Count: EMI, SIP & Income Tax
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About this app
Count is the calm, premium calculator app for every money decision — EMI, SIP, FD, Income Tax (Old vs New, FY 2025-26), FIRE, Net Worth, Salary in Hand. Built for India. Works offline.
Fourteen accurate, well-tested calculators in one quiet, dark space. No login. No ads. No spam calls. Your numbers never leave your phone.
- WHAT YOU CAN CALCULATE -
🏠 BORROW
• Home Loan EMI Calculator — monthly EMI, total interest, prepayment impact
• Car Loan EMI Calculator — the true cost of driving it home
• Personal Loan EMI Calculator — see what convenience really costs
• Repayment Capacity Calculator — the loan your income can support, based on the 60% net-income cap most Indian banks use
📈 GROW
• SIP Calculator — with optional yearly step-up, lump-sum add-on, and an animated growth-journey chart
• Lumpsum Calculator — and a side-by-side "Compare with monthly SIP" view
• FD Calculator — cumulative maturity or interest-payout frequency (monthly, quarterly, half-yearly, yearly)
• RD Calculator — recurring deposit maturity
• FIRE Calculator — Lean / Regular / Fat / Barista / Coast FIRE with what-if scenarios and a share-worthy results card
💼 EARN
• Salary in Hand Calculator — CTC to take-home, with PF, professional tax and income tax (FY 2025-26) all worked out
• Income Tax Calculator — Old vs New regime side-by-side for FY 2025-26. Includes HRA exemption, 80C, 80CCD(1B) NPS, 80D, home-loan interest 24(b), 80E education loan, 80G donations, 80TTA. Every common deduction.
• Net Worth Tracker — multi-asset, multi-liability, with a daily growth-journey line, persisted on your device
🛡 PROTECT
• Term Insurance Cover Calculator — how much cover your family would need
• Credit Score Tips — what affects your CIBIL / Experian score and how to lift it
Upcoming: HRA Exemption, PF / EPF, Retirement Plan, Amortization Schedule, PDF export, Loan Eligibility Calculator, Affordability Calculator, Refinance / Balance Transfer comparison.
- WHY COUNT IS DIFFERENT -
✨ CALM, NOT BUSY
One question per screen. No bottom navigation, no chrome, no pop-ups, no ads. A space for thinking — not a transaction tool. Count is built to leave you calmer than it found you.
✓ ACCURATE
Every formula is a pure, unit-tested function. Tax slabs are dated to the financial year they apply to. We hand-verify the math against published bank and Income Tax Department references. We publish what we got wrong (and we fix it).
🔒 PRIVATE BY DESIGN
Every calculation runs on your device, offline. Your loan amounts, salary, investments, tax inputs, net worth — they NEVER leave your phone. We send only crash logs and which calculator you opened. No accounts. No login. No third-party trackers. No data sold. Ever.
🌙 DARK BY DESIGN
Premium dark canvas, soft glass blur, gentle motion. Self-hosted Fraunces and Geist typefaces. The brand is dark; we don't bend it for system themes.
📵 OFFLINE FIRST
Count works in airplane mode. Your money math doesn't need the internet — and neither does Count.
🚫 NO ADS. EVER.
An optional one-time ₹99 Count Plus unlock pays the bills, not your attention.
- FOR WHOM -
For salaried professionals running the math on a home loan. For the first-time investor sizing up a monthly SIP. For the young couple comparing Old vs New regimes for FY 2025-26. For the saver tracking net worth across FD, EPF, mutual funds, gold, real estate and a personal loan. For everyone in India who wants money math without pop-ups, pressure, sales calls or spam.
- COUNT PLUS -
A single ₹99 one-time unlock — never a subscription. Unlocks the pro calculators (Repayment Capacity, FIRE Calculator and Net Worth today; Amortization Schedule, PDF export, Loan Eligibility, Affordability and Balance Transfer comparison coming next). One payment, forever yours. Restored automatically on reinstall.
A SIBLING TO SVASA
Count is made by Su Labs — the studio behind Svasa, the calm breathwork app. We build Indian software that respects your attention.
Money decisions, made simple.
Fourteen accurate, well-tested calculators in one quiet, dark space. No login. No ads. No spam calls. Your numbers never leave your phone.
- WHAT YOU CAN CALCULATE -
🏠 BORROW
• Home Loan EMI Calculator — monthly EMI, total interest, prepayment impact
• Car Loan EMI Calculator — the true cost of driving it home
• Personal Loan EMI Calculator — see what convenience really costs
• Repayment Capacity Calculator — the loan your income can support, based on the 60% net-income cap most Indian banks use
📈 GROW
• SIP Calculator — with optional yearly step-up, lump-sum add-on, and an animated growth-journey chart
• Lumpsum Calculator — and a side-by-side "Compare with monthly SIP" view
• FD Calculator — cumulative maturity or interest-payout frequency (monthly, quarterly, half-yearly, yearly)
• RD Calculator — recurring deposit maturity
• FIRE Calculator — Lean / Regular / Fat / Barista / Coast FIRE with what-if scenarios and a share-worthy results card
💼 EARN
• Salary in Hand Calculator — CTC to take-home, with PF, professional tax and income tax (FY 2025-26) all worked out
• Income Tax Calculator — Old vs New regime side-by-side for FY 2025-26. Includes HRA exemption, 80C, 80CCD(1B) NPS, 80D, home-loan interest 24(b), 80E education loan, 80G donations, 80TTA. Every common deduction.
• Net Worth Tracker — multi-asset, multi-liability, with a daily growth-journey line, persisted on your device
🛡 PROTECT
• Term Insurance Cover Calculator — how much cover your family would need
• Credit Score Tips — what affects your CIBIL / Experian score and how to lift it
Upcoming: HRA Exemption, PF / EPF, Retirement Plan, Amortization Schedule, PDF export, Loan Eligibility Calculator, Affordability Calculator, Refinance / Balance Transfer comparison.
- WHY COUNT IS DIFFERENT -
✨ CALM, NOT BUSY
One question per screen. No bottom navigation, no chrome, no pop-ups, no ads. A space for thinking — not a transaction tool. Count is built to leave you calmer than it found you.
✓ ACCURATE
Every formula is a pure, unit-tested function. Tax slabs are dated to the financial year they apply to. We hand-verify the math against published bank and Income Tax Department references. We publish what we got wrong (and we fix it).
🔒 PRIVATE BY DESIGN
Every calculation runs on your device, offline. Your loan amounts, salary, investments, tax inputs, net worth — they NEVER leave your phone. We send only crash logs and which calculator you opened. No accounts. No login. No third-party trackers. No data sold. Ever.
🌙 DARK BY DESIGN
Premium dark canvas, soft glass blur, gentle motion. Self-hosted Fraunces and Geist typefaces. The brand is dark; we don't bend it for system themes.
📵 OFFLINE FIRST
Count works in airplane mode. Your money math doesn't need the internet — and neither does Count.
🚫 NO ADS. EVER.
An optional one-time ₹99 Count Plus unlock pays the bills, not your attention.
- FOR WHOM -
For salaried professionals running the math on a home loan. For the first-time investor sizing up a monthly SIP. For the young couple comparing Old vs New regimes for FY 2025-26. For the saver tracking net worth across FD, EPF, mutual funds, gold, real estate and a personal loan. For everyone in India who wants money math without pop-ups, pressure, sales calls or spam.
- COUNT PLUS -
A single ₹99 one-time unlock — never a subscription. Unlocks the pro calculators (Repayment Capacity, FIRE Calculator and Net Worth today; Amortization Schedule, PDF export, Loan Eligibility, Affordability and Balance Transfer comparison coming next). One payment, forever yours. Restored automatically on reinstall.
A SIBLING TO SVASA
Count is made by Su Labs — the studio behind Svasa, the calm breathwork app. We build Indian software that respects your attention.
Money decisions, made simple.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
App activity, App info and performance, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted
What’s new
• Shared results & PDFs now include an app link
• Smoother performance + design polish.
Money decisions, made simple.
• Smoother performance + design polish.
Money decisions, made simple.
