Lenme: Investing and Borrowing

Lenme: Borrow and Lend

In-app purchases

About this app

Lenme app is the perfect tool helping in all connections between borrowers and investors.
Borrowers can get all the loans they need in minutes with total ease! We even allow users to continually increase their loan limit eligibility while requesting loans through the App. Until you are eligible for loans that can reach up to $5,000!
And if you have the interest to invest in lending, Lenme is your perfect gate to earn some cash and generate good passive income. Gain returns you have always looked for!
Benefits you can get for as low as $1.99 a month:

No credit score required, debt-to-income ratio, or paperwork hassle.
Creating your borrower profile and requesting a loan won't take more than 3 mins!
Thousands of Investors will compete to offer the best rates and you will have the power to choose.
Get funds transferred to your bank account as quickly as the same day.
As long as you pay back your loan your limit will keep increasing until you are eligible for up to $5,000!

Lenme has the perfect investing platform!

Diversify portfolio in a market with low volatility.
Easily select investments that suit the level of risk you're comfortable with.
Enjoy withdrawing your earnings at no cost.
Investment assistance with Lenme Predict service.

Lenme is a lending platform that connects people looking to borrow money with financial institutions, lending businesses, and individual investors looking to invest in the loan market. Users remain completely anonymous throughout the entire borrowing/lending process. For transparency and to encourage a fair and competitive market, the "feed" tab within the app allows users to see which loans are being funded and all associated fees. Loans shown on the "feed" reflect loans funded through the Lenme platform, some of which may not be available to Android users.
Lenme offers a monthly/annual subscription through Google Play. Subscriptions will automatically renew unless canceled within 24 hours before the end of the subscription period. You can cancel anytime via your Google Play account.
LenmePredict, our machine learning algorithm, is a standalone product offered for lenders for purchase either per-use or as a monthly/annual subscription. Subscriptions will automatically renew unless canceled within 24 hours before the end of the subscription period. You can cancel anytime via your Google Play account.
Since our app is not directly involved in the lending decision, we cannot guarantee the interest rate borrowers will be offered. All borrowers have the option to request a loan on our platform for up to a 12-month repayment period and a minimum of 2 months paid in installments. Android users are not allowed to request loans that require repayment in full in 60 days or less from the date the loan is issued. Lending decision is based on multiple factors viewable on our app, including credit, income, and cash flow analysis.
A representative example of the total cost of the loan, including all applicable fees: If you borrow $1,000 over a term of 1 year with an APR of 12% and an origination fee of 1%, you will pay $89.75 per month. The total amount payable will be $1,076.96, with total interest and fees of $76.96.
For more information, see our Terms of Use and Privacy Policy.
https://lenme.com/privacy-policy
https://lenme.com/term-of-use

Ratings and reviews

Total ripoff. I signed up for it because they had a three day free trial with up to a $200 loan. So, I signed up for it. When I tried getting a loan it wanted me to subscribe again and pay up front. When I tried customer service the robot couldn't answer my questions and kept spitting out the same prompt that had nothing to do with my question. I do NOT recommend it.

I literally downloaded this less than 24 hours ago. I have argued with their AI (they say it's a real person; it's not) for the last 2 hours. The issue is that it says I have an external offer. When I try to click on it absolutely nothing happens. And the stupid AI keeps telling me to click on it!! Most AI, at least, is more intuitive than this. It truly is utterly useless.

Just feels like a scam. They take your subscription fee and say you have "offers" but the offers just send your info to a bunch of lenders who bombard you with texts and calls. I've been waiting 2 months for a partner lender just for $150/ 200 to help me get caught up on bills after a medical issue but have gotten nothing. Don't waste your time.

What’s new

We're excited to introduce LenAI, Lenme Arcade, and Lenme Reward Survey to help you make smarter decisions and earn on Lenme. This update includes: LenAI, an intelligent lender agent with deeper insights and risk signals; Lenme Arcade, where you can play games and earn real cash; Lenme Reward Survey, where you can share feedback and earn rewards; and bug fixes and improvements for a smoother experience. Questions? Contact [e-mail].