Finnable: Loan & Credit Score

84.8K reviews
Content rating
Everyone
5M+
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Everyone
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About this app

Finnable: Your Go-To App for Instant Personal Loans & Free Credit Score

  • Instant Personal Loan: money in your account in just 60 minutes

  • Free Credit Score: check your credit score for free


  • Finnable is your trusted financial companion! We are one of India's rapidly growing financial wellness apps, dedicated to making money simple and accessible for salaried professionals across 170+ cities. Get quick loan in India directly to your bank account.

    Why Finnable is Your Smart Choice:

    • Instant Personal Loans: Need funds fast? Get a "Loan in 60-minutes"! We offer high loan amounts from ₹25,000 to ₹10,00,000. Enjoy low EMIs, for example, around ₹3,000 EMI per ₹1 lakh loan.

    • Loan Interest Rates: Competitive rates from 15% to 30.99% per annum (reducing balance).

    • Flexible Loan Tenure: Choose from 6 months to 60 months.

    • Annual Percentage Rate (APR): Ranges from 0% to 36%

    • 100% Digital Process: Apply personal loan anytime, anywhere. No physical documents needed.

    • Flexible EMI Options: Select an EMI plan that suits your budget.

    • No Hidden Fees: We believe in complete transparency.



    Get Personal Loan in 4 Easy Steps:

    • Install the Finnable app.

    • Sign up & check your loan eligibility.

    • Choose your loan amount & tenure.

    • Complete KYC & receive funds in a few hours.



    Apply now for your first loan

    Free Credit Score:
    Check your credit score for FREE.
    "Track & Improve Your Credit Score." Over 15,00,000 people have already checked their score on Finnable!

    Benefits of Checking Your Credit Score with Finnable:

    • Check your CIBIL credit score anytime, anywhere with detailed credit report

    • Track changes in your credit score regularly

    • Know the key factors impacting your credit score



    Check your free CIBIL score today

    Personal Loan Eligibility:

    You are eligible for instant personal loan if you are an Indian resident, employed full-time, with a monthly salary of ₹15,000 or more deposited directly into your bank account.

    Personal Loan Example:

    • Loan Amount: ₹1,00,000

    • Interest Rate: 16% p.a. (reducing)

    • Loan Tenure: 12 months

    • Processing Fee: 3% + GST (₹3,000 + ₹540)

    • Total Personal Loan Amount (including fees): ₹1,03,540

    • Amount Disbursed: ₹1,00,000

    • Monthly EMI: ₹9,394

    • Total Interest Payable: ₹9,191

    • APR: 21.97%

    • Total Repayment Amount: ₹1,12,731



    Responsible Lending Practices:
    Your financial security is important. Finnable partners with leading RBI-regulated NBFCs & Banks:

    • Finnable Credit Private Limited (https://www.finnable.credit)

    • Northern Arc Capital Limited (https://www.northernarc.com)

    • Utkarsh Small Finance Bank Limited (https://www.utkarsh.bank)

    • TVS Credit Services Limited (https://www.tvscredit.com)

    • Piramal Capital & Housing Finance Limited (https://www.piramalfinance.com)



    Your Data Security & Privacy:
    We prioritize your data safety. We don’t share your information with third parties without your consent.

    App Permissions:

    We only ask for necessary permissions (SMS, camera, device ID) to secure your loan and complete KYC.

    Trusted by Millions for Simple & Secure Finances:
    2,56,000+ Indians have taken a Finnable loan. Rated 4.2/5 stars by our customers for service. Happy customers in 170+ cities. 75,000+ customers have become debt-free with Finnable's help.

    Download Finnable today!

    Questions? Email us: makeiteasy@finnable.com
    Get Instant Loans, Free Credit Score. Quick cash & finance management.
    Updated on
    Jul 3, 2026

    Data safety

    Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
    • This app may share these data types with third parties
      Personal info, Photos and videos and 2 others
    • This app may collect these data types
      Location, Personal info and 5 others
    • Data is encrypted in transit
    • You can request that data be deleted

    Ratings and reviews

    84.5K reviews
    A Google user
    October 7, 2019
    I had a wonderful experience when I needed a loan urgently. But since the disbursal, the attitude of the team has gone done drastically. My messages don't get acknowledged. They record payments late. They add multiple accounts which affects your credit score very badly. Too many things that are going wrong too often. It's a great app, but only if you have nowhere else to get your money from. Even the interest rates are insanely high, only recommended if it's an emergency
    206 people found this review helpful
    Blessi M
    October 6, 2026
    I am writing to report a serious issue. While checking loan requirements , an auto-pay mandate was automatically set up and ₹1 was deducted. However, I received no confirmation email, loan details, or Loan ID, and no loan amount has been credited to my account. Furthermore, I am unable to cancel this active auto-pay mandate through your app. I dropped an email to the support team as well and still no resolution. Ticket ID- 1110133
    3 people found this review helpful
    FINNABLE TECHNOLOGIES PRIVATE LIMITED
    October 6, 2026
    Dear customer, Thank you for reaching out to Finnable support! We are currently unable to identify your loan account using the information available in this email. Kindly share your registered mobile number or your Finnable loan ID to assist you further. Thank you, Finnable support
    Anushi Mishra
    September 30, 2026
    Worst App, do not take any loans from here as you will have to pay huge interest.. double the principal amount. In this app, you will get frustrated as it has nothing easily accessible, everything is extremely complicated. If you want to foreclose the loan then too you cannot do it at 1 go.. There is no customer care number to contact just 1 mail id and their chatbot doesn't work. TRUST ME it's the worst app everrrr....
    4 people found this review helpful
    FINNABLE TECHNOLOGIES PRIVATE LIMITED
    October 1, 2026
    This usually isn’t the experience we deliver, and we’d like the opportunity to make this right, Anushi. We take your feedback seriously and want to understand where our support experience fell short. Please share your details here https://forms.gle/eqrEDFnuoLsf2HHu5 & one of our support champ will personally connect with you.
    Content rating
    Everyone
    Learn more

    App support

    About the developer
    FINNABLE TECHNOLOGIES PRIVATE LIMITED
    finnable.google@finnable.com
    IndiQube Lakeside, 4th Floor, Municipal No. 80/2, Wing A Bellandur Village, Varthur Hobli, Bengaluru, Karnataka 560103 India
    +91 99001 19762

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