Copper - Bank & Earn Money

13.3K reviews
Content rating
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About this app

Copper: Where kids & teens learn while they bank, and parents keep an eye on them as they build the financial skills they need to succeed. It’s that simple.

We’re the only banking app that empowers teens & kids to learn money, setting them up for future financial success. With Copper, they'll gain vital real-world experience as they bank, earn, spend, save, and invest — all in a safe learning environment, with financial literacy moments built in. With real-time monitoring and alerts, parents get full visibility over it all.

For Kids & Teens:
- With Copper, you'll enjoy all the benefits of having a (knowledge) bank in your pocket.
- Get a shiny new Copper debit card with your name on it.
- Shop in-store, online, or with Apple Pay.
- Complete tasks & chores to get paid.
- Get $$$ from Mom and Dad instantly.
- Learn to invest the smart way.
- Track when, where, and how you're using your money.
- Set savings goals and learn how to reach them!

For Teens:
- Earn Copper creds that turn into $$$ by referring your friends, playing games, taking surveys (16+), and scanning receipts.

For Parents:
- Skip the ATM. Send money to your kids instantly through the app!
- Automate allowance one time, then never worry about having cash again.
- Add up to 5 tasks for each kid & reward them for getting the job done.
- Monitor your child's spending with real-time alerts.
- Backed by financial literacy experts, Copper teaches kids about money in a safe learning environment.
- Help your child build confidence & independence.
- Empower your kid's budgeting & savings skills with our top-rated app.
- Teach smart investing habits with a portfolio built just for them.
- Trust that your child is learning the skills they need to succeed in the real world.


With Copper, families get:
- Built-in financial empowerment & real-world money tools
- FDIC-insured savings account
- 2% in Savings Rewards
- Copper debit card (physical & virtual)
- Access to 55,000+ ATMs nationwide
- Savings goals
- Tasks
- Instant P2P money transfers
- Divvy (automated saving and investing)
- RoundUps (automatically save and invest your spare change)
- Automated Allowance
- Spend monitoring notifications
- Embedded safety features
- Early Direct Deposit (teens get paid up to 2 days faster)
- Zero overdraft fees
- Zero hidden fees
- NO credit checks
- Armed with Zero Liability Protection
- World-Class Customer Support

The future starts now with Copper + Invest. Get all that comes with Copper, plus:
- 5% in Savings Rewards
- Diversified investment portfolio tailored to their risk level
- Priority access to our World-Class Customer Support team

Peace of mind for parents. Financial education & empowerment for kids. Get Copper.

Learn more:

1 Copper is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust; Members FDIC. Investing services provided by NFA, an SEC registered investment advisor. Brokerage services provided by DriveWealth, LLC, member SIPC. NFA offers three different risk portfolios consisting of ETFs which includes the above mentioned single name stocks

2 Source: App Store, as of 3/10/23

3 Eligible for instant money transfers when funding with an external debit card. Processing times are often instant but in some cases may take longer.
Updated on
Apr 24, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 4 others
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted
Committed to follow the Play Families Policy

Ratings and reviews

13K reviews
Laith Fadel
March 2, 2023
It is just too inconvenient with the options it gives. You can't add prepaid debit cards. The auto reload sucks because you can't add a specific amount of money on your balance when its below your selected amount. They charge money for sending with a linked debit card which I think they shouldn't charge for. It also takes so long for bank transfers to enter the copper balance and its just irritating and annoying. Kids can't even link thier own cards and bank accounts. Step is a better option.
195 people found this review helpful
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Copper App
March 3, 2023
Hi there! We are sorry that you didn't have a great experience with the App. We appreciate the feedback, if you have any additional questions, please reach out to the customer support team via email at
Maron Clara (M&K)
May 15, 2024
I like using copper for my banking, but the app is TERRIBLE. I am constantly trying to refresh or redownload to get it to work. Most of the time only half my screen shows the app and the other half is white space. Extremely unreliable. I am currently writing this while I am reinstalling the app because it wouldn't let me send or see how much money is in my account. If it weren't for my parents, I would have a normal bank account with a WORKING app. Improve yourself copper.
1 person found this review helpful
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Copper App
May 18, 2024
The banking accounts were closed as of earlier this week. That's why your app interface changed. We recently learned that services are ending with our 3rd party banking services provider. In light of this we made the difficult decision to close all deposit accounts.
May 14, 2024
The app is good at first. Cashed out one time $20 and they gave it to me so I keep playing their games. I made $180 from playing one of the games on the app and went pending for 5 days and finally cleared so I requested a $100 walmart gift card and today when I checked my account it said my account has been closed. Do not download. contacted support may 8 and still no response
6 people found this review helpful
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Copper App
May 13, 2024
Earn activities are reviewed for authenticity to ensure we maintain quality on our platform. If you feel your account was closed in error, please reach out to our Customer Support team at for them to review.

What's new

Performance enhancements and improvements.