BrightLoans – Instant Loan
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About this app
BrightLoans is a trusted, RBI-compliant personal loan platform operated by DEV-AASHISH CAPITAL PRIVATE LIMITED, an RBI-registered Non-Banking Financial Company (NBFC) holding Certificate of Registration No. B-14.01763.
We assist eligible salaried professionals across India in accessing personal loans through a completely digital, transparent, and secure process.
🏦 Our Mission
To provide responsible and accessible credit to individuals during genuine financial needs — such as medical emergencies, home repairs, or utility payments — through a safe, transparent, and fully regulated lending ecosystem.
💡 Key Features
Unsecured Personal Loans — No collateral required. Approval is based on your credit profile and submitted documents.
Fully Digital Process — Apply, verify, and receive funds directly into your bank account with zero physical paperwork.
Transparent Charges — No hidden fees; all costs are clearly disclosed before approval.
Flexible Repayment Options — Tenure ranging from 61 days to 365 days, based on eligibility.
RBI-Registered Lender — Loans are issued by DEV-AASHISH CAPITAL PRIVATE LIMITED and partner NBFCs listed on our website.
📝 How It Works
Apply Online: Complete your loan application through the BrightLoans app.
Upload Documents: Provide PAN, address proof, and bank statements.
Verification: Your details are securely verified by our team.
Approval & Disbursal: Once approved, the loan amount is credited directly to your bank account.
👤 Eligibility
Must be an Indian Resident
Salaried Employee
Minimum 25 years of age
📄 Required Documents
PAN Card
Identity & Address Proof
Bank Statement (last 3 months)
Passport-size Photograph
💰 Loan Details
Loan Amount: ₹10,000 – ₹1,20,000
Tenure: 61 – 365 days
APR (Annual Percentage Rate): Fixed at 35% p.a. (Maximum APR 35%)
Processing Fee: Up to 2% of the loan amount + GST (18%)
Prepayment: No prepayment penalty
📊 Representative Example
Loan Amount: ₹50,000
Tenure: 365 days
APR: 35% p.a.
Processing Fee: ₹1,000 + GST ₹180
Amount Disbursed: ₹48,820
EMI: ₹4,998
Total Repayment: ₹59,978
Total Interest: ₹9,978
Note: BrightLoans does not offer loans that require full repayment in 60 days or less, in accordance with Google Play’s Financial Services policy and RBI guidelines.
🏛 About Us
DEV-AASHISH CAPITAL PRIVATE LIMITED is an RBI-registered NBFC providing personal loans through the BrightLoans App.
All loans are issued in full compliance with the Reserve Bank of India’s digital lending framework.
Our registered office:
First Floor, Plot No 498, Udyog Vihar Phase 3, Gurugram, Haryana 122016.
Our NBFC : https://www.devaashish.com/privacy-policy
🤝 Customer Support
🌐 Website: https://brightloans.in
📞 Customer Care: +91-8800041445
📧 Email: care@brightloans.in
We assist eligible salaried professionals across India in accessing personal loans through a completely digital, transparent, and secure process.
🏦 Our Mission
To provide responsible and accessible credit to individuals during genuine financial needs — such as medical emergencies, home repairs, or utility payments — through a safe, transparent, and fully regulated lending ecosystem.
💡 Key Features
Unsecured Personal Loans — No collateral required. Approval is based on your credit profile and submitted documents.
Fully Digital Process — Apply, verify, and receive funds directly into your bank account with zero physical paperwork.
Transparent Charges — No hidden fees; all costs are clearly disclosed before approval.
Flexible Repayment Options — Tenure ranging from 61 days to 365 days, based on eligibility.
RBI-Registered Lender — Loans are issued by DEV-AASHISH CAPITAL PRIVATE LIMITED and partner NBFCs listed on our website.
📝 How It Works
Apply Online: Complete your loan application through the BrightLoans app.
Upload Documents: Provide PAN, address proof, and bank statements.
Verification: Your details are securely verified by our team.
Approval & Disbursal: Once approved, the loan amount is credited directly to your bank account.
👤 Eligibility
Must be an Indian Resident
Salaried Employee
Minimum 25 years of age
📄 Required Documents
PAN Card
Identity & Address Proof
Bank Statement (last 3 months)
Passport-size Photograph
💰 Loan Details
Loan Amount: ₹10,000 – ₹1,20,000
Tenure: 61 – 365 days
APR (Annual Percentage Rate): Fixed at 35% p.a. (Maximum APR 35%)
Processing Fee: Up to 2% of the loan amount + GST (18%)
Prepayment: No prepayment penalty
📊 Representative Example
Loan Amount: ₹50,000
Tenure: 365 days
APR: 35% p.a.
Processing Fee: ₹1,000 + GST ₹180
Amount Disbursed: ₹48,820
EMI: ₹4,998
Total Repayment: ₹59,978
Total Interest: ₹9,978
Note: BrightLoans does not offer loans that require full repayment in 60 days or less, in accordance with Google Play’s Financial Services policy and RBI guidelines.
🏛 About Us
DEV-AASHISH CAPITAL PRIVATE LIMITED is an RBI-registered NBFC providing personal loans through the BrightLoans App.
All loans are issued in full compliance with the Reserve Bank of India’s digital lending framework.
Our registered office:
First Floor, Plot No 498, Udyog Vihar Phase 3, Gurugram, Haryana 122016.
Our NBFC : https://www.devaashish.com/privacy-policy
🤝 Customer Support
🌐 Website: https://brightloans.in
📞 Customer Care: +91-8800041445
📧 Email: care@brightloans.in
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Messages and 3 others
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted
What’s new
Fix some issue from app.
App support
phone
Phone number
+918800041445
About the developer
VRINDA FINLEASE LIMITED
praveen.pandey@rupee112.com
Plot No. 498, 3rd Floor, Udyog Vihar, Phase-3
Gurugram, Haryana 122016
India
+91 93555 00840
