Loan Fácil - Tu crédito fácil

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About this app

Loan Fácil – Fast, Reliable, and 100% Online Loans in Chile

Loan Fácil is a personal loan app designed to offer fast, secure, and hassle-free financial solutions. From your mobile phone, you can request a loan in just a few steps, with complete transparency and no paperwork. Once your application is approved, the funds are deposited directly into your bank account.

How to Apply for Your Loan
1. Download Loan Fácil from Google Play.

2. Register with your phone number.

3. Select the loan amount and term you need.

4. Submit your application and wait for the automatic evaluation.

5. Once approved, the money is transferred directly to your bank account.

Security and Privacy
- Your personal and financial information is fully encrypted and used only to evaluate your application and prevent fraud.

- See more details about the use and protection of your data at https://loanfacil.com/privacy-policy
If you need help or have any questions, contact us at [e-mail].

Loan Terms
- Available Amount: from CLP$30,000 to CLP$1,000,000
- Repayment Term: between 90 and 180 days
- Daily Interest Rate: minimum 0.01% - maximum 0.1%
- Maximum Annual Percentage Rate (APR): minimum 3.65% - maximum 36.50%
- Service Charge: 10.00% - 15.00%
- Value Added Tax (VAT): 19.00%
- Stamp Tax: 0.066%
*All taxes are applied in accordance with current Chilean legislation. Official links from the Internal Revenue Service:
VAT: https://www.sii.cl/preguntas_frecuentes/iva/001_030_0572.htm
Stamp Tax: https://www.sii.cl/preguntas_frecuentes/otros_impuestos/001_019_1689.htm

Illustrative example if you request CLP $1,000,000 for 180 days:
- Principal: $1,000,000
- Interest: $1,000,000 × 0.01% × 180 ≈ $17,935
- Service charge including VAT: $135,636 (service charge: $1,000,000 x ±13.50%) + $25,770.86 (VAT: $135,636 x 19.00%) ≈ $161,407
- Stamp Tax: $1,000,000 × 0.066% = $660
Total payment due at maturity (180 days): $1,180,002 CLP

Loan Fácil does not guarantee loan approval, as each case depends on the individual's profile and risk analysis.