Cowrywise: Save, Invest safely

4.6
73K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
Learn more
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About this app

Cowrywise is a wealth management app that enables you to plan, save and invest money easily. With direct access to the largest pool of mutual funds in Nigeria, you can build your savings and invest in Naira and USD denominated assets, manage your money securely and build a better financial future.

With the Cowrywise app, you can:
Save for short-term and long-term goals:
ā— Start automated savings with our Regular Savings Plan
ā— Stay disciplined and save for long-term goals like education, housing, retirement, a wedding, or your business
ā— Earn stronger interest rates than you’ll find at any bank in Nigeria

Own a piece of Naija’s top performing companies
ā— Naija, how market? The doors to the Nigerian Stocks Exchange are now open to you! Buy stocks of over 140 companies listed on the Nigerian Stock Exchange, right on the app.
ā— Get access to real-time data, business insights and historical performances of each company
ā— Get a visual snapshot of how the Nigerian Stock Market is performing through our State of the Market interactive heatmap.
ā— Get actionable tips with our in-app stock mini course to help you on your Stock Investing journey.

Invest and grow your wealth:
ā— Invest and diversify your portfolio by investing in any of our Naira & USD denominated mutual funds from top investment firms in Nigeria. Invest in mutual funds that match your financial goals and risk appetite

Feel safe when you trust us with your money:
ā— Your savings are invested in low-risk financial instruments, held by Zenith Nominees, and registered with the Security and Exchange Commission (SEC). This means your money is professionally managed and secured.
Never feel like you’re doing it alone:
ā— We offer support through the app, phone, email, Facebook, Instagram, and Twitter. Whether you need help with set-up or want to talk to an advisor about the investment plans, we’re always here to help!

Don’t wait another minute to take control of your financial future. Start planning for short-term goals, and long-term goals now by creating savings and investment plans with Cowrywise.
Updated on
May 25, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
72.3K reviews
Red Ruby
March 25, 2025
While your app is great and all, there should be a way to withdraw from a locked savings plan. Maybe by having to pay a particular amount as penalty fee if the savings gets unlocked before its maturity date. The way you guys are doing it currently is kind of crazy. Also making people relock their savings plan before allowing them to withdraw from it is also insane. And your returns on investment plans also sucks!
138 people found this review helpful
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Cowrywise
April 7, 2025
Hi there! Thanks for your feedback! To help you stay committed to your goals, we lock funds until the set maturity date. However, we understand emergencies happen; that’s why our Emergency Plan lets you access your funds within 24 hours. Rest assured, we are constantly striving to provide you with the best possible experience. šŸ’™
Omowunmi Ekun
May 4, 2026
my experience so far has been great, I have amassed interests I didn't know I could,one thing though,when I try to save sometimes, it doesn't work, it gets reversed, but the charges have already been taken, and my bank charges too is gone,so even if the actual amount is refunded, I already lost like 100 naira, and I tried that like 6 times, before it finally worked.The times I tried it were weekends and early mornings, must it be when it's past 8am I can try to invest or save? asides that, great
16 people found this review helpful
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Ojona Elohozino Splendour
April 3, 2026
My app takes time to open up. sometimes it doesn't open up at all and it gets me worried, sometimes I even get scared to deposit my savings. But the only Good news is that... customer service is available 24/7 so... that's fair enough. I complained about the app taking time to load and hopefully, it has been worked on. very good app. their customer service is top notch. I love the discipline as well.šŸ¤
19 people found this review helpful
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What’s new

Public offers, minus the chaos šŸŽ‰
No more juggling multiple platforms. Subscribe to public offers and rights issues seamlessly on Cowrywise.

Your dividends, at a glance šŸ’°
See all your stock dividends in one view; what’s been paid, what’s pending, and the total you’ve earned over time.
Content rating
Everyone
Learn more

App support

Phone number
+2349030000857
About the developer
CowryWise Inc
afoo@cowrywise.com
251 Little Falls Dr Wilmington, DE 19808 United States
+234 803 403 1863

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