Ciento: AI Budget & Expenses

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Everyone
5+
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Content rating
Everyone
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About this app

Ciento is the AI money app that replaces spreadsheets and manual trackers. Set a budget, reach a savings goal, or just understand where your money really goes. No bank login required — our AI does the typing for you.

NEW: Import your history from any bank. Drop in a CSV or PDF statement and Ciento categorizes every transaction, assigns the right wallet, and flags duplicates before you save.

LOG EXPENSES ANY WAY YOU WANT
• Voice — say "I just spent 15 on coffee" and it's logged and categorized
• Receipt — snap a photo; Ciento extracts merchant, amount, and category
• Chat — type a message, log a transaction, or ask your AI anything about your spending
• Shortcuts — trigger "Log a transaction" with Siri or an Apple Shortcut
• Import — bring in history with CSV or PDF statement import
• Telegram and WhatsApp — message Ciento from the apps you already use

MAKE YOUR MONEY WORK
• AI insights — personalized tips to cut waste and improve cash flow
• Budgets and savings goals — daily progress, milestones, gentle accountability
• Shared wallets — collaborate with a partner, family, or roommates
• Custom wallets and categories — one for travel, one for business, one for life
• Visual analytics — clean charts, calendars, and reports that actually get read

TRUST AND PRIVACY
Ciento never asks for your bank login. Your data is encrypted in transit and at rest. Analytics are opt-in and turned off by default in regions with strict privacy rules (EU, UK, Canada).

AVAILABLE IN
English and Spanish.

CIENTO PREMIUM
Unlock everything with a subscription:
• Unlimited wallets and custom categories
• Shared wallets with family, partners, and friends
• CSV and PDF statement import
• Apple Shortcuts for one-tap logging
• 400,000 AI tokens per month (20x the free plan) for chat, receipts, and categorization
• Priority support

SUBSCRIPTION DETAILS
Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. Payment is charged to your Apple ID at confirmation of purchase.

Privacy Policy: https://www.cientolabs.com/privacy-policy
Terms of Use: https://www.cientolabs.com/terms-of-service
AI expense tracker — log spending by voice, chat, or receipt. No bank login.
Updated on
Aug 8, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Photos and videos and 5 others
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

Ciento now speaks Spanish end to end, and euro amounts use local formatting.