gomoney — The Digital Bank

3.42K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

It's like your regular bank, but better! We created gomoney to address all the challenges you face with regular banking in Nigeria by making it more simplified. We have built the bank you deserve to help you meet all your banking needs at ease with no extra charges.

**Why gomoney?**

- No bank account? No problem! Open an account for free at no extra cost
- Keep track of your money with real-time alerts on all your account activities
- Understand your spending habits with categorised and personalised spending reports
- Split group payments and shared bills
- Schedule one-off or recurring gym, electricity, data, or any payments you've committed to
- Save and withdraw for free. No extra charges

Open a gomoney account in 3 minutes or less and join thousands of Nigerians in enjoying easy, convenient and secure banking with zero hidden fees.

**You also get:**

- Downloadable receipts and detailed spending reports
- Stamped account statements
- Virtual and physical debit cards
- Personalised security options (tell us exactly what to look out for)
- Tech to help manage all your future payments stress-free
- Secured savings and more!

**Ready to experience better banking?**

As long as you’re 16+, you can open an account with us anytime! All you need are your phone and number. We’re ready when you are!

Need more info? Check out our FAQs ([[https://gomoney.global/faqs/](https://gomoney.global/faqs/)]([https://gomoney.global/faqs/](https://gomoney.global/faqs/))) or shoot us an email: gomoneysupport@gomoney.global
Simplifying banking for you.
Updated on
Aug 24, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    App info and performance
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

3.39K reviews
Efehi Idubor
August 3, 2022
Doesn't work as advertised, No support. I got this app to take advantage of the virtual debit card with, supposedly, a $100 int'l spend limit. I haven't been able to make any USD payments since I got the card though, and no reason is given for the declined transactions. I have tried repeatedly to get help from support but emails go unanswered. Is it even possible to make USD payments at all?
17 people found this review helpful
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adeolu adeleke
May 1, 2024
First impression last longer. I made a deposit from my kuda account to my new gomoney account, it has not reflected after hours. I was told it has been like that for days, I didn't get any refund. This is 21st century, employ able hands and those that can handle the app, not those that are there because of connections. Very poor service, nonsense app. Thanks for the reply, you didn't profer any solution or give me timeline to restore the service or what will happen to my money.
11 people found this review helpful
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gomoney
May 1, 2024
Hi, We are sorry about the current delay with our inward transfer infrastructure which is delaying money reflecting in your account. Please be rest assured that we have noticed this issue and our team is working round the clock to fix it as soon as possible. Kindly share any delayed transaction receipt via the in-app support channel for tracking.
Ruth Augustine
August 25, 2026
Anybody that gives this app 4 or 5 star is a very wicked person. I can't access my account for days now because they won't send OTP for me to input and get back in my account. I've sent countless emails, no response. it's frustrating that I can't even use my own account at this point
3 people found this review helpful
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What’s new

App Improvement