Spend Wisely is a simple, easy-to-use expense tracker, budget planner, and money manager app that helps you take control of your finances.
Just add an expense when you spend — Spend Wisely takes care of the rest. Set budgets for each category (food, transport, shopping), and the app helps you stay within your limits.
💰 EXPENSE MANAGER
Manage your income, expenses, and transfers by category. Create as many custom categories as you need — there’s no limit. Track every rupee, dollar, or euro you spend.
📊 BUDGET PLANNER
Plan your monthly budget to boost your savings. Set spending limits for each category and instantly see how much you've spent versus your budget with clear progress bars.
📈 INSIGHTFUL ANALYTICS
View monthly income and expense analysis with clean charts. Discover spending trends, top categories, and period comparisons. Export your data as CSV for external analysis.
🏠 HOME SCREEN WIDGET
Use the smart widget to monitor your balance at a glance. View today’s spending, monthly totals, and remaining budget. Tap “+” to quickly add expenses from your home screen.
🔒 FULLY OFFLINE
No internet required. Your data stays on your device. No account, phone number, or personal information needed — your finances remain private.
💳 MULTIPLE ACCOUNTS
Track wallets, bank accounts, credit cards, and savings separately. No limit on accounts. Always know exactly where your money is.
⚡ QUICK ADD
Save frequent expenses as templates and add them
with a single tap. Coffee, lunch, transport — record expenses instantly.
🗓️ FLEXIBLE VIEWS
View your expenses daily, weekly, monthly, quarterly, half-yearly, or yearly — exactly how you need.
📅 CALENDAR VIEW
Visualize all transactions on a calendar. Red dots for expenses, green for income. Tap any date to see detailed transactions.
🎯 SAVINGS GOALS
Set savings targets with amounts and deadlines. Track your progress and stay motivated.
🏷️ TAGS
Add custom labels to transactions for flexible tracking beyond categories — perfect for trips, projects, or events.
🔄 RECURRING TRANSACTIONS
Automate monthly bills, subscriptions, and regular income. Never miss a recurring transaction.
💹 CASH FLOW FORECAST
Predict your future balance with 30, 60, or 90-day projections based on recurring transactions.
🛡️ SAFE & SECURE
Backup and restore your data anytime. Encrypted backups available. Easily transfer data between devices.
🎨 PERSONALIZATION
Choose your currency, theme, and language. Supports light, dark, and system themes, including Material You dynamic colors.
✨ AND MORE
• Net worth tracking
• Debt payoff planner (Avalanche & Snowball methods)
• Spending reports with trends & forecasts
• Tag-based analytics
• App lock with biometric authentication
• Multi-language support
• Receipt scanning (OCR)
• PDF & CSV export
No ads. No data collection. No account required. Just a simple, powerful expense tracker that respects your privacy.
Start spending wisely today! 🚀