Genisys Mobile Banking

Genisys Credit Union

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About this app

Check balances, transfer money, pay bills, deposit checks, apply for loans

Keep a Genisys branch in your back pocket! The Genisys mobile app allows you to manage your accounts anywhere and everywhere! Check balances, transfer money, pay bills, deposit checks, apply for loans, manage account alerts, search for free ATMs and more - all from your phone or tablet.

Registration can be done right from your device. A first-time login will receive an activation code by text message, email or phone call.

Always ready when you are, the Genisys Credit Union mobile app is easy to use, secure and offers many convenient features.

Features at a glance:
View balances
Transfer funds
Deposit checks (for qualified members)
Pay bills
Apply for loans
Digital Card Issuance - which allows for card activation and PIN change
Create and manage eAlerts
Control Credit & Debit card access with on/off and card specific alerts
Set travel notifications for your Credit and Debit cards
Search transactions and view check copies
Link accounts for quick access using one login
ATM & Branch locator
Check loan and savings rates
Calculators - auto, home, and mortgage
Live Chat
Dark mode

At Genisys Credit Union, we think you should love your financial institution, and when you bank with us, we know you will! Not a member? Join today at www.genisyscu.org.

Our current members may be eligible to apply for loans with Genisys Credit Union. Please review the following to understand our lending information, and make sure to check https://www.genisyscu.org/rates for the latest rate information.

Our personal loans have a minimum repayment period of 1 month and a maximum repayment period of 60 months. The Maximum Annual Percentage Rate (APR) for a personal loan is 18.00%. Our minimum offered loan amount is $1,000 and our maximum offered loan amount is $50,000.

Not all applicants may qualify for the most favorable rates or the highest possible loan amounts. Approval and actual loan terms depend on credit union membership history and credit risk evaluations (including responsible credit history, debt-to-income information, and availability of collateral). Highly qualified applicants may be offered higher loan amounts and/or lower APRs. Personal loans may not be used for college or post-college education expenses, business or commercial purposes, buying crypto or other speculative investments, gambling, or illegal purposes. Active-duty military, their spouses or dependents covered by the Military Lending Act may not pledge a vehicle as collateral.

Please review our loan cost example below:

Consider a loan where the borrower receives $10,000 at an APR of 18.00% over 48 months.
The borrower would repay $293.36 every month.
The total amount paid for the loan would be $14,080.91.

Actual loan terms may vary and depend on the prospective borrower’s credit profile, debts, income, membership history, etc.

Some of our loan options are intended for consolidating existing debts into a single loan. When consolidating existing debts or refinancing an existing loan, total finance charges and money owed over the period of the new loan may be more than the existing debt due to longer terms or higher interest rates.

Ratings and reviews

It's saying I have to update my phone's security to use fingerprint and password to log in, yet that is the setup I have. It won't even let me put in my password. UPDATE: Second week in a row it will not let me in with my biometrics. It wipes my password then tells me my security isn't compatible. I have to close and reopen the app multiple times just to put back in my password and use biometrics to sign. This review is your feedback to the Dev. Fix or revert the app. On Android 17 qpr2 beta 3

This app just keeps crashing on my phone now. Won't even open. This has happened before and I always have to reinstall which is a pain because I have to log back in the long way every time. That used to fix it so it wasn't too annoying. But now, the app works once, then won't open again. I won't be re-downloading every time I want to check my balance, so fix it. Also, can't even check my balance on your website right now. This bank belongs in the dark ages.

The new update makes the app confusing and hard to tell what the actual balance is. It was fine before. Now in joint accounts only one card will show up for card controls which makes it extremely hard to monitor transactions. There is also no longer a running balance displayed by charges, which was very helpful to tell what the actual amount balance was becuase the running total is typically inaccurate. Very disappointed that I'm going to have to find a better bank.

What’s new

- Enhancements to Manage Cards Feature:
• Easily lock or unlock your card in seconds
• Enable Controls to define exactly how, where and with which merchants your card can be used
• And enable Alerts so you know any time your card is used
- Improved performance and bug fixes