Finnable: Personal Loan App

3.3
51K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Finnable is India's rapidly growing personal loan app, trusted by salaried professionals in over 120 cities. As an RBI-licensed NBFC, we're dedicated to empowering young India financially by providing quick, paperless personal loans directly to your bank account.

Why Choose Finnable?
Loan Amounts: ₹25,000 to ₹10,00,000.
Interest Rates: 16% to 35.99%.
Tenure: 6 months to 60 months.
APR: 0% to 41%.
100% Digital Application: No physical documentation, apply anywhere, anytime.
Flexible EMI: Choose what you can afford.
No Hidden Fees: Transparency is key to our operations.

Eligibility:
Indian residents employed full-time with a monthly salary of ₹15k or more, deposited directly into a bank account are eligible to apply for a loan.

Example:
Personal Loan - ₹1,00,000
Interest rate - 16%*(on a reducing balance basis)
Repayment Tenure - 12 months
processing fee of 3% + GST
Final processing fee - ₹3,000 + ₹540
Total personal loan amount - ₹1,03,540
Amount disbursed - ₹1,00,000
Monthly EMI = ₹9,394
Total interest = ₹9,191
APR – 21.97%
Total Repayment amount - ₹1,12,731


Responsible Lending:
Finnable partners with leading RBI-regulated NBFCs ensuring security and compliance:
Finnable Credit Private Limited,
DMI Finance Private Ltd,
Northern Arc Capital Limited,
Utkarsh Small Finance Bank Limited,
TVS Credit Services Limited,
Piramal Capital & Housing Finance Limited,

Security & Privacy:
Your data safety is paramount. We don’t share your information with third parties. Permissions needed:
SMS: To improve app functionality and for fraud prevention.
Location: To verify your address.
Camera & Media: To upload necessary documents like Aadhaar/PAN.
Device Info: To secure your loan application by linking your phone’s unique ID.

Get Your Personal Loan in Four Easy Steps:

1. Install Finnable.
2. Sign up and check your eligibility.
3. Choose your loan amount & tenure.
4. Do your KYC & setup auto-debit to receive funds within a few hours.

Email: makeiteasy@finnable.com

Join thousands of other Indians who have elevated their financial possibilities with Finnable—where every step is simple, transparent, and aimed at enhancing your financial freedom.
Updated on
Jul 4, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.3
50.8K reviews
ishita dutta
July 17, 2024
On 5th July '24 my finnable amount debited but again credited back to my account. Hence, I tried to reach out you customer care several times but I couldn't, I have tried to call mail every possible way, but still there was no way that could contact them and in the app also it showed that I can only make repayment on 6th only. So because of that my cibil got hampered and instead of 7573 I paid them 8340. So for a single day they took 767 extra. In what world this is justified. Since jun'23 I'm
1 person found this review helpful
Finnable Credit Private Limited
July 18, 2024
Thank you for your time over the call, Ishita. As clarified, Finnable does not initiate debits and reversals, these actions are handled by your bank, typically due to insufficient funds. Our support team has been actively engaged with you regarding Ticket ID- 409494 and remains dedicated to supporting you throughout.
Isneha Kanojia
July 11, 2024
Using the Finnable app has been a horrible experience. I haven't been able to close my loan, and despite sending numerous emails about the issue, the support system has been utterly useless. All I get are automated responses with no real solutions. This level of service is completely unacceptable..... You guys are totally pathetic....
4 people found this review helpful
Finnable Credit Private Limited
July 12, 2024
It was a pleasure speaking with you over the call, Isneha. We've sent your foreclosure letter to your registered email address. Kindly share the payment proof once you've made the payment. If you have any further questions or need assistance, feel free to reach out at makeiteasy@finnable.com.
shiva kumar
July 21, 2024
Not upto the mark service,App doesn't work at all from past 3 months app shows something went wrong whenever we open app,loans details will not be available to see If we mail to their customer service for any thing same auto generated mail will receive as reply. Finnable Application Worst service
Finnable Credit Private Limited
July 22, 2024
Uh-oh, seems like your app has crashed, Shiva. This usually does not happen, we are live with a newer version of the app, request you to clear data/cache from the app settings and reinstall the app, this will definitely help you. If you still need assistance, please write to makeiteasy@finnable.com.