FairKash+ : Quick Online Loans

4.3
31.8K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
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About this app

Borrow up to KES 100,000 anytime with Fair Kash+! Our entirely digital and paperless application process approves you in minutes with no documentation needed. Apply once and withdraw cash as often as you need. We offer the most flexible credit line in Kenya.

Why Fair Kash+?
1.Up to KES 100,000 limit: Get approved once and borrow whenever needed. Hassle-free experience: Get approved once and re-borrow whenever you need in just a few taps. No more waiting or new applications required.
2. Fast cash: Get approved in minutes and money sent to your M-Pesa right away. We make borrowing simple.
3. Flexible repayments: Choose an installment plan or pay interest/principal whenever you want. Funds in your account instantly! Couldn't be easier!
4. Simple and safe: No hidden fees. Strict privacy and security regulated by Central Bank of Kenya. Trusted by 3 million+ Kenyans.

Loan Details:
- Loan Amount: KES 3,000 – KES 100,000
- Loan Term: 91 – 365 days
- Interest Rate: 15% – 36% (in compliance with applicable regulations)
- Service Fees: 2% – 10% (depending on loan terms and user profile)
- APR: 18%-48% (depending on loan terms and applicable fees)

Representative example:
Apply for a loan with period 120 days, Loan Principal is KES 10,000, Interest Fee Rate is 12%, Service Fee Rate is 6%.
- Loan Principal: KES 10,000 (120 days)
- Total Interest Fee: KES 1,200 (KES 10,000 * 12%)
- Total Service Fee: KES 600 (KES 10,000 * 6%)
- Total Fee Cost: KES 1,800 (KES 1,200 + KES 600)
- Repayment Amount: KES 11,800 (KES 10,000 + KES 1,200 + KES 600)

Who can Apply?
1. Any Kenyan citizen over 20 years old
2. Have a valid ID and mobile number

How to Get a Loan?
1. Download the Fair Kash+ app
2. Register with your phone number
3. Enter your basic info and loan request
4. Get approved instantly and receive money in minutes—deposited directly into your M-Pesa account

Join 1 million+ Kenyans enjoying freedom and flexibility with FairKash+. Apply once, borrow often, pay on your terms! Life's hard enough, we make your money simple. Get the app and experience better borrowing.

Privacy and Permissions
Fair Kash+ take your privacy very seriously and promise to never share your information with third parties.

Contact Us
We’re always here for you during business hours! If you have any feedback, questions, or concerns, please e-mail us at support@fairkplus.live
Message us on WhatsApp: +254 717154439
Address: Riverside Lane West, Riverside Building, Nairobi area, Kenya
Updated on
Nov 7, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
31.7K reviews
Lloyd
February 4, 2026
I looked for a loan when I was in need and they gave me a high interest loan. Two days before my due date, I began receiving harassing messages from at least ten different numbers. Even after paying they still sent me the messages. I don't recommend the app. Keep off
41 people found this review helpful
WESHARE LIMITED
February 13, 2026
Hi Lloyd, thank you for your feedback 🙏. We’re sorry to hear about your experience and would like to make it right. Please contact us at 0118140253 / 0793263022 or support@fairkplus.live so we can assist you further 💙.
Raziah Ally
December 23, 2025
they sent me a lot of harassing messages from day 4 of the loan period that had repayment terms of 14 days. and two installments of 7 days. they have been sending me those messages even after paying the first installment before the 7 days. They have very high interest rates.
68 people found this review helpful
WESHARE LIMITED
January 4, 2026
Hi Ally, thank you for your feedback 🙏. We’re sorry to hear about your experience and would like to make it right. Please contact us at 0717154439 / 0793263022 or support@fairkplus.live so we can assist you further 💙.
Sandra Wamalwa
February 24, 2026
FairKash disburses their loans very fast but their interest rates are unreasonably too high! They're exorbitant for crying out loud! You take a loan of 2400/=, they disburse 1680/= and you still end up paying 2400(8 days). The interest is almost the same amount as the amount borrowed! They offer you 18,000/=, around 10,680 to be disbursed and you're expected to still pay back 18,000 for a duration of 30 days! If you opt for lesser days, the margin is still extremely high! This is unfair lending!
13 people found this review helpful
WESHARE LIMITED
February 25, 2026
Hi Sandra, thank you for your feedback 🙏. We’re sorry to hear about your experience and would like to make it right. Please contact us at 0118140253 / 0793263022 or support@fairkplus.live so we can assist you further 💙.

What’s new

We released a new version of FairKash+ : Quick Online Loans with some exciting changes!
1. Our app has been optimized for performance, ensuring a faster and more reliable user experience.
2. We also fixed some bugs and made some small improvements to enhance the overall usability of the app.
Please update to the latest version. Thank you for choosing FairKash+ : Quick Online Loans