Gravy is the only homebuying app built for renters. Save for a down payment, earn rewards toward your house, prepare to become mortgage-ready, and connect with first-time homebuyer experts. It's the best way to buy your first house, no matter where you are on your journey to homeownership.
+ SAVE SMARTER: Open a dedicated savings account for your down payment. Gravy's purpose-built house fund is FDIC-insured, secure, and totally free. Personalized recommendations get you started, and auto-deposits keep you on track so you can buy your home sooner.
+ EARN REWARDS: Get 5% cash-back on your monthly rent payments, redeemable toward your mortgage closing costs. For a limited time, users are also eligible for a homebuyer bonus of up to $5,400.*
+ HUMAN HELP: Learn the ins and outs of saving for and buying your first home. Have a question? Your dedicated Gravy home advisor is available to help every step of the way.
+ GET THE HOUSE: Connect with our network of amazing real estate agents and mortgage lenders. Assembling your homebuying dream team with local experts that specialize in working with first-time homebuyers has never been easier.
+ PLUS MORE: Gravy members can opt-in to a Gravy+ subscription, which makes it easy to earn rewards more quickly, receive gifts from family and friends into your Gravy Savings Account, and track your unique mortgage credit score.
Our mission is to make homeownership more accessible for all. It's time this American dream, became reality.
Sign-up only takes a minute, and Gravy is free!
*Restrictions apply. See terms for details. https://gravy.co/legal