Fintonic | Ahorra y finánciate

76.8K reviews
Content rating
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About this app


When you have the Fintonic Card without commissions,, you get the best financing, you pay less for your insurance, electricity or telephone, and you control the banks... You get used to having money!

Your money under control, all your banks in one place with alerts that no one else gives you. Join a family with over 1 million users!

Download the app to manage your money well, enjoy a card without commissions, have financing tailored to your needs and save very easily.

Download the app to manage your money and save easily.

Our only interest is that you win. Only in 2020:

✔ €21 million saved in commission returns.
✔ 299,403 notices for duplicate collections.
✔ 122,297 overdraft alerts.
✔ €900 savings per person on their insurance and bills.


Thanks to Fintonic, Google award for the best Finance app, you will have an account WITHOUT commissions and WITHOUT surprises, you will be able to organize your money in the same app. With some very positive advantages:

💳 At your disposal the Fintonic Card, 0 commissions 0 conditions. Get your card in just 5 minutes and if you are not convinced close it with a click, with a growing line of credit, with Google Pay to pay from your mobile, physical and virtual Mastercard, exclusive discounts on gasoline, music, food delivery …

💸 You manage all your products from one place: accounts, insurance, cards, loans, mortgages and investment products.

📲 We warn you about what nobody warns you: bank commissions, duplicate receipts, when your car insurance expires...

💰 We offer you information about your way of saving and spending, through the FinScore tool, so that you always know how banks value you, and we get you the best conditions in insurance, loans... from more than 50 entities.

👛 We help you save about €900 on your insurance, electricity and telephone; We fight to improve the price of your insurance, maintaining your coverage and always taking care of you.


Manage your account and Fintonic card and add your other bank accounts to control all your expenses:

✔ All your products in one place in less than 5 minutes.
✔ Alerts of what they don't want to tell you: commissions, duplicate receipts...
✔ Your movements are automatically grouped by categories.
✔ Monthly forecast of what you will spend and on what.
✔ The best offer of financial products according to your financial score.


✔ We are the first Spanish fintech authorized and supervised by the Bank of Spain, with registration number 6892, to provide account information and payment initiation services
✔ Behind us are 9 years by the user's side and more than 135 people working at Calle Orense 12 in Madrid.
✔ Audited and endorsed by experts in finance and digital security


Our business model consists of helping users to find the financial products that best suit them among more than 50 leading insurers, banking, telecommunications and energy companies, we are not a comparator, we do everything for you, so that you win .

We are committed to always offering the best for the user, because we have no conflict of interest. Fintonic makes money by charging companies equally when the user chooses to contract a product. We never charge the user.

Your personal data is protected by the European General Data Protection Regulation (RGPD); they are strictly confidential and impossible to transfer to third parties. / Tel.: 911 920 330
Calle Orense 12, 1st floor, 28020 Madrid
Updated on
Nov 24, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Messages, and Photos and videos
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted
76.8K reviews
Nana Blanka
June 28, 2022
Got this app for a loan application at Fintonic. What a big SCAM... this is a fraudelent company. I had to sign and pay 17.50 for me to receive the loan. They told me everything is approved. A week later, after hearing nothing I contacted them and they said oops the system did not correctly received the signature. We will send the money in 48 hours can you pay again? Weird but can happen right. Did the whole thing again, again system failure. 3weeks later never got my money back.
3 people found this review helpful
Fintonic Servicios Financieros S.L.
July 6, 2022
Hola! Para que podamos revisar tu caso, escríbenos a desde tu mail de usuario ¡Gracias y un saludo!
Elijah De La Hoz
June 10, 2021
Awful app. Seems like everything is save somewhere but not your phone. So if you're having internet access issues, that will restrict your usage in the app. Long time to load. To slow. Don't get me wrong, it's grate idea but needs a lot of improvements. And to be honest, I don't like the idea that my info is storage somewhere and not in my phone. Share your experience, it may help the app.
13 people found this review helpful
Fintonic Servicios Financieros S.L.
June 10, 2021
Hola Elijah! Puedes estar tranquilo, estamos supervisados por el banco de España y tus datos personales están amparados por el RGPD de ámbito europeo; son confidenciales e imposibles de traspasar a terceros. Si tienes alguna duda, puedes contactarnos en y te indicaremos más detalles. ¡Gracias, un saludo!
Tiago Cardoso
June 14, 2022
Amazing app - only potential bug I've seen is that the "movements" part doesn't enable the dark mode... So texts appear as if was greyed out.
1 person found this review helpful
Fintonic Servicios Financieros S.L.
June 22, 2022
Hola Tiago! ¡Muchas gracias por tu comentario y puntuación! Seguiremos trabajando para subir hasta 5 estrellas :) ¡Feliz día!