English and Spanish.

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Oportun also offers personal loans in certain states through its partner Pathward ®, N.A., and credit cards through its partner WebBank, and those products are subject to credit approval.

Standard data charges may apply when downloading the app.

*Based on average saves of all paying app members in the prior 12 months. Not a guarantee; results will vary based on your income and spending.

**While a prior credit history is not required to qualify, credit reports will be requested and considered for all applicants.

*** Oportun does not share information between its affiliates or partners without consumer consent or as otherwise allowed by law.
Updated on
Apr 9, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Photos and videos and 2 others
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

47K reviews
Mary Jean
March 16, 2024
Do not use this company. I paid my credit off early, as usual, my credit is good. However Oportun policy is if you don't use the credit card for 2 or 3 months they will close it even if you paid your yearly fee. They also have problems with there billing system, when you pay early, on the weekend, it messes them up and they start calling you with reminders, even though they have the payment, it doesn't show in w system as paid. Only in your account does it showed paid, in reply, I already did ca
21 people found this review helpful
Did you find this helpful?
March 3, 2024
Hi, we're sorry to hear that and we would love to take a look at the issue. Please reach out to our customer support team at help@oportun.com.
Lilly Pearson
February 9, 2024
Edit- I reinstalled after a few years and its soo much better!! If you need an app to save money and then forget about it, this is the one. I loved this app for a while, for about 8 months it worked perfectly. then all of a sudden the past week or so it keeps disconnecting my account. I've had to transfer EVERYTHING that was saved in digit back and forth 3 times and its a pain. I dont know why it keeps disconnecting my account but its gotten to a point where I'm just uninstalling the app
28 people found this review helpful
Did you find this helpful?
February 10, 2024
Hi there! Thank you so much for giving us another chance! So glad to hear that we have been able to help you save! Thank you again for the amazing review!
January 31, 2024
No idea what this app is actually for. Says there's a $5 subscription fee after the free trial, but what is the app charging for? When I signed up and linked my bank,the only thing the app does is show my account balance and previous transactions, and has the option to set a "savings goal"? All it does is remind you "Hey! You wanted to save $x by xx/xx/xx!". Absolutely 0 reason to spend the $5/mo on this app when you could literally just set a weekly reminder in your calendar app for free.
22 people found this review helpful
Did you find this helpful?
February 1, 2024
Hi, we'd be happy to see what happened with your account. Please contact us at help@oportun.com.

What's new

This update includes bug fixes and performance improvements.
We're always making improvements, so turn on automatic app updates to get the latest. Open the Google Play Store app > Profile > Settings > Network Preferences > Auto-update apps