Get up to $500 with Step EarlyPay, earn $200+/month playing games, and build credit for freeāall in one app. Step is the ultimate money app for hustlers, gamers, students, and everyone working a 9-5. Build credit, boost income, and cut your billsāwithout breaking a sweat.
Whatās New at Step:
Step EarlyPay ā Get cash when you need it. No waiting, no interest. Access up to $500 now. [1]
Build Credit for free ā The average Step user improves their credit score by 57 points in their first year. [2]
Earn Over $200/Month ā Play games, take surveys, and cash in on partner deals to earn real cash rewards in the app.
Why Millions Use Step:
- Fast cash when you need it (up to $500 with Step EarlyPay)
- Earn unlimited cashback and rewards from everyday spending [3]
- Build credit with zero hassle
- Get $500 in exclusive perks with Step Black [4]
- Trusted by 6 million+ users and featured by Forbes, TechCrunch, Business Insider, and more
- 100K Reviews with 4.8ā
Step gives you real money, real savings, and real rewardsāall in one app.
Ready to upgrade your money game?
Download Step now and start stacking smarter.
*Step is a financial services platform. Banking services provided by and the Step Visa card issued by Evolve Bank and Trust, member FDIC.
[1] The availability and amount of Step EarlyPay loans are subject to your eligibility and creditworthiness. Minimum Step EarlyPay loan amount is $20, and maximum amount is $500. Instant Transfers are available for a fee. Instant Transfers typically occur in seconds, but may take up to 30 minutes.
[2] Average based on analysis conducted by TransUnion based on 594 Step users aged 21-27 with a positive increase in their credit score within a 360-day period beginning from the first instance of Step reporting to the credit bureau.
[3] Requires Step Black enrollment, either through qualifying direct deposit or paid monthly membership.
[4] Ability to earn $500+ in the form of credits on purchases or statement credits for purchases with select Step Black partners, as will be advertised. Step does not provide, endorse, or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are solely responsible for their products and services, and all trademarks listed are the property of their respective owners. Enrollment may be required.