First Citizens Commercial Adv.

4.2
16 reviews
1K+
Downloads
Content rating
Everyone
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About this app

First Citizens Digital Banking Commercial Advantage is a digital treasury platform that gives you access to real time information, seamless payment functionality and practical tools to meet daily cash flow requirements and make well-informed decisions. Commercial Advantage gives you a powerful, comprehensive set of mobile banking tools that work across all your devices – mobile phone, tablet, and computer.

First Citizens Commercial Advantage helps business customers:

• View your accounts and transaction history in a streamlined navigation experience
• Deposit checks from your mobile device
• Receive account and security alerts via text or email
• Securely access your checking, savings and credit card statements at any time
• Schedule one-time and recurring transfers and payments between your First Citizens business accounts—checking, savings, credit cards, lines of credit and loans

Additional Commercial Advantage features include:

• Set up multi-user access - customize and designate access to employees who are helping manage the company's finances, plus create Okta logins
• Send domestic and international wire transfers
• Send payments via ACH
• Detect fraud with ACH Positive Pay and Positive Pay
• Set up real time reporting, eStatement preferences
• Stop Pay up to one year and Cancel Stop Pay
• Message Us feature for faster troubleshooting

About First Citizens Bank:
Founded in 1898 and headquartered in Raleigh, N.C., First Citizens Bank serves customers at more than 560 branches in 19 states. For more information, visit firstcitizens.com.

First Citizens does not charge fees to download or access First Citizens Digital Banking Commercial Advantage, including the First Citizens Commercial Advantage app or First Citizens Text Banking. Mobile carrier fees may apply for data and text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking Commercial Advantage.

Copyright © 2021. First Citizens Bank. Member FDIC. Equal Housing Lender.
Updated on
Oct 12, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection

Ratings and reviews

4.2
16 reviews
Todd Hathorne
July 1, 2024
When it works... It's great. Too many times it doesn't. No support from the bank. No way to fix. It saves time when it works.
4 people found this review helpful
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Aletta Vickery
April 26, 2023
I like the app but for some reason it's behind on my balance all the time.
1 person found this review helpful
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Wanda Blankenship
January 13, 2025
Every time I can't figure anything out there always there to help or if I don't understand something nice bank and people
2 people found this review helpful
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What’s new

Update for Android 15

App support

About the developer
First Citizens BancShares, Inc.
appsupport@firstcitizens.com
4300 Six Forks Rd Raleigh, NC 27609-5718 United States
+1 919-986-3429

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