Quick Cedi

SOKRA TECHNOLOGIES

About this app

Quick Cedi: Instant loan Solutions for Ghanaian Residents
Access flexible credit options with competitive rates through our secure digital platform.

Loan ammount Range: 200 - 8,000 GHS
Repayment Period: 91-360 days (3-12 months)
Annual Percentage Rate: 13% - 32% (APR)

Sample Calculation
1,000 loan at 0.0523% daily interest for 180 days:
• Principal: 1,000
• Daily interest rate: 0.0523%
• Interest amount : 1,000 × 0.0523% × 180 ≈ 95
• Total Due: 1,095

Qualification Criteria
✓ Ghana-registered citizen
✓ Aged 20-60 years
✓ Verifiable stable income
✓ Valid national ID/Voter registration

Data Protection Commitment
Your personal information remains strictly confidential. We never share financial data with unauthorized parties or engage in third-party data commercialization.

Responsible Borrowing Guidance
Assess your repayment capacity carefully before applying. Maintain timely payments to preserve credit health.

Customer Support
For inquiries or assistance, contact us: [e-mail]

Ratings and reviews

I will point out something first. 1. Processing fee is too high ( like applying for 300cedis loan and you end up receiving 194cedis. where is the 106 cedis going to. and you we still pay the exact repayment amount ) 2. Repayment date don't exceed a week. 3. Customer are not able to choose the amount dey prefer but rather the app dictate the amount given. 4. Early repayment of loans should attract some reduction of the repayment amount since the interest is daily calculated.

The loan is easy to access, but the charges are too high. A large portion of the loan is deducted upfront, leaving borrowers with much less cash while requiring a much higher repayment. This can put customers under financial stress. The platform’s idea is good, but the pricing and transparency need improvement to make it a fair option.

they give loans but when it's time for you to pay...they call u , giving unnecessary threats n insults. Their customer service is very very poor...if they work on their customer service they wont need to be doing adverts on social media..but they will give you the loan. If u can't keep a good customer relationship u keep sending all your customers away.