Digit - Save, Budget, & Invest

44.5K reviews
Content rating
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About this app

You deserve a smart bank account that helps you get better with money. Digit budgets for spending, bills, savings, and investing by smartly guiding your money where you need it most.

It’s easy to get started:

1. Set up direct deposit to get paid up to 2 days early*
2. Add expenses (things like rent, internet, cable, etc.)
3. Tell Digit your saving or investing goals

Digit does the rest, planning for today, tomorrow, and way, way later. Digit budgets for you so spending, bills, savings, and investments all work together.


No more mental math. Digit tells you how much is available to spend, so you can make smarter spending decisions daily.


Skip the spreadsheets and let Digit budget for you. Digit calculates the right amounts to slowly budget into a dedicated Bills account, so you’re in a good place when it’s time to send a payment.


Digit saves a little every day, so you don’t have to. You can add an unlimited amount of savings goals and Digit will help you reach them all.


Interested in investing? It’s easy to get started with Digit. Digit knows your spending habits, bills, and how much you’re saving. That info helps Digit calculate how much is right to invest for your situation.

There are two ways to invest with Digit:

Long-term investing

Open a long-term investing account and Digit will help you invest effortlessly. Digit matches you with a balanced portfolio of stocks and bonds that are designed to grow over time.

Roth or Traditional IRAs

Just like saving up for goals, Digit finds small amounts each day that you won’t feel. You won’t notice it today, but your tomorrow self will thank you very much.


The Digit Visa Debit Card keeps your money safe and looks good doing it.

No ATM fees***
Use your app to find 55,000+ Allpoint ATMs and get cash without paying a fee.

Card locking
Lose your card? No biggie. Lock your card with a tap in the app.

Daily updates
Get daily balance updates and notifications about your account.

Digit is free for 6 months and then just $5/month.


Digit is now part of Oportun. Direct℠ is a deposit account powered by MetaBank®, N.A., Member FDIC. Digit Visa Debit card is issued by MetaBank, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted. *Availability of this feature depends on when we receive your direct deposit instructions from your employer. **Investment advisory services for US-based users with Invest and/or Retire goals are provided by Digit Advisors, LLC, an SEC-registered investment advisor. Brokerage services are provided to clients of Digit Advisors, LLC by DriveWealth LLC, an SEC-registered broker-dealer and member of FINRA/SIPC. Investment accounts are: (i) not insured by FDIC; (ii) not a deposit or other obligation of, or guaranteed by Digit, its affiliates, or another depository institution; (iii) subject to investment risks, including possible loss of the principal amount invested. SIPC protects securities and cash in your Digit Investment and Retirement accounts up to $500,000. For details please see www.sipc.org. ***A fee may apply at ATMs outside the Allpoint network.
Updated on
May 17, 2022

Data safety

Developers can show information here about how their app collects and uses your data. Learn more about data safety
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44.5K reviews
Alyssa Inman
May 2, 2022
I downloaded the app when it would automatically save and pay my bills. That feature was fantastic and the main reason I decided to purchase the app. Once that feature disappeared the app was just another penny saving app. It has helped me a few times over the years but I decided it would be more beneficial to open a higher yield savings account. If you decide to bring back the bill pay feature I would happily download the app again.
7 people found this review helpful
Did you find this helpful?
Hello Digit, LLC
May 2, 2022
Hi Alyssa! Thanks so much for sharing your feedback with us -- with Digit Direct, our members can enjoy the benefits of easy bill pay, as well as savings towards those bills! We'd love to have you rejoin the Digit family, so feel free to write to us at help@digit.co for more info.
Britt Banks
May 4, 2022
This app does not work like it did before since it changed. I can't link credit cards like I did before because most of them (best buy, vs, etc) are not available. It's barely saving any money for me and I'm constantly getting emails when it finally does decide to save. Before I would just get a push notification. I have no control over the notifications. It's a good concept and it worked so well in the past. All the changes have not improved the service, but actually made it worse.
5 people found this review helpful
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Hello Digit, LLC
May 4, 2022
We apologize for the trouble you've run into, but we'd love to set this right. Please reach out to help@digit.co and reference ticket 1002663 and we'll get right on this!
Ashley Watson
April 28, 2022
I love this app. I think it's amazing. It makes saving for specific goals a breeze. I love not having to consciously think about how much to save from each paycheck. With that being said, i would love to see a few updated options. One, being able to adjust the order of your goals. I'd love to be able to see some of my more important ones up top. And two, being able to transfer money from one goal to another IN APP so i don't have to deposit it into my checking then put it back into desired goal
1 person found this review helpful
Did you find this helpful?
Hello Digit, LLC
April 28, 2022
Hi Ashley, Thank you so much for your feedback! We have passed this along to our team. We value your feedback and thoughts! We are always evolving and finding ways to make the experience for our members even better :) Thank you so much for your time and we can't wait to see how much more you save this year!