💰 FINCALC — PERSONAL FINANCE & EXPENSE TRACKER

Calculate smarter. Track expenses. Manage your money. Understand your finances.

FinCalc is an all-in-one personal finance app that helps you track expenses, manage income and savings, split bills, calculate loans and investments, plan financial goals, track money lent to others, and understand your finances with AI-powered insights.

💸 EXPENSE TRACKER & MONEY MANAGER

Track your income, expenses and savings easily.

✅ Add income and expenses
✅ Track your balance in real time
✅ View daily, monthly, yearly and all-time data
✅ Organize spending
✅ Analyze income, expenses and savings
✅ Understand where your money goes

🍽️ SPLIT BILL

Split restaurant, travel, shopping and shared expenses with friends and family.

✅ Split existing expenses or create new bills
✅ Split equally or customize individual shares
✅ Add or remove people
✅ Automatically redistribute amounts
✅ Sync your share with Expense Tracker
✅ Share the bill breakdown

📊 FINANCIAL ANALYTICS

Turn your transactions into useful insights.

📈 Analyze income, expenses and savings
📅 Compare monthly and yearly spending
🔎 Find your biggest spending categories
💰 Understand saving patterns
📉 Compare finances over time

🏦 LOAN & EMI CALCULATOR

Calculate EMI for personal, home, car and bike loans.

✅ Monthly EMI calculation
✅ Principal and interest breakdown
✅ Total repayment estimate
✅ Compare loan scenarios
✅ Track EMI payments and reminders

📈 SIP & INVESTMENT CALCULATOR

Plan investments with a simple SIP calculator.

✅ Calculate estimated SIP returns
✅ Estimate investment value
✅ Compare amounts and durations
✅ Track SIP contributions
✅ Connect SIP with financial goals

🧾 INCOME TAX CALCULATOR

Estimate income tax and compare Old vs New Tax Regime.

✅ Estimate tax liability
✅ Compare tax regimes
✅ Understand estimated tax
✅ Plan your finances

💼 TAKE-HOME SALARY CALCULATOR

Estimate your in-hand salary and compare salary scenarios.

📊 SALARY HIKE CALCULATOR

Calculate salary increases and hike percentages.

🎯 FINANCIAL GOAL TRACKER

Plan goals such as a car, bike, house, gold, vacation or emergency fund.

✅ Set target amounts
✅ Track goal progress
✅ Record contributions

🤝 LEND MONEY TRACKER

Keep track of money lent to friends or family.

✅ Record money lent
✅ Track repayments
✅ View outstanding amounts
✅ Record partial repayments

🤖 AI FINANCIAL ASSISTANT

Ask questions about your available financial data and get useful insights.

Try:
• Where did my money go?
• How much did I save this month?
• What did I spend the most on?
• Compare this month with last month.
• Where can I reduce my spending?

⚡ UPI MDR CALCULATOR

Calculate estimated UPI payment costs and net settlements for businesses.

✅ Calculate net settlement after applicable MDR and GST
✅ View baseline MDR reference slabs
✅ Estimate daily and monthly transaction costs
✅ Model business payment volumes
✅ Check applicable ₹0 MDR scenarios
✅ Access MDR reference information

MDR rules and charges may vary based on transaction type, merchant category, payment provider and applicable regulations. Use the calculator as an estimation and reference tool.

🔗 CONNECTED FINANCIAL TOOLS

FinCalc connects your financial activities:

Calculate a loan → Track EMI → Analyze its impact.

Calculate a SIP → Track contributions → Connect it to a goal.

Add an expense → Split the bill → Sync your contribution → Share the breakdown.

🧮 ALL-IN-ONE FINANCIAL TOOLS

🔢 Basic Calculator
💸 Expense Tracker
📊 Financial Analytics
🍽️ Split Bill
🏦 Loan & EMI Calculator
📈 SIP Calculator
🧾 Income Tax Calculator
💼 Take-Home Salary Calculator
📊 Salary Hike Calculator
🎯 Financial Goal Tracker
🤝 Lend Money Tracker
🤖 AI Financial Assistant
⚡ UPI MDR Calculator

Download FinCalc and start managing your money smarter.

S.Jd Labs

Additional Information