HDFC Bank SmartHub Vyapar

4.6
142K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
Learn more
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About this app

HDFC Bank SmartHub Vyapar is a holistic Business & Banking App designed to simplify
operations and accelerate business growth.

You can onboard instantly and start accepting payments from all modes - QR, UPI,
Cards and SMS Pay, get access to banking services, loans & insurances to grow &
protect your business — all in one app.

SmartHub Vyapar also empowers you with advanced tools for billing, reconciliation,
customer engagement & business insights.

One of the best-rated business apps, SmartHub Vyapar, helps you manage your day-to
day business seamlessly.

Instant Onboarding
• Seamless, paperless onboarding for existing HDFC Bank Current and Savings
Account holders. If you do not have HDFC bank A/c, you can open the account &
become SmartHub Vyapar merchant instantly.
• Instant QR code generation to start accepting UPI payments.
• Apply digitally for POS machines and Soundbox devices through app.

Accept Payments Seamlessly
• Accept payments via UPI, QR, Cards, and SMS Pay.
• Get instant settlements on UPI transactions.
• View payments across all outlets in a single consolidated dashboard.
• Download detailed transaction and settlement reports to monitor performance.
• Create staff logins for managing business easily.
• Apply for Soundbox & POS device directly from app.

Billing & Reconciliation Solutions to reduce manual efforts & errors
• 2-Way Reconciliation: Automatically match payments and settlements for
merchants without a billing system
• 3-Way Reconciliation: Seamlessly integrate invoices from your billing or ERP
system with payments and settlements

One-Click Access to Banking: Instantly open your HDFC Bank mobile banking app
directly from SmartHub Vyapar.

Instant Access to Loans
• Explore a wide range of loan options based on your business needs.
o Overdraft Facility
o Business Loan
o Loan against Cards & more
• Apply from app digitally with minimal paperwork for pre-approved merchants.

Protect Your Business, apply from app and secure your shop & family instantly.
• Dukandar Suraksha Shop Insurance
• Health Insurance
• Cyber Insurance

24X7 Help & Support
• Raise service requests instantly from app
• Track & monitor query status in real time
• Refer video guides & FAQs for quick self-service
Download the HDFC Bank SmartHub Vyapar App and take complete control of
your business today!
Updated on
Feb 24, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.6
141K reviews
Dr. Ajit Singh
February 6, 2026
I am using hdfc since last 10 years this year it has been a pathetic for us to use the app. it is lagging payments are delayed. the notification has to be opened each time to see it. last it was very good but now it's worst. since morning app is not opening and I am not able to check payment. will shift to other upi app if this persist. I suggest new users to check once before enrolling.
8 people found this review helpful
Did you find this helpful?
MINTOAK INNOVATIONS PRIVATE LIMITED
February 6, 2026
Dear Merchant, we regret to hear about your experience and value your feedback. To address your concern, please visit our Merchant Help and Support at https://explore.hdfcbankvyapar.com/helpandsupport?role=owner and raise a service request. You can also access this link via the email you would have received from Google Play.
Vivek Choudhary
March 10, 2026
it's been more than a year and this app still doesn't work on my phone.. tried everything, every settings but still it's not working. I need assistance from your team to resolve my issue as soon as possible.
14 people found this review helpful
Did you find this helpful?
MINTOAK INNOVATIONS PRIVATE LIMITED
March 10, 2026
Hi Vivek, we regret to hear about your experience and value your feedback. To address your concern, please visit our Merchant Help and Support at https://explore.hdfcbankvyapar.com/helpandsupport?role=owner and raise a service request. You can also access this link via the email you would have received from Google Play.
GOURAV MIDDHA
March 26, 2026
it's work maximum 7 days at Shop and there will be 100% problem comes As sound box was not working from last 6 month and after uncountable request, 6 days before we got new sound box and yesterday again HDFC executive visited and agin changed the sound box ( don't know why) today 7th day App is not working in mobile - it's showing not competible, till yesterday - it was great but today it is useless so negative ⭐ review don't wana give single star
1 person found this review helpful
Did you find this helpful?
MINTOAK INNOVATIONS PRIVATE LIMITED
March 26, 2026
Hi Gourav, apologies for the inconvenience caused. Our team works relentlessly, to give all our users a seamless experience. We take this as an opportunity to improvise and give you a better experience next time.

What’s new

• Access your HDFC Bank mobile banking app directly from SmartHub Vyapar
app.
• Seamless Billing & Reconciliation features:
o 2-Way Reconciliation: Automate payment and settlement tracking even
without a billing system.
o 3-Way Reconciliation: Integrate invoices from your billing/ERP system
with payments and settlements for complete visibility.
Upgrade now to experience smoother business operations and better control over your business.
Content rating
Everyone
Learn more

App support

About the developer
MINTOAK INNOVATIONS PRIVATE LIMITED
ancel@mintoak.com
Innov8 Marol, Pan Infotech, 6th Floor, Sag Baug Marol, Andheri East Mumbai, Maharashtra 400059 India
+91 98199 72851