Payless App

Payless Africa App

About this app

Payless Africa — Make Bold Money Moves 💸
Payless is a fast, secure, and simple digital wallet for everyday life — send money, pay bills, split costs, save, and stay in control of your money.
💥 EARN WITH #SHARECASH
Every time your friends transact on Payless, you earn 10% of transaction fees. You simply earn money while you move money.
DO MORE WITH YOUR MONEY
⚡ Send Money Instantly
To Payless users, M-PESA, paybills, tills, and bank accounts — fast and seamless.
📲 Scan & Pay (QR Payments)
Pay friends, shops, rides, and events instantly. Just scan and go.
🐷 Smart Saving with Sub-Wallets + Pochy
Organise money into goals like rent, savings, and emergencies. Pochy keeps your business funds separate and protected from personal spending.
🧾 Split Bills Easily
Share costs fairly after meals, events, and hangouts — no awkward math.
❤️ Give & Grow
Support creators, churches, and community causes with one-time or recurring giving.
🔒 Full Control of Your Money
Track transactions, manage security, and get real-time alerts.
Built for bold Africans.
Fast. Simple. Rewarding.
👉 Download Payless and start earning with #ShareCash today.

Ratings and reviews

Terrible app, download at your own risk. Scam alert ⚠️ 📢 🚨 I have money in my account but couldn't withdraw it, so I sent it to a friend thinking I'd pay them off, unfortunately they couldn't withdraw the money either, please don't download this app ever, download at your own risk and cost, don't say you weren't warned.

A very good experience with the application. I really love it. But there is a bug, uh, sorry, just a gap😕 When I make a transaction and just switch to another app I will come later and still make another transaction without having to log in again like I thought it should automatically log out after a period of inactivity It cost me yesterday as after a certain payment,I opened the app later on and it requested for pin I input, and it resend the previous transaction again, Work on that please

So far the app's UI is okay. You can't make any transactions until you have uploaded your documents(fair enough). However there is so much untapped potential here. It's 2024 most people's phones have NFC. Incorporate that into the app for payments. Would keep costs down since no need to transfer money to payless you can just add your bank card for transactions. Secondly work on the bugs. This feels like rushed work.

What’s new

1. Merchant App (Payless for Business)
Turns the app into a full business-banking companion alongside the personal wallet.
2. Auto-Give
An automatic, recurring micro-donation feature under "Give & Grow" — once set up, it quietly sends a small gift to a chosen cause every time a payment succeeds, with zero extra action at transaction time.
3. Statements
Lets a user generate an official account statement PDF for any date range and have it delivered by email.