Nav Business Credit Builder

Nav Technologies

About this app

Nav is the only platform that combines up to 6 business and personal credit profiles from all the major bureaus into one simple dashboard. You can track your business credit data from Experian, Dun & Bradstreet, and Equifax, and get personal credit reports from Experian and TransUnion.

Your toolkit goes beyond tools to help with credit-building. With Nav, you can also monitor your cash flow and explore net-30+, credit card, and financing options — all in one place.

Over 2.7 million businesses have trusted Nav with their financial health. Our customers call our app a must-have, all-in-one solution for their business finances.

With a free Nav account:
• See up to 5 business and personal credit standings in one place
• Track the factors that impact your credit and take control with real-time alerts
• Avoid negative balance surprises with cash flow forecasting
• Get matched with net-30+, lending, and credit card picks that update automatically as your profile changes, across our network of 160+ options

A Nav Prime membership gives you access to:
• A business credit-building tradeline that reports to all major business bureaus
• Deeper credit insights for up to 6 detailed credit reports, with scores
• Simplified bookkeeping tools like one-click profit & loss statements
• Tailored monthly business credit coaching sessions to discuss your goals, strategy, and options for building your business credit

DISCLAIMERS

**Nav Technologies, Inc. is a financial technology company, not a bank**

**Credit Building**
Results will vary. Scores are calculated from many variables, and some users may not see improved scores.

**Privacy**
Your privacy is important to us, and we do not allow third parties to collect personally identifiable information without your permission.
Read more at: https://www.nav.com/privacy/

**Data Security**
We take your online security seriously. We use Plaid to connect your bank and other accounts, and Plaid provides bank-level encryption.

**Your Curated Funding Options**
Credit card and funding options shown in your Nav account are provided by our network of partner providers. Offers may include credit cards, lines of credit, merchant cash advances, and loans. We match offers based on information you provide in your business profile, such as time in business, cash flow, and annual revenue.

**Comparative Information**
Based on Nav’s internal competitive analysis of major U.S. small-business credit monitoring and credit-building platforms publicly offering combined business and personal credit bureau profile access as of July 2025.

Ratings and reviews

If you're looking for a business credit growth app, this is not it. Do not use them. Not worth it. This company has just always been a pain to our small business. We originally signed up to grow our business credit. There has not been any help with that and just too much hassle to get things corrected. The app is always buggy too. We just received an email about NAV closing our accounts without providing additional details, adverse actions, or notices about it. This is not where you wanna be.

I would give this app 5 stars, except I cant log in unless it's later in the day. I check all of my financials and credit scores first thing in the morning, and it never fails... the app opens, asks me to log in, I put in my password, and the app instantly crashes. No Bueno.

It gives you the tools you need to manage your business accounts as well as your personal account at your finger tips. Also depending on which plan you choose it gives you a number of trade lines if your business is new and you are trying to build business credit. Best move I could have made 👍🏾

What’s new

Bug fixes.