Nav: Business Credit & Finance

1.58K reviews
Content rating
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About this app

Nav is the free, simple way for business owners to manage and leverage their financial data. Start by checking your personal and business credit reports to see where you stand. Next, we’ll analyze your business bank account data to help you improve your cash flow. If you need business financing — head over to the marketplace to see your approval odds for the top business credit cards and loans, and instantly apply. Finally, rest easy knowing you’ll automatically get important credit monitoring alerts and personalized funding recommendations that can save you time and money.

- Control your scores. Monitor your personal and business credit reports in one convenient place.
- Improve cash flow. Connect your business bank account and get tips to manage your cash flow.
- Make better funding decisions. Save money on business credit cards and loans by using our recommendations based on your credit.
- Spot identity theft. Stay protected with 24/7 monitoring and alerts on 90+ changes to your credit.
- Build business credit. Use our tips to establish and build a strong business credit profile.
- Stay safe and secure. We’re obsessive about security and protect your data with the same controls used by banks.
- Log in quickly and securely. We support touch ID and face ID login.
- Talk to humans. We provide access to live, U.S.-based customer support.

Join more than 370,000 small business owners who use Nav to understand, build, leverage and protect their financial data. Learn more at


Q: Is Nav really free?
A: Yes. No trial, no credit card ever, no kidding.

Q: Does looking at my credit reports hurt my scores?
A: No. Using Nav to check your reports does not impact your scores.
Updated on
Nov 18, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info, and App info and performance
Data is encrypted in transit
You can request that data be deleted
1.58K reviews
July 23, 2021
Sometimes I have to look really hard for certain choices on the app. Whereas on the desktop site the navigation to certain pages are right there. I didn't have to look as hard. Overall, the app has a very clean UI/UX design, which makes the information digestible.
22 people found this review helpful
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Nav Technologies
July 23, 2021
Thank you! We appreciate the honest feedback. We'll share this with the design and UX team.
Brett Wasserman
November 18, 2022
I have all credit apps and this one shows me the most accurate daily Vantage score.
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A Google user
April 9, 2019
This has potential, but they can't seem to get the most important aspect to function correctly, business banking account. I added my business over & over but it just kept repeating the same screens. i didn't pay for anything, but if adding a bank account isn't a free feature why give the option to use it? Maybe I'll check back, but this needs an overhaul.
59 people found this review helpful
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Nav Technologies
April 11, 2019
Hi Scott, From reading your review, we were unable to determine if the issue you encountered was related to matching your business profile or difficulties connecting your bank account. If your issue was related to connecting your banking account, a new version is available. Contact us at for more assistance. Thanks!

What's new

Bug fixes and performance enhancements.