SpendWise Expense & Receipts

QuietLayer Studio

In-app purchases

About this app

Scan a receipt and SpendWise reads every line item, not just the total.

No bank login. No account. Your spending history is stored only on your phone.

Receipts are read by a secure AI service, then deleted. Nothing is sold, used for advertising, or used to train AI models.

See what you actually bought, what it cost, and which prices are creeping up month to month.

WHY PEOPLE CHOOSE SPENDWISE
No bank connection required
No ads
Add expenses manually or scan receipts
Keep control of your spending history
Built with privacy in mind

SCAN RECEIPTS IN SECONDS
Take a photo or choose a receipt from your gallery
Extract merchant, date, total, and purchase details
Review and correct details before saving
Keep item-level purchase information where available

UNDERSTAND YOUR SPENDING
SpendWise Intelligence helps you explore spending by:
Categories
Merchants
Individual purchased items
Month, quarter, six-month, and yearly periods
See how spending changes over time, where your money is concentrated, and which purchases contribute most.

ASK SPENDWISE
Ask questions about your spending in plain language, such as:
How much did I spend on groceries?
Which merchants did I spend the most with?
What did I spend at restaurants?
Which categories take the biggest share?
Show me the purchases behind a total
SpendWise uses your actual spending records and deterministic calculations to provide useful, explainable answers.

MONTHLY BUDGETS
Set monthly limits for one or multiple categories
See how much of each budget you have used
Spot categories approaching their limits
See over-budget amounts clearly
View Budget Status directly from Home

TRACK UPCOMING PAYMENTS
Add upcoming and recurring payments
See what is due next
Mark payments as paid
Snooze payments
Edit recurring payment details
Keep future commitments separate from money already spent

IMPORT PURCHASES FROM EMAIL
Connect a supported email account when you choose and review detected purchases before adding them to SpendWise.
You stay in control of what becomes part of your spending history.

A SMARTER HOME SCREEN
See important information in one place:
Spending this month
Four-month spending trend
Budget Status
Upcoming Payments
Recent spending information
Quick actions

MORE USEFUL CATEGORIES
Track spending across categories such as groceries, dining, fuel, bills, shopping, transport, Home Loan, Credit Card, Car Loan, Personal Loan, and custom categories.

WHO SPENDWISE IS FOR
Anyone who wants an expense tracker without bank linking
Privacy-conscious users
Households managing monthly budgets
Travellers tracking expenses
Freelancers and sole traders keeping purchase records
Anyone who wants receipt-level and item-level spending insights

WHAT SPENDWISE DOES NOT REQUIRE
No bank connection
No automatic transaction scraping from your bank
No advertising
Your spending data should help you understand your money.

Download SpendWise and start understanding where your money actually goes.

What’s new

AI chat improved for user friendliness