42 reviews
Content rating
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About this app

The HowToPay mobile App helps you to make online payments quickly and easily.

The problem with the current banking system is the users have lost control. Once you give out your Credit Card or banking details you are allowing people to take your money. You would never hand your wallet over the counter to a person you don’t know to simply take out what they wanted when they wanted. However, this is exactly what’s happening with Credit Cards and the current Direct Debits from the major Banks.

The solution is simple and effective. Either the user sends the amount to the Merchant or the merchant makes a “Payment Request” to the user that the user can approve or decline before the money is taken from them. This gives the power back to the person who is making the payment.

Its your money. And as such you should at all times be in control of who, when and how much people can receive. You should not have to trust a stranger you are paying on the internet to do the right thing.

What you can do with the HowToPay mobile App

- Check your balance and access your money wherever you are 24/7
- Top up your balance without the need for a Credit Card.
- Manage incoming Payment Requests
- Receive real-time notifications for all transactions
- Withdraw credits to your personal bank account (Business Users)
- Pay online safely without giving any of your personal banking information.
- Send money to merchants using the "Scan and Pay" option
- Accept Payments instantly using your own email address or QR Code.
- Be safe from security breaches that can result in the loss of your sensitive banking information.

In order to meet our KYC and Anti Money Laundering legal requirements all users are required to take a photo of their Government issued photo ID such as Drivers License, Passport or National ID Card and submit it. After your ID is manually approved by our staff your account will be activated.
Updated on
May 17, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Data isn’t encrypted
You can request that data be deleted

Ratings and reviews

41 reviews
Steven Fowler
April 2, 2022
App will not send a payment and my money is now stuck in this useless system with no way for me to transfer back to my debit card. App keeps crashing when sending payment.
9 people found this review helpful
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Felippe Vanessa (Nossa Vida na América)
October 23, 2021
The app is outdated please update the app. But if I am downloading the app through here... It means that the Playstore version was not updated.....
5 people found this review helpful
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Jeffrey James
February 21, 2021
This app sucks..... keeps telling me I have invalid name & password....
4 people found this review helpful
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April 25, 2021
Could you please uninstall the app and try again. Please reach out to us if the issue persists.

What's new

What new
- UI responsive updated.
- Loading overlay for top-up.