Mostt: Save & Invest for Kids

In-app purchases
4.6
28 reviews
1K+
Downloads
Content rating
Everyone
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About this app

Secure Your Child’s Financial Future with Mostt

Mostt is the ultimate saving and investing app for parents who want to give their kids a strong financial foundation. With Mostt, you can save and invest for your child’s future, earn rewards and bonuses from brands you love, and enjoy the peace of mind that comes from knowing you’re setting them up for lifelong success.
Our mission is simple: to make investing in your child’s financial well-being easy, accessible, and rewarding for every family. Whether you’re saving for college, a first car, or long-term financial security, Mostt provides the tools and features you need to make it happen.

Why Parents Love Mostt
Simple Saving and Investing: Manage your child’s financial goals with recurring contributions, one-time deposits, and tailored investment portfolios.
Earn Rewards and Bonuses: Maximize your savings with rewards from brands you love and bonuses added directly to your child’s account.
Peace of Mind: Mostt’s secure platform protects your family’s financial information with bank-level security.
All-in-One Financial Solution: From planning to investing to earning, Mostt gives you everything you need to grow your child’s financial future in one app.

Key Features
Mostt is packed with features designed to help parents save smarter, invest better, and grow faster:

1. Easy-to-Use Investing Tools
- Make recurring contributions or one-time deposits with just a few taps.
- Set personalized goals for each child and track progress effortlessly.
- Access five diversified investment portfolios tailored to your child’s financial goals.

2. SmartChange
- SmartChange helps you grow your child’s investment account effortlessly.
- Once enabled, it rounds up your everyday purchases to the nearest dollar and invests the spare change for your child.
- When your accumulated round-ups reach a set threshold, the total will be transferred from your linked primary bank account to your child’s investment account.

3. Gifting
- Invite friends and family to contribute directly to your child's account for birthdays, holidays, and special milestones.
- Receive money instantly and turn one-time gifts into long-term financial impact through investing.
- Simplify gifting while maintaining full visibility and control within your account.

4. Rewards and Bonuses
- Spread the Word: Invite friends to join Mostt and earn rewards for your child’s account.

5. Affordable and Flexible Plans
- Monthly Plan: $5.99
- Annual Plan: $59.99
- Lifetime Plan: $159.99
Enjoy a free 30-day trial to explore all the features risk-free!

6. Bank-Level Security
- Your data is encrypted and protected with bank-grade security, ensuring your account and investments are safe at all times.

Start Building a Nest Egg for Your Kids Today
Mostt is designed to make saving and investing accessible for all families, regardless of income level or financial experience. Whether you’re just starting out or have been investing for years, our app is here to guide you every step of the way.

We’re Here to Help
Have questions or need assistance? Our dedicated support team is ready to assist you!
Email us at: support@mostt.co

Disclosures
Investments involve risks, including possible loss of principal. Past performance is not indicative of future results.
Terms and conditions: https://mostt.co/legal-privacy/terms-and-conditions/
Privacy policy: https://mostt.co/legal-privacy/privacy-policy-notice/

Key Words

529
College fund
saving app kids
investing app kids
family savings
kids money app
kids savings account
save for kids
teach kids finance
family budgeting
future savings
grow savings kids
kids investment app
money management kids
parents money app
save for college
kids financial goals
secure kids future
saving for family
kids fund app
Updated on
Mar 19, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Personal info, Financial info, and Photos and videos
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
28 reviews
Victor Shevchuk
December 10, 2024
I was thrilled to discover this new app as a way to save for both of my sons' college funds! The registration process was incredibly easy, and linking my bank account and making my first deposit was seamless. I’m especially excited for upcoming features like Round-Up, which will allow me to make extra deposits every time I shop. I look forward to using this app for years to come!
3 people found this review helpful
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Cesare Jenkins
December 13, 2024
Definitely the simplest way to get an investment account going for your kids. At the time of review it lacks many of the more complex features found in other investment options, but for a lot of people that is probably more of a pro than a con.
4 people found this review helpful
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Nataliya Menshikova
November 30, 2024
Love the vibes and color. Mostt is so cute i’m obsessed with the bright colors and the clay icons it makes saving for my kid feel less boring. it’s perfect for parents who want to start saving without all the stress
1 person found this review helpful
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What’s new

Get excited! In this release we introduce Gifting - making it easy for friends, family, and loved ones to contribute directly to your child’s account. Receive funds instantly and invest in your kids’ future with the power of your community behind you.