Cowrywise - Save and Invest Securely.


Cowrywise is a free digital personal finance app for savings and investment. Cowrywise helps you save and invest money easily. It allows you to automate your regular savings and investments while earning competitive returns better than your bank's savings account. Welcome to the smart way to save and invest.

The Cowrywise App allows you to:

Save and invest for your future:
We help you automatically save and invest towards achieving your target goals.
● You can save and invest as little as 100 Naira/day, week or month with our Periodic Plan.
● You can use our Life Goals to save towards education, housing, vacation, retirement or your business.
● You can save and invest your spare change by making one-time savings into any of your goals.
● You can Invest in a diversified safe portfolio of financial instruments including government bonds and treasury bills built by experts and recommended for you!

● Invest in mutual funds from top investment firms in Nigeria.

Save on your own terms:
● Setup automatic savings and investment on your schedule or invest whenever you have cash.

Earn daily competitive returns:
● We give you better returns than your bank's savings account. The longer you keep your money locked, the higher your interest rate.

Bring your financial goals to life
● Create life goals for the things you care about; family, education, vacation, home, and retirement. Cowrywise helps you to pursue your financial goals and achieve them easily!

Your savings and investments are secured
● Your savings and investments are held in custody by Meristem Trustees Limited, registered with the Security and Exchange Commission(SEC). This means your money is not only professionally managed but also secured.
● Your data and card information is safe! We do not store your card information as we work with a PCIDSS-compliant payment processor to handle all our customers’ card details.

Flexible withdrawals
● Cowrywise saving plans are locked for a minimum of 3 months. You can lock them for longer to earn better returns. After the maturity of your plan, you can withdraw from your savings or roll the plan over to enjoy compound interest.

Stay on top of your savings and investments
● Cowrywise transparently gives you full details of your savings and investments up to the last Naira and Kobo. This helps you stay on top of your saving and investment goals every day.

24x7 Support
● Within the App, you can chat with the Cowrywise support team or send us emails via or give us a call or reach us via Facebook, Instagram or Twitter. We respond very fast.
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What's New

New⚡️: Bonuses! Why on earth shouldn’t you earn for referring people? No reason. So, we set up an all-new referral program to earn you good bucks.
New⚡️: We’ve retired old icons and brought in fresh relatable icons that help you navigate the app better.
Fixed🔧: Plan creation doesn’t feel like driving on Nigerian roads anymore.
Fixed🔧: Withdrawals and rolling-over investments, are now as smooth as Michael Jackson’s moonwalk.
Endnote📝: Go international with our dollar mutual funds.
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Additional Information

November 6, 2019
Current Version
Requires Android
4.4 and up
Content Rating
Offered By
5, Revd. Ogunbiyi Street, Ikeja GRA, Lagos. Nigeria.
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