First Capital Bank

3.7
854 reviews
100K+
Downloads
Content rating
Everyone
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About this app

The First Capital Bank App makes your banking experience less of a hassle and more of an enjoyable experience.

Our app lets you:

1. Check your account balance
2. View a mini account statement
3. Enjoy peace of mind through fully encrypted end to end communication which makes the app one of the most secure banking apps on the market
4. Pay your utlility bills, buy airtime
5. Trasnfer funds to various banks
6. Real time opening and closure of Fixed Deposit Accounts
7. Make cardless ATM withdrawals
8. Complete card management which includes changing your ATM card pin, temporarily blocking and reactivating the card and adjusting your withdrawl limits
9. Send bank statements to your mail id
Updated on
Jan 12, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance
This app may collect these data types
Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.7
833 reviews
FREDRICK JERE
January 21, 2026
it's a great app but needs improvement when it comes to signing in in another device
1 person found this review helpful
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Tukula Martin
October 29, 2024
This app is so helpful, I like it, I would have given it 5 Stars but something needs to be updated, for example, this App doesn't show the name of the person you're sending money to, I have had issues with sending money to the wrong numbers because the app will only show you person's mobile number, or bank account number, without their name to confirm before sending which might not right sometimes. Please work on that, we should be able to see person's name as well before the transaction
14 people found this review helpful
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blessings kasinja
September 1, 2025
Everytime i try to transfer money from my bank account to mpamba wallet it always says "unfortunately your request was unsuccessful. kindly note that you cannot transact on this platform this moment. please contact th3 branch for assistance". Then whats this
32 people found this review helpful
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First Capital Bank PLC
November 19, 2025
Hi Blessing thank you for your feedback. We’ve since been in touch and the matter has been resolved. The system restriction required a quick in-branch verification, which has now been completed — you’re all set to transact normally again. We appreciate you taking the time to let us know and for giving us the opportunity to assist.

What’s new

1) Customers/Agents in Malawi can do a name lookup validation before transferring E-value to their SIMPO wallets using SIMPO Cash module
2) Agents in Malawi can deposit E-value to their SIMPO wallets using SIMPO Agent Deposit module