Lenme: Borrowing and Lending

Lenme: Borrow and Lend

In-app purchases

About this app

BORROW, LEND AND GROW, ALL IN ONE APP.

Life doesn't wait for payday, and now should you. Lenme is where real people secure instant $200 cash advances, fast personal loans reaching up to $5,000, and a smarter way to grow their investments, all in one platform.

NEED EXTRA CASH RIGHT NOW?

Secure an instant $200 advance in those low-balance moments. No credit check. No paperwork. No judgment. Just extra cash when you need it.

WANT TO BORROW MORE?

Request up to $5,000 and watch thousands of real lenders competing to fund your loan request in minutes. You choose the amount, the repayment period, and the offer that actually fits your life. Rates start at 3% APR only.

HATE SURPRISE FEES?

So do we. No tips, no hidden charges and no money traps. Turn on Balance Guard and Lenme quietly secures a cash advance to keep your account in the green safe zone. Forget about overdraft fees with our newest automated feature.

DAILY DEALS AND BIG SAVINGS INSIDE

Enjoy access to money-saving tools like Credit Score boosters, Insurance plans, and Side Hustle programs—all in our Marketplace.

TURN YOUR FREE TIME INTO EXTRA CASH

Ever wish your downtime paid you back? With Lenme's new gaming feature, you can. Play exciting games, complete milestones and level up, and earn up to $50 a day in extra rewards. When you're ready, cash out your earnings straight to your bank account in just a few simple taps. Actual earnings vary based on gameplay and completed milestones.

DO OWN CRYPTO? WE HAVE A SPECIAL LOAN FOR YOU!

By connecting your crypto wallet, you unlock exclusive access to Personal Loans up to $10,000—a new kind of borrowing backed by your assets. Download Lenme now and experience the smarter, faster way to access Cash Advances or Personal Loans you deserve—no matter where life takes you.

Lenme isn’t just for borrowers. It’s also the perfect gateway to Passive Income and Financial Freedom.

WANT YOUR MONEY TO WORK BACK?

Here's the part nobody else offers: flip the script and become a lender. Put your money to work and earn higher returns while others get funded.

Lenme is a lending platform that connects people looking to borrow money with financial institutions, lending businesses, and individual investors looking to invest in the loan market. Users remain completely anonymous throughout the entire borrowing/lending process. For transparency and to encourage a fair and competitive market, the “feed” tab within the app allows users to see which loans are being funded and at what interest rate.

Lenme offers monthly and annual subscription plans available via In-App Purchases. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. You can manage or cancel your subscription at any time by going to your Account Settings on the App Store after purchase.

Crypto-backed loans, our new product allows investors to fund cash loans backed by cryptocurrency owned by the borrower. Cryptocurrencies are used as collateral and may be liquidated in case of default or sudden price drop of the held currency.

Since our app is not directly involved in the lending decision, we cannot guarantee the interest rate borrowers will be offered. All borrowers have the option to request a loan on our platform for up to a 12-month repayment period, paid in installments. Lenders can offer loans for a minimum of 3% APR based on the credit score and their own criteria. The lending decision is based on multiple factors viewable on our app, including credit, income, and cash flow analysis.

A representative example of the total cost of the loan, including all applicable fees: If you borrow $1,000 over a term of 1 year with an APR of 12% and an origination fee of 1%, you will pay $89.75 per month. The total amount payable will be $1,076.96, with a total interest and fees of $76.96.

For more information, see our Terms of Use and Privacy Policy:
https://lenme.com/privacy-policy/
https://lenme.com/term-of-use/

Ratings and reviews

im not sure what subscription I am paying for, if its 29.99/month because it takes you to Google play to try for free for 3 days when finishing your profile or 1.99/month because it won't save the intel you put and a whole new amount shows when continuing your profile set up, it will ask again, to subscribe with a different amount. that's just to barrow. I'll see in 3 days. its not an instant payday loan, its a wait for an offer maybe, they link you bank wise, but you have to wait for an offer.

Total ripoff. I signed up for it because they had a three day free trial with up to a $200 loan. So, I signed up for it. When I tried getting a loan it wanted me to subscribe again and pay up front. When I tried customer service the robot couldn't answer my questions and kept spitting out the same prompt that had nothing to do with my question. I do NOT recommend it.

I literally downloaded this less than 24 hours ago. I have argued with their AI (they say it's a real person; it's not) for the last 2 hours. The issue is that it says I have an external offer. When I try to click on it absolutely nothing happens. And the stupid AI keeps telling me to click on it!! Most AI, at least, is more intuitive than this. It truly is utterly useless.

What’s new

What's new:
• LenAI: An intelligent lender agent with deeper borrower insights, risk signals, and smarter decision support.
• Lenme Arcade: Play games and earn real cash directly in the app.
• Reward Surveys: Share feedback through quick surveys and earn rewards.
• Redesigned Login: Faster, easier sign-in that remembers your previous login method.
• Bug fixes & improvements for a smoother, more reliable app.
Questions? Reach out at [e-mail]