FINETIKS - High Return Savings

FINETIKS

About this app

FINETIKS: Smart Savings & AI Personal Finance

Save More. Manage Better. Get Insured. Introducing FINETIKS VIP Save, the smart way to maximize your money and secure your future. Earn high returns (Up to 5.25% p.a)* and get FREE Life Insurance coverage up to IDR 5 Billion.

FINETIKS is an AI-powered personal finance solution designed to help you manage your money, track expenses, and save smarter, all without the hassle and risk of traditional investing.

[NEW] Achieve Every Financial Goal with Pocket!
The dedicated space for your savings goals. Stop mixing funds and start saving with purpose:
- Create Goal Pockets: Easily separate your savings for specific targets, such as Emergency Fund, Dream Vacation, House Down Payment, or Child Education.
- Track Progress: Clearly visualize how close you are to achieving each financial goal.
- Set Targets & Automation: Define the target amount and due date for each Pocket. FINZ AI will automatically calculate and help you consistently set aside funds. (Coming soon)

FINETIKS VIP Save: High-Interest, Secure & Flexible Savings
Competitive with deposit accounts, FINETIKS lets you enjoy high returns without locking up your money. Your funds are flexible and accessible whenever you need them, perfect for Emergency Funds or any liquid assets.
- High Returns: Earn up to 5.25% per annum*
- Guaranteed Security: Safe, officially licensed by Bank Indonesia (BI) and OJK (Financial Services Authority), and guaranteed by LPS (Deposit Insurance Corporation) through our partnership with Bank Victoria.
- Flexibility: Access your funds anytime you need them.
- Zero Fees: Enjoy free monthly administration fees.
- Extra Benefits: Get up to 20x free monthly transfers and Free Life Insurance coverage up to 5 times your balance.
- Daily Calculation: Interest is calculated daily, watch your balance grow every day!

FINZ AI Technology: Managing Your Finances Is Effortless
FINETIKS is equipped with smart, AI-based features to make your daily money management easier:
- Automated Expense Tracking: Quickly log your expenses via manual entry, voice notes, or photo receipts, let the AI automatically categorize them for you.
- Smart Budgeting: Create tailored budgets and monitor your daily income and spending in real-time.
- Financial Missions: Join financial missions to help you build healthy money habits. Get the opportunity for direct training sessions with our Certified Financial Planners (CFP).

About FINETIKS
FINETIKS is an AI-based personal finance application, founded by Cameron Goh (CEO) and Daniel Mananta (Co-Founder).
We collaborate with PT Bank Victoria International Tbk (listed on BEI, licensed by OJK & BI, and an LPS participant) to provide the FINETIKS VIP Save product.
FINETIKS is an official member of AFTECH, registered with OJK & KOMDIGI, and ISO 27001 certified to ensure the security of your user data.
Don't Wait! It's time to manage your finances smarter and achieve your financial dreams. Download FINETIKS now!

What’s new

Welcome to a seamless journey! Ready to save more and manage your money effortlessly?