Instant Personal Loan App

16.8K reviews
Content rating
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About this app

Finnable is one of the fastest-growing instant loan app for salaried professionals available in 23 cities. An NBFC licensed Fintech from RBI, our mission is to make personal loans available in less than 1 minute. Avail online personal loans starting from ₹ 50000 to ₹ 10,00,000, as per your approved credit. Once approved, the amount gets directly transferred into your bank account within minutes.

Features of Finnable Personal Loan App:

✅Loan with Low Credit Score: The personal loan app helps those who have a low credit score avail loans without any hassles.

✅100% Digital: Finnable saves the hassle of producing and maintaining different paperwork as the entire process is 100% digital.

✅Flexible EMI: The personal loan app gives the flexibility to choose an EMI that their clients feel is the best option for them.

✅No Hidden Charges: One of the key highlights that makes Finnable the best loan app is its transparent processes. There are no hidden charges whatsoever.

✅No Collateral required: This is one of the few online loan apps that can be used to apply for and avail loans without having to produce any collateral.

✅Loan without CIBIL score: Like other personal loan apps, it is not mandatory to have CIBIL Score to avail loan. Finnable has no such restrictions.

For Example:
Personal Loan - ₹1,00,000
Interest rate - 16%*(on a reducing balance basis)
Repayment Tenure - 12 months
processing fee of 3% + GST
Final processing fee - ₹3,000 + ₹540
Total loan amount - ₹1,03,540
Amount disbursed - ₹1,00,000
Monthly EMI = ₹9,394
Total interest = ₹9,191
APR – 21.97%
Total Repayment amount - ₹1,12,731

*These numbers are for representation and the final interest rate/fees may vary from one borrower to another depending on his/her credit assessment.
Minimum period for repayment - 6 months
Maximum period for repayment - 60 months
Maximum Annual Percentage Rate (APR) - 27.6%

Eligibility Criteria: Personal Loan for Salaried

✅The borrower should be an Indian resident
✅The net in-hand salary of the borrower has to be ₹25k and above in metros or ₹15k and above in tier 2 and other cities
✅He/she should be employed full-time in a private or government sector job
✅Borrower should have worked for more than six months and receives salary in a bank account
✅Must have 1 month salary receipts
✅Must have Aadhaar & Pan card

How to Apply for Instant Personal Loan?

✅Register with a secure OTP
✅Ensure that you have the documents listed on the website
✅Provide details of the amount required, net monthly salary & any other EMIs
✅Do KYC & profile setup
✅Validate address with pin code verification
✅Select amount & tenure
✅Provide bank details

Responsible Lending - Finnable instant personal loan app has partnered with RBI regulated NBFCs/Financial Institutions. Our policies and services are fully regulated and legally compliant.

Our Lending partners

Finnable Credit Pvt Ltd
DMI Finance Pvt Ltd
Northern Arc Capital Ltd
Vivriti Capital Pvt Ltd
Utkarsh Small Finance Bank Ltd
TVS Credit Service Ltd

Security & Privacy Policy

Finnable ensures the safety of its customers via standard security. In simple terms, we do not share personal information with third-party apps.
Our app requires the following permissions to function optimally:

SMS - Your SMS data is used to improve the App functionality, Fraud prevention, security, and compliance

Location - Required to verify your current address for the personal loan application

Camera & Media Access - Required to enable uploading of documents like Aadhaar/PAN for your loan application

Read Device Info - Required to link your phone’s unique ID (IMEI) to your loan application for security reasons

Address: IndiQube Lakeside, 4th Floor Municipal No. 80/2 Wing A, Bellandur Village, Varthur Hobli, Bengaluru, Karnataka 560103
Updated on
Oct 3, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted
16.8K reviews
Usha Rathod
September 19, 2022
Worst services ever experienced. I have requested to cancel my top up loan application but still it's showing under review. Secondly, on home page directly it's giving a option of agreeing and taking the loan. Why?? Why there is no options for cancellation? And you people are not even allowing me download the repayment statement but showing to other application which is under review. Bldy cheaters. Don't take any loan from this app. It's headache
39 people found this review helpful
September 26, 2022
No customer care,no one to listen no one cares what issues customer is facing. You can play email,email only. That's how you give fantastic satisfying service to customers dear finnable.I had applied for additional loan on 26th august wich wasn't get processed due to technical reason (as per finnable's email to me) now on 26th September afyer many mails from my side they replied after perfect complete 1 month that my application is canceled & it cannot be processed. What a great feed back. Nice
23 people found this review helpful
Harish Billa
July 20, 2022
This app or its provider are doing good job. It is good for those who need instant credit. Thank you for your service Finnable. I can highly recommend to take a service of its once u need. No extra charge or hidden charges, easy process. Just keep your cibil score good and get the higher amount with low interest. Thank you team, wish u d best.
182 people found this review helpful

What's new

Finnable - Personal Loans