Kissht: Trusted instant loans

OnEMI Technology Solutions Pvt Ltd

About this app

Kissht is India’s most trusted credit platform, backed by an RBI licensed NBFC, providing hassle-free personal loans up to ₹5,00,000. The documentation needed is minimal and the entire process starting from registration to disbursement takes just 5 minutes. Kissht also offers Business loans at competitive interest rates within a few minutes. The application process is 100% digital and on approval, the funds are immediately transferred to the applicant's bank account.
The Expense tracker feature analyzes your transactional messages to provide insights into your spending habits, including summary of your expenses and income across categories. Additionally, the capability integrates seamless credit decision, fraud detection, risk assessment, and payment reminders to enhance customer experience and reduce transaction risks.


-Online personal loans up to ₹5,00,000
-Interest rates - from 12% to 33% p.a.
-Tenures - 3 to 60 months
-APR range - 0 to 67%
-Low processing fees
-No prepayment charges
-Quick loans & easy EMI



We work with RBI-registered NBFCs.The NBFCs are as follows:

-Si Creva Capital Services Pvt Ltd
-MAS Financial Services Ltd
-Northern Arc Capital Ltd.
-Piramal Capital & Housing Finance Ltd.
-SMFG India Credit Co. Ltd.




How to apply for Kissht instant loan
1. Install Kissht app
2. Register with a mobile number & accept basic permissions
3. Submit KYC documents for an instant credit check
4. Sign online loan agreements from approved NBFCs. Get instant loan approval and money is transferred to your bank account


We care for you!

Kissht follows a human-first approach to customer service. We care deeply about customer safety, and data protection and take adequate measures to ensure that our customers have a seamless and delightful experience, at every interaction. Our collection processes are designed to be empathetic and follow all guidelines prescribed by RBI and MeiTY


1. We do not contact customers via any private or personal 10-digit mobile number on WhatsApp or SMS.
2. We do not contact customers for payment collection reminders from personal mobile numbers, foreign numbers or Internet-based VOIP calls. Our team always calls you from registered landline numbers.
3. We never ask customers to make payments into personal or private bank accounts. Payments are only collected on our website or the app.
4. All our calls are monitored and recorded. Our agents never use threats or abusive language.
5. We never ask for commission or cutbacks on payments of dues.
6. Our App does not seek permission to access your Contacts List or any other private data.
7. We never call your friends or relatives for repayment of your loan as we do not store your personal information.


In case you have faced any of the above-mentioned situations, do this:
1. Write to [e-mail] OR call our customer care number on 08044745884 / 08062816309.
2. Share with us a screenshot or recording of the message or call.

Address:
10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai - 400070

Ratings and reviews

I'm really impressed with the Kissht app! The instant loan feature is a game changer-it's fast, simple, and hassle-free. I was able to apply for a loan and get approval within minutes. The app is intuitive and easy to navigate, and the entire process was completely paperless. The funds were disbursed to my account almost instantly, which made it super convenient for urgent needs. The interest rates and terms are transparent, with no hidden charges. Overrall this app help me in financial time 💓❤