Cashtic - Peer ATM Network

Cashtic LLC

Contains adsIn-app purchases

About this app

Do you need cash? Is the nearest ATM too far? Try Cashtic! Ask nearby users for cash, and once you meet and get it transfer the equivalent amount via your own money transfer app. You can specify in the app how you will settle the cash you receive, eg: bank, Paypal, Zelle, Revolut, Bitcoin, Google Pay, PayTM, Wise, or Apple Pay. Please note Cashtic does not transfer money at the moment. Arrange meetings in front of police or guarded areas for increased safety.
Why would you give cash to others? Because you can make money by charging a commission just like banks do with ATMs! Cashtic creates a distributed mobile smartphone ATM network by turning nearby users into walking ATMs enabling cash exchange 24/7.
As the userbase grows, hopefully it will soon allow you to find cash nearer than existing ATMs, such as those of JPMorgan Chase, Bank of America, Wells Fargo, Citigroup, HSBC, PNC... Invite your friends, so we can achieve this goal soon.
Here is how it works:
1. Ask for cash and specify a location (such as in front of a police station) ,a nd time
2. App notifies nearby users
3. Nearby users send their offers
4. Accept one offer, and confirm meeting via chat
5. Find each other in person
6. Get cash from user, and transfer the agreed amount via money transfer to the other user (commission may apply based on the other user's settings 0-10%!) via a money transfer app that you both use.
Terms: https://cashtic.com/terms.html
Privacy Policy: https://cashtic.com/privacy.html

Ratings and reviews

Great idea, but I feel like this could be just one feature for a more ambitious peer-to-peer application. Setup zones, like Uber or Lyft, but everyone on the edge of a zone is also in a tertiary zone that includes people on the edge of the zone next to theirs. You can trade money, cars, anything and everything. The app just needs great organization and UI, great communication capability, and a secure payment method.

I don't know how to feel about this app right now. Obviously VERY new, but the concept of intriguing. Definitely needs a lot more public engagement to make this flow a little better and much needed security and encryption in some form. But I like the simplicity, it just doesn't come with promise. I'll keep an eye on this cause who couldn't use a helping hand that's not always from the bank?!

Not good for me, I couldn't get it to work....sorry! Maybe I can give u a better review another time! It's a nice concept and a very genuine idea but, honestly ask yourselves a question and answer it honestly, are people truly going to be trustworthy enough to borrow and repay a stranger or to go meet up with a stranger on the street to lend or borrow in person.....especially nowadays...??? It's rough out there and it's very hard to trust as it is. Just being real about it.