50K+
Downloads
Content rating
Everyone
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About this app

FundsMama is all about easy
and fast digital way of
giving away loan to fellow Indians
and coming to their aid
when needed the most and at the
earliest. When unable
to meet your day-to-day expenses
or encounter an
emergency situation, our team
works as a helping
shoulder and expedites your
payment process. As soon
as you meet our eligibility criteria
and submit requisite
documents, we transfer the loan
amount to your bank
account upon approval within 30
minutes!
1) VALUE OUR CLIENTS: We come
to our clients’ rescue
in case of sudden financial crunch
in situations like
health crisis, credit card interest
payment, debt
refinancing, house renovation and
other non-recurring
expenses. (Excluding purchase of
asset and education).
2) OUR COMMITMENT: Honesty
and integrity are values
we uphold as a company. We do
not include loans for
investments such as fixed assets
or securities, illegal
activities or education post high
school.
WHY CHOOSE US?
1) UNSECURED PERSONAL LOAN:
In the recent covid
scenario we offer a safe secure
digital platform to
borrow quick money for
emergency situations.
Eligibility is based on your
creditworthiness and no
collateral is required. We provide
advance salary
loans for emergencies when you
don’t have a
financial backup or enough cash
to meet unforeseen
expenses/losses.
2)EASY FAST REDRESSAL
Secure and fast loan disbursal
process is our forte.
You don’t have to worry about the

long and heavy
documentation/waiting process
for getting a loan.
Just a quick upload of required
documents digitally
would suffice and upon scanning,
we approve and
transfer your loan in 15 minutes.
3)FLEXIBLE
We can help you meet more than
one unexpected
expenses at a time; be it
home/vehicle repair,
medical bills, housing, utilities,
wedding or other
family emergencies. We have an
easy go to
application process without any
upfront fees or
charge.
Disclaimer: The interest rates
could be higher
compared to other long-term
loans. We give only
advance salary loans to Indian
residents.
Application Process:
1) SHARE DETAILS: Fill out the
easy loan approval
form online. Your information is
safe and secure
with us. Be rest assured.
2) QUICK SCAN: Upon upload of
the required
documents we do a quick run
through and
verification via our fintech system.
Our software
technology is a secure accredited
system that is
manually updated by our team. We
do not allow
for any misuse of your personal
information and
adhere strict rules and procedures
in the
company.
3)SAVE THE DAY TOGETHER :We
shall inform over a
phone call or email if any
discrepancy occurs
during loan approval process.
4)LOAN DISBURSAL IN 3O
MINUTES: Once all is clear,
we transfer the loan amount
securely to your bank

account on the same day of the
application
process!
Eligibility
1)Indian resident
2)Salaried Employee/Business
Owner/Self Employed
3)Above 21 years of age
4)Savings Bank Account Holder
5)Decent CIBIL Score
Documentation
1)Completely filled personal loan
application with
photograph
2)PAN Card.
3)Residence proof – Passport
driving licence, Voter ID,
post-paid/landline bill, utility bills
(electricity/water/gas).
4)Bank statements for the last 3
months(preferably
your salary account).
5)Salary Slips of last 3 months.
6) Identity & Age Proof
7) Completely filled Rates and
Fees
Monthly Interest Rate: 2.9166
Offered Annual Percentage Rate (APR): 35% (Fixed)
Tenure/Repayment Period: 1 - 3 Years
Minimum-Maximum Loan Amount: INR 10,000- 5,00,000
Processing Fee: 2%
GST on Processing Fee (Inclusive): 18%
Representative Example:
⁍ Loan Amount: ₹50,000
⁍ APR: 35%
⁍ Tenure: 12 months
⁍ Processing Fee: ₹1000
⁍ GST on Processing Fee: ₹180
⁍ Amount Disbursed: ₹49,000
⁍ EMI: ₹4,998
⁍ Total Repayment Amount:
₹59,978
⁍ Total Interest: ₹9,978
Company Accreditation
We are registered under the name Girdhar Finlease
Private Limited, a registered NBFC (non-banking financial
institution) , approved by RBI.
Updated on
Aug 26, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
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No data collected
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What's new

Welcome to Fundsmama
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