Settle - Debt & Loan Tracker

Contains adsIn-app purchases
Content rating
Everyone
10+
Downloads
Content rating
Everyone
In-App Purchases
Learn more
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About this app

Settle — the simple debt tracker and IOU manager for money owed to you and money you owe.

Settle is a debt tracker, loan manager, and IOU app in one — designed to help you track what you owe, track who owes you money, and stay organized without spreadsheets or sticky notes.

Whether you're managing a credit card balance, a bank loan, a car loan, or just keeping track of money lent to friends and family, Settle's debt tracker makes it simple to see exactly where you stand.

Track debts and loans in both directions
Unlike a typical expense tracker, Settle is a true two-way money tracker — see how much you owe and how much is owed to you, with a clear net balance at a glance. No more losing track of who owes what.

One-tap money tracking
Use the "I got" and "I give" quick-action buttons to instantly log a payment or loan and update your balance — a faster way to track debt than any spreadsheet or notebook.

Full, editable transaction history
Every payment in your debt tracker is saved and editable, so you always have an accurate loan and payment history.

Organize your debts and loans by category
Sort your debt tracker by type — Credit Card, Bank Loan, Auto Loan, Student Loan, Personal Loan, Mortgage, Medical Debt, and more — each with its own icon and color.

Due date reminders for loans and payments
Optionally set a due date on any debt or loan and get a reminder before payment is due — or skip dates entirely for informal IOUs with no fixed schedule.

Search and sort your debt tracker
Quickly find any loan, debt, or IOU by name, or sort your list by amount, name, or category.

A money tracker in your language
Settle is available in English, Arabic, Spanish, and Portuguese.

Private, secure debt tracking
All your financial data stays on your device. Settle doesn't require an account, doesn't collect personal data, and never uploads your information anywhere.

Whether you're paying off a loan, tracking money owed by friends, or just want a reliable IOU and debt manager, Settle keeps your finances simple, clear, and organized.

Download Settle today — the debt tracker, loan manager, and IOU app built for real life.
Debt tracker & IOU manager — track money owed and who owes you.
Updated on
Oct 5, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • No data collected
    Learn more about how developers declare collection

What’s new

- New: Settle Pro (one-time purchase): no ads, app lock, backups, export to PDF/CSV, insights & charts, color themes
- App lock with PIN and fingerprint
- Export your debts to PDF or CSV
- New Insights screen with charts
- 6 color themes
- Improvements and bug fixes
Content rating
Everyone
In-App Purchases
Learn more

App support

About the developer
دانيال برسوم البرت فرج قلته
focuslion.apps@gmail.com
30 ميدان تريومف - النزهة cario القاهرة 11736 Egypt