Mint Money: Credit Score, Loan

HT Media Ltd

About this app

Welcome to Mint Money – your simple, friendly, and reliable app to check your credit score, explore personal loans, and discover credit cards that match your profile. Built by the trusted Hindustan Times group, Mint Money helps you understand your credit, improve your score, and make smarter decisions about loans and credit cards.

If you’ve ever wondered “Which loan should I take?”, “How can I improve my credit score?”, or “Which credit card is right for me?” — Mint Money makes it easy.

⭐ Check Free Credit Score Instantly

Get your free credit score anytime, anywhere with clear, easy-to-understand insights.

Understand:
• Payment history
• Credit utilisation
• Loan & credit card activity
• Factors affecting loan approval

No jargon. Just simple, actionable guidance.

⭐ Improve Your Credit Score

Improve your credit score with step-by-step guidance designed for real results.

Get:
• Easy daily actions
• Insights to fix score issues
• Tips to increase loan eligibility
• Guidance for better loan & credit card approvals

A better score means better financial opportunities.

⭐ Discover the Best Personal Loan

Discover personal loans tailored to your credit profile.

See:
• Loans with higher approval chances
• Best loan options for your score
• Safe loan amounts
• Lenders suited to your profile
• Tips to qualify for better offers

Choose confidently — whether it’s an instant loan or a planned personal loan.

⭐ Loan Readiness & Approval Insights

Know your chances before applying.

Understand:
• Loan approval probability
• What to improve before applying
• Best time to apply
• Actions that impact approval
• How to boost eligibility quickly

Reduce rejections and apply smarter.

⭐ Best Credit Cards for You

Find credit cards that match your score and lifestyle.

Explore:
• High approval probability cards
• Beginner-friendly options
• Cards to build and improve credit

The right credit card today helps unlock better loans tomorrow.

⭐ Smart Alerts & Reminders

Stay on track with:
• EMI reminders
• Credit card bill alerts
• Credit score updates
• High utilisation warnings
• Helpful tips to maintain a healthy credit profile

🔒 Safe, Secure & Trusted

Your data is protected with bank-grade security. Mint Money does not share your personal credit information without consent.

🚀 Start Your Credit Journey Today

- Check free credit score instantly
• Improve your credit score
• Discover the best personal loans and credit cards
• Increase loan eligibility

⚠️ Important Disclosure

Mint Money is a digital platform that facilitates loans through its lending partners. Our lending partners are RBI registered Non-Banking Financial Companies (NBFCs). Our NBFC partners are Akara Capital Advisors Private Limited , Si Creva Capital Services Private Limited, KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED and EarlySalary Services Private Limited . All loans are sanctioned and disbursed solely by these lending partners in accordance with applicable laws and regulations. Loan offers are provided by our lending partners based on your eligibility. The specific lender, loan amount, tenure, and interest rate may vary per user. The NBC's sanction letter along with Key Fact Statement and Charges is displayed in the app. For any loan-related queries, users can contact the respective lending partner directly. Mint Money acts only as a facilitator.
💰 Loan Terms & Charges

- Loan Amount: ₹5,000 – ₹20,00,000
• Tenure: 6 months – 60 months
• Annual Percentage Rate (APR): 10.5% – 45%
• Monthly Interest Rate: 0.9% – 3%
• Processing Fee: Up to 1.5% – 5% of loan amount

📊 Representative Example

Loan Amount: ₹1,00,000
Tenure: 36 months
Processing Fee: ₹1,500
Interest: ₹41,238.25
Total Repayment: ₹1,42,738.25
(36 EMIs of ₹3,923 each)

Download Mint Money and take your next financial step with confidence.