HOA Defender: Florida Rights

US Civics Practice

About this app

HOA Defender is an independent app. It is not affiliated with, endorsed by, or
operated by the State of Florida, the Florida Legislature, DBPR, or any
government agency.

HOA Defender: Florida Rights is an educational app that helps Florida homeowners
understand their rights under Chapter 720 of the Florida Statutes. Whether you've
received an HOA violation notice, a fine, had access to records denied, or need
information about architectural review requests, HOA Defender explains the law in
plain language and provides practical educational resources.

FEATURES

• Learn about common Florida HOA issues
• Understand Chapter 720 homeowner rights
• Educational guidance for violation notices
• Educational guidance for HOA fines
• Records request information
• ARC request information
• Selective enforcement information
• Hurricane protection guidance
• Florida HOA Fine Calculator
• Florida Statute Reference
• English and Spanish support
• Export and share self-help templates as PDF

OFFICIAL SOURCES

This app's legal content is drawn from the following official sources:

1. Florida Statutes, Chapter 720 — published by the Florida Legislature. Read the
full official text here:
https://www.flsenate.gov/Laws/Statutes/2025/Chapter720

2. Florida Department of Business and Professional Regulation (DBPR) — a Florida
state agency. Its official website is myfloridalicense.com (the official
Florida government site is .com, not .gov for this agency). The DBPR does not
have jurisdiction over general Chapter 720 HOA disputes; its HOA role is
limited to a board-member education curriculum, arbitration of certain election
and recall disputes, and complaints against a licensed community association
manager (CAM). Most Chapter 720 disputes are handled through statutory pre-suit
mediation under § 720.311 or in civil court. Learn more:
https://www2.myfloridalicense.com/condos-timeshares-mobile-homes/homeowners-associations/

IMPORTANT DISCLAIMER

HOA Defender: Florida Rights is an independent educational application. It is NOT
affiliated with, endorsed by, authorized by, or representing the State of Florida,
the Florida Legislature, the Florida Department of Business and Professional
Regulation (DBPR), or any other government agency. This app is not a government
service.

HOA Defender is not a law firm, does not provide legal advice, and does not create
an attorney-client relationship. It provides educational information and blank
self-help templates that users may customize for their own personal use.

This app is designed to help homeowners better understand Florida HOA laws and
organize information before communicating with their HOA or consulting a qualified
attorney. Information is provided for educational purposes only and may not reflect
the most recent legal developments. Always verify current laws using the official
Florida Legislature website. Users are responsible for reviewing and editing any templates before use.

What’s new

Initial public release of HOA Defender: Florida Rights.

- Free Fine Calculator to check fines against Florida statutory limits
- "I Got a Fine" guided questionnaire with plain-language explanations and statute references
- Florida HOA Law Guide
- Response Letter Generator
- Adjustable text size for easier reading

This app provides general legal information only and is not legal advice.