Holvi – Business banking

100K+
Downloads
Content rating
Everyone
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About this app

Holvi is more than just a business account and business Mastercard®. With online invoicing, e-invoicing and expense management tools in one powerful online business account, the Holvi mobile app lets you run your business on the go – because your business stays with you, wherever you go. Dig down into financial details, prepare bookkeeping and get ready for tax time with the full suite of tools on the Holvi web app. Welcome to your business’ new financial home.

Business banking for freelancers & the self-employed


✔️ Business account with IBAN*
✔️ Unlimited transfers within Europe (SEPA)
✔️ Keep a clear overview of finances
✔️ Open an account 100% online in the Holvi app

Pay expenses – Holvi Business Mastercard®


✔️ Holvi Business Mastercard® included
✔️ Debit card for worldwide payments and cash withdrawals
✔️ Secure online payments with Mastercard® Identity Check™
✔️ Lock & unlock card and retrieve PIN via the app

Collect earnings – easy online invoicing


✔️ Create and send invoices & e-invoices in the Holvi app
✔️ Get real-time notifications on paid invoices
✔️ Track the status of your invoices in the app
✔️ Incoming payments are matched with invoices

Manage money – small business bookkeeping


✔️ Manage expenses – save receipts via the app
✔️ Categorise transactions and prepare accounting
✔️ See real-time VAT balance and cash flow projection
✔️ Download accounting reports (PDF/CSV), or share via Dropbox

*Holvi offers Finnish and German IBANs, depending on the user’s country of residence.

Over 200,000 freelancers and entrepreneurs use Holvi to simplify work life. Open your business account in the Holvi app today – and calm the chaos of self-employment.

This is Holvi


Holvi was founded in Helsinki in 2011, by entrepreneurs for entrepreneurs. We are a payment service provider authorised by the Finnish Financial Supervisory Authority (FIN-FSA) to operate throughout the European Economic Area (EEA). We keep our customer funds in top-rated European partner banks, where they are protected under the applicable deposit insurance scheme.
Updated on
Jul 2, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 2 others
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

What's new

We regularly bring updates to the Google Play Store to make the Holvi app faster and more reliable. From bug fixes to new features, every update is designed to improve your experience using Holvi.

Occasionally, we’ll bring you major improvements and feature updates – we’ll include these here.