First Citizens Mobile Banking

First Citizens Bank and Trust

About this app

First Citizens Digital Banking gives you a powerful, comprehensive set of mobile banking tools that work across all your devices – mobile phone, tablet, and computer. Log in from your Android device quickly and securely using facial recognition, fingerprint authentication or a 4-digit passcode.

First Citizens Digital Banking helps consumer and business customers:
• View your accounts and transaction history
• Deposit checks from your mobile device
• Pay bills and make transfers between your First Citizens accounts
• Manage your credit cards easily and quickly – lock and unlock a card, activate a new card, report upcoming travel, report a lost or stolen card and more
• Receive account and security alerts via text or email
• Securely access your checking, savings and credit card statements at any time
• View tax documents

Consumer customers can also:
• View your complete financial picture by linking all your accounts (even those with other financial institutions), track spending patterns, create budgets, understand your net worth and manage expenses, all in one place
• Send money to friends, family and others you trust with Zelle®
• Transfer funds to and from accounts you have at other financial institutions
• View FICO® Scores if you have a consumer loan, credit card or mortgage
• Set up text and email alerts to help monitor credit and debit card activity
• Manage your debit cards easily and quickly – lock and unlock a card, activate a new card, change your PIN, report upcoming travel, report a lost or stolen card and more. Credit card customers can also add authorized users, request balance transfers and more.

Business customers can also:
• Set up multi-user access - customize and designate access to employees who are helping manage the company's finances
• Send domestic wire transfers
• Send payments via ACH
• Detect fraud with ACH Monitor and Positive Pay
• Set up text and email alerts to help monitor credit card activity

About First Citizens Bank:
Founded in 1898 and headquartered in Raleigh, N.C., First Citizens Bank serves customers at more than 600 branches in 22 states. For more information, visit firstcitizens.com.

First Citizens does not charge fees to download or access First Citizens Digital Banking, including the First Citizens mobile banking app or First Citizens Text Banking. Mobile carrier fees may apply for data and
text message usage. Check with your carrier for more information. Fees may apply for use of certain services in First Citizens Digital Banking.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Android is a trademark of Google, Inc. Google Play and Google Play logo are trademarks of Google Inc.

FICO is a registered trademark of Fair Isaac Corporation.

Copyright © 2022. First Citizens Bank. Member FDIC. Equal Housing Lender.

Ratings and reviews

Fix this app. Nothing is live anymore. I have 18 pending transactions over the course, of sometimes 6 days. Instant deposit transfers bump up above purchases, when in fact I moved money from my savings to cover first, then purchase. When this happens, you get a fee for not having it covered. Now I have screenshots, not playing this game.

I'm about to switch banks. I can't budget anything because I never know how much money I have. Called they kept trying to explain the current balance vs available balance obviously I know what the difference is!!!! but the available balance is never correct It was off by $600 the other day, why the hell does your debit transactions take like 2 weeks to process then the date of the transaction is changed to the day it processes so I never know what day I bought or paid for something.

after making the payment, your app still shows the minimum payment the same amount. which is incorrect. The minimum payment was supposed to be zero after the payment was already made. This caused multiple money losses and time losses trying to contact customer service and reverse the payment. I have no time for additional communication. All my time limits for you spent talking to an automated phone system.

What’s new

Our latest Digital Banking App upgrade includes FDIC logo updates to be compliant with FDIC’s requirements, as well as Digital Banking performance enhancements, design enhancements and bug fixes. Once customers take the latest version, they may need to reset their biometrics the next time they log in to the app.