UP by CBD

Commercial Bank of Dubai

About this app

UP by CBD is the digital business banking app from Commercial Bank of Dubai (CBD), built for micro and small businesses operating in the UAE.
Open a UAE business account in minutes, manage your cashflow, pay suppliers, issue cards, and run compliant WPS salaries — all from one secure mobile app.
No branch visits. No complex paperwork. Just banking that works around how businesses operate in Dubai and across the UAE.

Who UP is for
UP by CBD is designed for:
SMEs and startups that need a fast, compliant business bank account in the UAE
Freelancers, consultants, and small agencies
Employers who must run WPS (Wage Protection System) salaries
Founders and finance managers who want to manage payments, cards, and expenses from one place

What you can do with UP
Open a UAE business account digitally
Open a business account in minutes using the Dubai Unified Licence (DUL)
Use your trade license and company documents — no branch visit required

Get working capital without waiting
Instantly access a business credit card directly from the app
Clear pricing and transparent repayment schedules
Designed for SMEs, startups, and freelancers building early cashflow
Increase your limit as your business grows
No paperwork or branch visits

Everyday business banking, simplified
View balances and transactions in real time
Send and receive local UAE payments
Make international transfers with clear, upfront fees
Automate recurring payments so nothing gets missed
No minimum account balance

WPS salaries made simple
Run WPS‑compliant salary payments for your employees
Upload, review, and approve salary files securely
Keep all WPS salary records in one place

Built for UAE businesses
Whether you’re a growing SME, a startup, or a solo consultant, UP gives you a digital business account in the UAE with:
Transparent pricing
No unnecessary paperwork
No need to use a personal account for business
Local support from a UAE bank that understands SME needs

Why choose UP by CBD
Backed by CBD – a trusted UAE bank regulated by the Central Bank of the UAE (CBUAE)
Digital by default – manage your business banking entirely from your phone
Clear pricing – see fees before you confirm, with no hidden charges
Built for UAE business life – from WPS salaries to local payments and cards

Security and compliance
Your money and data are protected with:
Strong authentication and secure login
Real‑time card controls (freeze, unfreeze, limits)
Banking with a licensed UAE bank aligned with CBUAE regulations
UP helps you stay compliant — without complicating your banking.

Get started
Download UP by CBD
Sign up with your mobile number and email
Upload your trade license and company documents
Open your business account and start banking

If you’re looking for a digital bank for SMEs in Dubai — or want to open a UAE business account without visiting a branch — UP by CBD gives you everything in one secure app.

What’s new

Default language - en-US
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