ExtMoney is a simple way to track personal and family finances. Record income and expenses, plan your budget, set goals and always see the full picture of your money: on your phone, offline, without extra steps.
Why ExtMoney
- Fast entry. Add a transaction in seconds - by hand, by voice or by photographing the receipt. The app suggests the category for you.
- Everything in one place. Accounts, cards, cash, deposits and loans in any of 130+ currencies.
- Smart analytics. A clear overview, reports and weekly insights show you where the money goes.
- Your data stays with you. Instant loading from the offline cache, encrypted backups and export whenever you want.
Key features
Accounts and transactions
- Income, expenses and transfers between accounts
- Multi-currency (130+ currencies, including crypto and metals) with up-to-date rates
- Categories and tags; auto-categorisation based on your rules and transaction history
- Attach receipt photos and documents to transactions
- Fast search across your entire history
Planning
- Recurring payments and income, with a calendar of what's coming
- Savings goals with progress tracking and automatic top-ups
- Debt tracking with reminders
Analytics and smart insights
- An overview screen with key widgets
- Reports: net worth, cash flow, spending by category, currency breakdown and more
- Weekly observations about your spending
- Alerts for unusual and large transactions
Smart input
- Voice entry - just dictate the transaction
- Receipt scanning: photograph a receipt and the app reads the amount and details, filling in the transaction for you
- Automatic category suggestions
Family and shared access
- A shared budget for a family or a team
- Roles and permissions: owner, administrator, editor, viewer
Security and privacy
- PIN code and biometric sign-in (fingerprint / face recognition)
- Two-factor authentication
- Data encryption, backups and export on request
- Data of users from Russia is stored on servers in Russia
Appearance
- Light and dark themes
- Interface in 6 languages
Who it's for
- Anyone who wants to bring order to a personal budget
- Families and couples with shared expenses
- Freelancers and the self-employed tracking income and spending
- Everyone saving towards a goal who wants to see the progress
Free and premium
The core features are free. The premium plan adds more accounts, members, reports and smart features - receipt recognition and personal spending insights.
Take control of your money - install ExtMoney and manage your finances mindfully starting today.
* This version complies with Russian law on the storage and processing of personal data.
ExtMoney RUS - smart money tracking, no ads. Russia edition.