First Citizens Commercial Adv.

First Citizens Bank and Trust

About this app

The Commercial Advantage Mobile Banking App allows you to securely access your Commercial Advantage accounts and perform key banking tasks from your mobile device.

Designed for business users on the go, the mobile app provides quick access to important account information and allows you to take action on time-sensitive banking activities from anywhere.

With the Commercial Advantage mobile app, you can:
• View account balances and transaction details.
• Approve payments and transfers, including wires, ACH payments, transfers, loan payments, and loan drawdowns.
• Initiate internal account transfers, loan payments, and loan drawdowns.
• Deposit checks using mobile deposit.
• Review and take action on Fraud Management items for Positive Pay, Reverse Positive Pay, and Electronic (ACH) Positive Pay.
• Manage users, including locking or unlocking users and reviewing user changes (administrator access required).
• View and share eStatements.

About First Citizens Bank:
Founded in 1898 and headquartered in Raleigh, N.C., First Citizens Bank serves the financial needs of our clients and communities with specialized support and an emphasis on service. At First Citizens, we help our clients build lasting financial security that is fit for their ambitions at every stage of their personal, business or entrepreneurial journey. For more information, visit firstcitizens.com.

First Citizens Bank does not charge fees to download or access First Citizens Digital Banking Commercial Advantage, including the First Citizens Commercial Advantage app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use or certain services in First Citizens Digital Banking Commercial Advantage.

Copyright © 2026. First Citizens Bank. Member FDIC. Equal Housing Lender.

Ratings and reviews

When it works... It's great. Too many times it doesn't. No support from the bank. No way to fix. It saves time when it works.

I like the app but for some reason it's behind on my balance all the time.

Every time I can't figure anything out there always there to help or if I don't understand something nice bank and people

What’s new

Performance enhancements and bug fixes