4.7
6.24K reviews
500K+
Downloads
Content rating
Everyone
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About this app

On Cleva, your money has no boundaries. Here’s why over 700,000 people trust Cleva:
✅ Swift onboarding
✅ Competitive exchange rates
✅ Transparent pricing, no hidden or monthly fees
✅ Fast, reliable, and secure experience

Send money across borders
Instantly transfer to family and friends in Nigeria, Ghana, Uganda, and other African countries. Just add a destination bank or mobile money account, verify the account details, initiate your transfer, and watch the money get delivered immediately.

Receive USD payments
Whether you’re a freelancer, remote worker, content creator, or entrepreneur, receive ACH and Wires from your employer and clients without hassle.

Receive stablecoins with ease
Receive USDT or USDC into your Cleva wallet in minutes, giving you more ways to fund and grow your money.

Transfer to friends on Cleva
Instantly transfer to your friends on Cleva for FREE.

Convert at the best rates
Instantly convert currencies at very competitive exchange rates. Even better, there are no fees to convert, it’s completely FREE.

Spend globally with a virtual USD card
Pay for international subscriptions, shop online, or make global payments easily with your Cleva USD card.

Protect your money from volatility
Save and hold your funds in USD. Exchange only when you want to, at the best rates.

Earn and redeem Cleva Points
Get rewarded every time you transact! Earn points when you transfer or receive a deposit, then redeem your points for USD and more.

Refer and earn
Invite your friends and earn when they transact on Cleva. The more friends you refer, the more you earn, and you can keep earning infinitely.

24/7 Support
Cleva is always available to assist 24/7 whenever you need assistance. You can reach us via in-app chat or email at contact@getcleva.com. You can also reach us on our social media channels:
Twitter: @clevabanking
Instagram: @clevabanking
Linkedin: @cleva-banking

Cleva is registered with the FinCEN in the US, licensed in multiple jurisdictions, and partners with licensed financial institutions across the world. Rest assured, your funds are always safe.


[Minimum supported app version: 2.1.9]
Updated on
Feb 6, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Photos and videos, and Files and docs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
6.18K reviews
Gift Emmanuel
January 24, 2026
At first I was skeptical, but now? I'm glad I gave Cleva a try. As a Nigerian user, this Fintech called Cleva is most promising (maybe even above geegpay and grey) cause their charges are lower. Yes their interface isn't yet there yet, but as long as I get my money I don't really mind. Their exchange rates make sense. And there's nothing more sweet that that points they give during every transaction, cause you can translate that to real money and withdraw. 1000/1000⭐⭐⭐⭐⭐
24 people found this review helpful
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Cleva Technologies
January 26, 2026
Thank you for this amazing breakdown! 🙏 We’re thrilled that the points system is hitting the spot for you. We keep polishing our designs, but we’re glad the app is running perfectly for your local and international needs. Welcome to the family! 🇳🇬💸
Anita -queen
December 19, 2025
The app works but rates could be better. I work tirelessly for my money, you charge me for using your app to receive money and you still change the dollars at very low rates, claiming that you're not charging transfer fees. If this isn't cheating then I don't know what is!
30 people found this review helpful
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Cleva Technologies
December 22, 2025
Thanks for sharing your honest feedback, we understand how that can feel 😔. Our exchange rates follow real-time market conditions, and while we don’t charge transfer fees, rates can vary based on market and timing. That said, we’re always working to make pricing fairer and more competitive. Your feedback is noted and appreciated 💛.
Amoasiwa.n
January 14, 2026
the interface and rates are good but I wouldn't advice any Ghanaian user to count on their services as it's more or well synced with the Nigerian Finance system .I received money via wire transfer which took about a week .the moment I received the money to transfer to my local mobile money, it kept saying service temporarily unavailable for days. Then soon after I contacted support I received a notification that they have had to pause operations in Ghana and will take months( undefined months )
4 people found this review helpful
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Cleva Technologies
January 15, 2026
We hear you, and we’re deeply sorry for the delay in your wire transfer and the subsequent service issues. Our goal is to empower users across Africa. Kindly reach out to our support team for paying out your funds. We'd love to have you back once our Ghana service is fully back. 🌍💙

What’s new

We’ve introduced the Multi-chain Wallet
Receive deposits across different supported networks using one single wallet address.
Same address. Multiple networks. Smoother transactions.
Update your app to enjoy the new experience.