Chip: Paying Off Student Loans

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Everyone
1+
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Content rating
Everyone
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About this app

The Round Up App That Utilizes Spare Change to Pay Off Your Debt!

Chip® is an automated platform that creates an effortless method to help you pay off your student loans. Our platform cuts interest payments, reduces term length, and saves our users thousands of dollars!

Over 44 million Americans are burdened by $1.6 trillion in student loans in the United States. This causes borrowers to pay back these loans over 10 – 20 years and pay huge amounts in interest! In fact, the average American pays over $280,000 in interest payments over their lifetime.

Chip® is the debt payment solution to eliminate your student loans!

Our platform connects with over 10,000 different financial institutions, connects with your credit card, and is able to make payments directly to your loans.
Each time you make a purchase (coffee, groceries, gas, etc.), Chip® rounds up the purchase to the nearest dollar in our app.

A Cup of Coffee: $2.50 = $0.50 Chipping Away At Your Loan

After you have rounded up $5 or more in spare change, Chip® debits the exact amount from your connected bank account. Chip® does not add to your credit limit, nor do we tack on the spare change to your credit card.

Chip® holds your spare change in an IFDC secured banking account until you have accumulated over $25 in spare change. Our platform then makes a payment directly to your loan.

Automated, effortless, stress free!

Chip® charges a fee of $1.99 per month for unlimited spare change round-ups and unlimited direct loan payments based on your spending habits.

If you are looking to accelerate your journey to financial freedom, start chipping away at your loans now!

Round Up.
Chip Away.
Eliminate Debt.
Pay off student loans faster with automatic spare change round-ups.
Updated on
Aug 24, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Financial info, and Device or other IDs
  • Data isn’t encrypted
  • You can request that data be deleted

What’s new

Welcome to ChipDebt!

• Pay off student loans faster with automatic spare change round-ups.
• Securely connect your bank accounts and loans.
• Automated loan payments to help reduce interest and shorten repayment terms.
• Improved performance, security, and user experience.

Start chipping away at your debt today!
Content rating
Everyone
Learn more

App support

Phone number
+13174500421
About the developer
CHIP, LLC
graham@chipdebt.com
5865 Rosslyn Ave Indianapolis, IN 46220-2708 United States
+1 317-450-0421

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