4.7
8.24K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
Learn more
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About this app

On Cleva, your money has no boundaries. Here’s why over 1M people trust Cleva:
✅ Swift onboarding
✅ Competitive exchange rates
✅ Transparent pricing, no hidden or monthly fees
✅ Fast, reliable, and secure experience

Send money across borders
Instantly transfer to family and friends in Nigeria, Ghana, Uganda, and other African countries. Just add a destination bank or mobile money account, verify the account details, initiate your transfer, and watch the money get delivered immediately.

Receive USD payments
Whether you’re a freelancer, remote worker, content creator, or entrepreneur, receive ACH and Wires from your employer and clients without hassle.

Receive stablecoins with ease
Receive USDT or USDC into your Cleva wallet in minutes, giving you more ways to fund and grow your money.

Transfer to friends on Cleva
Instantly transfer to your friends on Cleva for FREE.

Convert at the best rates
Instantly convert currencies at very competitive exchange rates. Even better, there are no fees to convert, it’s completely FREE.

Spend globally with a virtual USD card
Pay for international subscriptions, shop online, or make global payments easily with your Cleva USD card.

Protect your money from volatility
Save and hold your funds in USD. Exchange only when you want to, at the best rates.

Earn and redeem Cleva Points
Get rewarded every time you transact! Earn points when you transfer or receive a deposit, then redeem your points for USD and more.

Refer and earn
Invite your friends and earn when they transact on Cleva. The more friends you refer, the more you earn, and you can keep earning infinitely.

24/7 Support
Cleva is always available to assist 24/7 whenever you need assistance. You can reach us via in-app chat or email at contact@getcleva.com. You can also reach us on our social media channels:
Twitter: @clevabanking
Instagram: @clevabanking
Linkedin: @cleva-banking

Cleva is registered with the FinCEN in the US, licensed in multiple jurisdictions, and partners with licensed financial institutions across the world. Rest assured, your funds are always safe.


[Minimum supported app version: 2.2.10]
Updated on
Jun 28, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Photos and videos, and Files and docs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
8.16K reviews
Chinwendu Okolie
April 17, 2026
Cleva is amazing, to be honest. I have used it to receive payments for a long time now. I have just 3 problems; 1. constant updates 2. takes too long to process ACH transactions (some other service provider does this much faster and better) 3. constand deactivation of virtual dollar cards. and then you have to pay the $2 card creation fee all over again. 🙄 I've had to purchase up to 20 new cards since I started using cleva other than this. they're great.
28 people found this review helpful
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Cleva Technologies
April 17, 2026
Thank you for the detailed feedback! 💛 We’re glad you’ve had a great experience overall. We’ve noted your concerns around updates, ACH speed, and card issues, and we’re working to improve them. We appreciate your continued support.
Albashir bd
June 17, 2026
All the hype for the app is alla wash, I've been trying to complete my kyc fo a long time but i was been denied saying that i should contact the support team which i did, and it turned out to be the most arrogant customer support of the century. the answer that i used to get all time is (i quote) we are sorry because we cannot open an account for you. well it turned out to be that it's not only cleva app on the app store, we will go and look for another app.
2 people found this review helpful
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Cleva Technologies
June 18, 2026
We’re sorry for your experience. 💛 In some cases, we may be unable to open an account due to verification or compliance requirements. For more clarity on the decision, kindly reach out to our support team.
Tunde Akinpelu
May 18, 2026
Cleva went from the best to greedy thieves. I created a virtual card last year and using it without issue or expired. All of a sudden it disappeared and they want me to pay $3 again for a new one. No resolution from support for a month now. I've now moved on to Raenest today. Free ach deposit monthly. Better rates. Better services. I wish I found this out earlier. I recommend Raenest.
6 people found this review helpful
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Cleva Technologies
May 20, 2026
We’re really sorry to hear about your experience and understand your frustration. 💛 At Cleva, we truly cherish our users and remain committed to providing one of the best experiences in the market. We’d never want to lose your trust or support. Please reach out again so we can properly review your case and help get you back on the app.

What’s new

Introducing Cleva Pots.

Set aside your USD savings and earn rewards at a 3.00% annual rate, calculated daily and paid monthly.
What's new:
• Create a Pot in seconds
• Fund directly from your USD wallet
• Start accruing rewards the day after you deposit
• Withdraw anytime with no lock-in period or fees
• Track rewards and earnings history
• Explore detailed daily reward calculations

Open the Cleva app and click the Pots menu to start growing your dollars