FinCalc: Ai Expense Calculator
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About this app
💰 FINCALC — PERSONAL FINANCE & EXPENSE TRACKER
Calculate smarter. Track expenses. Manage your money. Understand your finances.
FinCalc is an all-in-one personal finance app that helps you track expenses, manage income and savings, split bills, calculate loans and investments, plan financial goals, track money lent to others, and understand your finances with AI-powered insights.
💸 EXPENSE TRACKER & MONEY MANAGER
Track your income, expenses and savings easily.
✅ Add income and expenses
✅ Track your balance in real time
✅ View daily, monthly, yearly and all-time data
✅ Organize spending
✅ Analyze income, expenses and savings
✅ Understand where your money goes
🍽️ SPLIT BILL
Split restaurant, travel, shopping and shared expenses with friends and family.
✅ Split existing expenses or create new bills
✅ Split equally or customize individual shares
✅ Add or remove people
✅ Automatically redistribute amounts
✅ Sync your share with Expense Tracker
✅ Share the bill breakdown
📊 FINANCIAL ANALYTICS
Turn your transactions into useful insights.
📈 Analyze income, expenses and savings
📅 Compare monthly and yearly spending
🔎 Find your biggest spending categories
💰 Understand saving patterns
📉 Compare finances over time
🏦 LOAN & EMI CALCULATOR
Calculate EMI for personal, home, car and bike loans.
✅ Monthly EMI calculation
✅ Principal and interest breakdown
✅ Total repayment estimate
✅ Compare loan scenarios
✅ Track EMI payments and reminders
📈 SIP & INVESTMENT CALCULATOR
Plan investments with a simple SIP calculator.
✅ Calculate estimated SIP returns
✅ Estimate investment value
✅ Compare amounts and durations
✅ Track SIP contributions
✅ Connect SIP with financial goals
🧾 INCOME TAX CALCULATOR
Estimate income tax and compare Old vs New Tax Regime.
✅ Estimate tax liability
✅ Compare tax regimes
✅ Understand estimated tax
✅ Plan your finances
💼 TAKE-HOME SALARY CALCULATOR
Estimate your in-hand salary and compare salary scenarios.
📊 SALARY HIKE CALCULATOR
Calculate salary increases and hike percentages.
🎯 FINANCIAL GOAL TRACKER
Plan goals such as a car, bike, house, gold, vacation or emergency fund.
✅ Set target amounts
✅ Track goal progress
✅ Record contributions
🤝 LEND MONEY TRACKER
Keep track of money lent to friends or family.
✅ Record money lent
✅ Track repayments
✅ View outstanding amounts
✅ Record partial repayments
🤖 AI FINANCIAL ASSISTANT
Ask questions about your available financial data and get useful insights.
Try:
• Where did my money go?
• How much did I save this month?
• What did I spend the most on?
• Compare this month with last month.
• Where can I reduce my spending?
⚡ UPI MDR CALCULATOR
Calculate estimated UPI payment costs and net settlements for businesses.
✅ Calculate net settlement after applicable MDR and GST
✅ View baseline MDR reference slabs
✅ Estimate daily and monthly transaction costs
✅ Model business payment volumes
✅ Check applicable ₹0 MDR scenarios
✅ Access MDR reference information
MDR rules and charges may vary based on transaction type, merchant category, payment provider and applicable regulations. Use the calculator as an estimation and reference tool.
🔗 CONNECTED FINANCIAL TOOLS
FinCalc connects your financial activities:
Calculate a loan → Track EMI → Analyze its impact.
Calculate a SIP → Track contributions → Connect it to a goal.
Add an expense → Split the bill → Sync your contribution → Share the breakdown.
🧮 ALL-IN-ONE FINANCIAL TOOLS
🔢 Basic Calculator
💸 Expense Tracker
📊 Financial Analytics
🍽️ Split Bill
🏦 Loan & EMI Calculator
📈 SIP Calculator
🧾 Income Tax Calculator
💼 Take-Home Salary Calculator
📊 Salary Hike Calculator
🎯 Financial Goal Tracker
🤝 Lend Money Tracker
🤖 AI Financial Assistant
⚡ UPI MDR Calculator
Download FinCalc and start managing your money smarter.
Calculate smarter. Track expenses. Manage your money. Understand your finances.
FinCalc is an all-in-one personal finance app that helps you track expenses, manage income and savings, split bills, calculate loans and investments, plan financial goals, track money lent to others, and understand your finances with AI-powered insights.
💸 EXPENSE TRACKER & MONEY MANAGER
Track your income, expenses and savings easily.
✅ Add income and expenses
✅ Track your balance in real time
✅ View daily, monthly, yearly and all-time data
✅ Organize spending
✅ Analyze income, expenses and savings
✅ Understand where your money goes
🍽️ SPLIT BILL
Split restaurant, travel, shopping and shared expenses with friends and family.
✅ Split existing expenses or create new bills
✅ Split equally or customize individual shares
✅ Add or remove people
✅ Automatically redistribute amounts
✅ Sync your share with Expense Tracker
✅ Share the bill breakdown
📊 FINANCIAL ANALYTICS
Turn your transactions into useful insights.
📈 Analyze income, expenses and savings
📅 Compare monthly and yearly spending
🔎 Find your biggest spending categories
💰 Understand saving patterns
📉 Compare finances over time
🏦 LOAN & EMI CALCULATOR
Calculate EMI for personal, home, car and bike loans.
✅ Monthly EMI calculation
✅ Principal and interest breakdown
✅ Total repayment estimate
✅ Compare loan scenarios
✅ Track EMI payments and reminders
📈 SIP & INVESTMENT CALCULATOR
Plan investments with a simple SIP calculator.
✅ Calculate estimated SIP returns
✅ Estimate investment value
✅ Compare amounts and durations
✅ Track SIP contributions
✅ Connect SIP with financial goals
🧾 INCOME TAX CALCULATOR
Estimate income tax and compare Old vs New Tax Regime.
✅ Estimate tax liability
✅ Compare tax regimes
✅ Understand estimated tax
✅ Plan your finances
💼 TAKE-HOME SALARY CALCULATOR
Estimate your in-hand salary and compare salary scenarios.
📊 SALARY HIKE CALCULATOR
Calculate salary increases and hike percentages.
🎯 FINANCIAL GOAL TRACKER
Plan goals such as a car, bike, house, gold, vacation or emergency fund.
✅ Set target amounts
✅ Track goal progress
✅ Record contributions
🤝 LEND MONEY TRACKER
Keep track of money lent to friends or family.
✅ Record money lent
✅ Track repayments
✅ View outstanding amounts
✅ Record partial repayments
🤖 AI FINANCIAL ASSISTANT
Ask questions about your available financial data and get useful insights.
Try:
• Where did my money go?
• How much did I save this month?
• What did I spend the most on?
• Compare this month with last month.
• Where can I reduce my spending?
⚡ UPI MDR CALCULATOR
Calculate estimated UPI payment costs and net settlements for businesses.
✅ Calculate net settlement after applicable MDR and GST
✅ View baseline MDR reference slabs
✅ Estimate daily and monthly transaction costs
✅ Model business payment volumes
✅ Check applicable ₹0 MDR scenarios
✅ Access MDR reference information
MDR rules and charges may vary based on transaction type, merchant category, payment provider and applicable regulations. Use the calculator as an estimation and reference tool.
🔗 CONNECTED FINANCIAL TOOLS
FinCalc connects your financial activities:
Calculate a loan → Track EMI → Analyze its impact.
Calculate a SIP → Track contributions → Connect it to a goal.
Add an expense → Split the bill → Sync your contribution → Share the breakdown.
🧮 ALL-IN-ONE FINANCIAL TOOLS
🔢 Basic Calculator
💸 Expense Tracker
📊 Financial Analytics
🍽️ Split Bill
🏦 Loan & EMI Calculator
📈 SIP Calculator
🧾 Income Tax Calculator
💼 Take-Home Salary Calculator
📊 Salary Hike Calculator
🎯 Financial Goal Tracker
🤝 Lend Money Tracker
🤖 AI Financial Assistant
⚡ UPI MDR Calculator
Download FinCalc and start managing your money smarter.
Track expenses, calculate EMI & SIP, goals, taxes, salary and savings with AI
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Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
- No data shared with third partiesLearn more about how developers declare sharing
- No data collectedLearn more about how developers declare collection
What’s new
What's New in v0.9.5 (75)
• New UPI MDR Calculator: Calculate NPCI merchant discount rates, 18% GST deductions, and net settlement for all merchant categories.
• Daily & Monthly Volume Estimator: Project turnover and fee costs by transactions per day or per month.
• Redesigned Navigation Sidebar: Cleaner modern grouping with quick tool access.
• UI Polish: Enhanced daylight contrast in Expense Tracker and streamlined editors.
• New UPI MDR Calculator: Calculate NPCI merchant discount rates, 18% GST deductions, and net settlement for all merchant categories.
• Daily & Monthly Volume Estimator: Project turnover and fee costs by transactions per day or per month.
• Redesigned Navigation Sidebar: Cleaner modern grouping with quick tool access.
• UI Polish: Enhanced daylight contrast in Expense Tracker and streamlined editors.
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About the developer
Suraj Ganeshrao Jadhav
jadhaosuraj777@gmail.com
India
