FundsMama - Instant Loan App

2.42K reviews
Content rating
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About this app

FundsMama is a company that helps people in India get loans quickly and easily. If you need money for everyday expenses or an emergency, FundsMama can help you out. They have a simple process and you meet our eligibility criteria and submit requisite documents loan amount to your bank account within 30 minutes final of approval.
There are many reasons to choose FundsMama for your loan needs. They offer a safe and secure digital platform to borrow money, and you don't need collateral to get a loan. Plus, they can help you with multiple unexpected expenses at once.
To apply for a loan with FundsMama, you need to be an Indian resident who is at least 21 years old and has a savings bank account. You also need to have a decent CIBIL score. You'll need to fill out an application form and provide some documents, like your PAN card, bank statements, and salary slips.
In the recent covid scenario we offer a safe secure
digital platform to borrow quick money for emergency situations.
Eligibility is based on your creditworthiness and no collateral is required. We provide advance salary
loans for emergencies when you don’t have a financial backup or enough cash to meet unforeseen expenses/losses.
Secure and fast loan disbursal process is our forte. You don’t have to worry about the long and heavy Documentation/waiting process for getting a loan. Just a quick upload of required documents digitally would suffice and upon scanning, we approve and transfer your loan in 15 minutes.
We can help you meet more than one unexpected expenses at a time; be it home/vehicle repair, medical bills, housing, utilities, wedding or other family emergencies. We have an easy go to application process without any upfront fees or charge.
Disclaimer: The interest rates could be higher compared to other long-term loans. We give only advance salary loans to Indian residents.
Application Process:
1) SHARE DETAILS: Fill out the easy loan approval form online. Your information is safe and secure with us. Be rest assured.
2) QUICK SCAN: Upon upload of the required documents we do a quick run through and verification via our fintech system.
Our software technology is a secure accredited system that is manually updated by our team.
We do not allow for any misuse of your personal information and adhere strict rules and procedures in the company.
3) SAVE THE DAY TOGETHER: We shall inform over a phone call or email if any discrepancy occurs during loan approval process.
4) LOAN DISBURSAL IN 3O MINUTES: Once all is clear,
We transfer the loan amount securely to your bank account on the same day of the application process!
1)Indian resident
2)Salaried Employee/Business
Owner/Self Employed
3)Above 21 years of age
4)Savings Bank Account Holder
5)Decent CIBIL Score
1)Completely filled personal loan
application with photograph
2)PAN Card.
3)Residence proof – Passport
driving license, Voter ID,
post-paid/landline bill, utility bills
4) Bank statements for the last 3
Months (preferably
your salary account).
5) Salary Slips of last 3 months.
6) Identity & Age Proof
7) Completely filled Rates and
Monthly Interest Rate: 2.9166
Offered Annual Percentage Rate (APR): 35% (Fixed)
Tenure/Repayment Period: 1 - 3 Years
Minimum-Maximum Loan Amount: INR 10,000- 2,00,000
Processing Fee: 2%
GST on Processing Fee (Inclusive): 18%
Representative Example:
⁍ Loan Amount: ₹50,000
⁍ APR: 35%
⁍ Tenure: 12 months
⁍ Processing Fee: ₹1000
⁍ GST on Processing Fee: ₹180
⁍ Amount Disbursed: ₹49,000
⁍ EMI: ₹4,998
⁍ Total Repayment Amount: ₹59,978
⁍ Total Interest: ₹9,978
Company Accreditation
We are registered under the name Girdhar Finlease
Pvt Ltd, a registered NBFC, Approved by RBI.
Address:106, First Floor, Surya Kiran Building,19 Kasturba Gandhi Marg,
New Delhi - 110001
📧 Email :
📱 Phone : +91- 9711711026
Updated on
Feb 29, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

2.42K reviews
Parimal Kulkarni
April 9, 2024
Fast and easy process. Their executive Puneet helped a lot in all the process. Good app for quick emergency loan. Edit: App no longer working
1 person found this review helpful
amit pancholi
March 14, 2024
This is fake aap dnt install from last 4 days same process I repeated 5 times but no procedure is going ..nothing is happening very bad app dnt install..I convey to my friends dnt install no star should be given it should be flagged..uta fake process in application
29 people found this review helpful
February 16, 2024
The loan application process is hassle free and quick one. The person helped in smooth process of application and the experience is very smooth and user friendly. Got loan within few minutes and would like to recommend this to everyone who is looking for a quick short term loan.
10 people found this review helpful