RING (by Kissht): Quick Loans

OnEMI Technology Solutions Limited

About this app

Are you looking for a loan app that offers instant cash loans and smooth UPI transactions? Check out RING, a trusted loan app packed with everything you need from instant loan approvals to seamless UPI payments! Pay anytime & anywhere with RING UPI now!💸
Customers can avail of loans up to Rs. 5 lakhs with quick and paperless KYC in under 5 minutes! Unlock higher pre-approved loans on timely repayment. 💰
With RING UPI, you can conveniently send money to any mobile number or bank account.
Our Offerings
🌟 Fast Payment With RING UPI.
Transfer funds directly from your bank account with ease.
Pay any merchant, anytime using any UPI QR Code!
Zero documentation, quick disbursal and lower interest rates

⚡Effortless Instant Loan Approval- Get a quick loan up to Rs. 5 lakhs in just 5 mins through RING's instant loan paperless KYC process.

Example of Unsecured Personal Loan
Loan amount (Sanctioned): ₹ 60,000.
Tenure: 18 months.
Interest Rate: 33% per annum.
Processing Fee (incl. GST): ₹ 4,248.
Total Interest: ₹ 16,858.
EMI: ₹ 4,271.
APR: 44 %.
Sanctioned Loan amount is ₹ 60,000.
Net Disbursed amount is ₹ 55,752.
Total loan repayment amount is ₹ 76,858.
Total Cost of the Loan = Interest Amount + Processing Fees = ₹16,858 + ₹4,248 = ₹21,106.

We work with RBI-registered NBFCs such as:

1.⁠ ⁠Si-Creva Capital Services Pvt. Ltd.
2.⁠ ⁠⁠Northern Arc
3.⁠ ⁠⁠MAS Financial Services Ltd.

Features That Make RING Your Go-To Lending Option!
📲 Direct Deposit - Get the RING Power Loan, up to ₹5,00,000, deposited straight into your bank account in a flash.
💸 Affordable Rates - Our interest rates go up to 33%, with APR ranging from 32% to 63%.
📥Flexible & Quick Loan Repayment: With our quick loan app, you can enjoy flexible instant loan repayment tenure from 3 months to 60 months
🔐Prioritize security: Ring follows all the RBI guidelines to ensure you can get instant cash loans, personal loans & more with peace of mind.

🤝 Become A RING Merchant - Partner with our personal loan app, also a trusted payment solution for over 10 lakh businesses, to streamline your payment process. Use our power loan app to build strong customer relationships, experience rapid settlements, enjoy rewards & cashbacks. Upgrade your business today with the RING safe loan app.
Why choose RING?
● Super quick approval with RING Power Loan
● Flexible repayment on personal loans
● Instant loan disbursement
● Ditch the paperwork with our safe loan app
● We work with RBI-registered NBFCs
● Transparent terms and zero hidden costs on instant loans

Start your Journey

1️⃣ Download the Ring instant loan app

2️⃣ Register with ease

3️⃣ Experience financial freedom with transparent, quick loan options
Why Borrow An Instant Loan Through Ring?
At RING we care about the safety and well-being of our customers. Our collection processes follow RBI guidelines and reflect our values of empathy and courtesy.
Also, we follow strict guidelines for customer service -
● We use registered landline lines to communicate with customers
● We never use personal cell phones, international numbers, or VoIP conversations
● We never ask customers to make payments into personal or private bank accounts. Payments are only accepted on our personal loan app.
● Our loan app cannot access your contact list and other sensitive information without your consent.
Contact Us
In case you have faced any of the above-mentioned situations, do this:
1. Write to [e-mail] OR call our customer care number on
08044745880 / 08062816300.
2. Share with us a screenshot or recording of the message or call.
Address: Office units 2, 3, and 4, 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai -400070, Maharashtra, India.

Disclaimer:
The application is SSL-certified, and all transactions are 100% safe & secure.
Ready to chase your dreams with our instant loans? Download the RING quick loan app today!

Ratings and reviews

A really amazing app, This is incredibly frustrating and almost a deal breaker. well designed and simple to use. The top one is greyed out till the countdown but not the bottom one. Should be the other way around, since you want to choose what's at the bottom. this is making copies of lists so often it needs to be at the top. More effective than Now I have to read through the list and make sure I pick the one in the middle. Slows it down a lot. I used to be able to add cards quickly on my phone.

I’ve been using the Ring by Kissht app for a while now, and overall it’s been a pretty convenient way to manage small credit needs on the go. The app has a clean design, and the signup process was fairly quick compared to other loan/credit apps I’ve tried. What I like most is how easy it is to get instant approval for small amounts without too much paperwork, which really helps during short-term cash crunches. On the positive side, the app feels reliable and transparent. The credit limits are f

The Ring app offers quick personal loans with minimal documentation. Approval is fast, but interest rates may be high. Useful for emergencies, though repayment terms require careful attention.” it's useful and easy to use it. The Ring app is a digital lending platform that provides quick access to short-term personal loans. It is designed for users who need fast credit without going through the lengthy traditional banking process.Overall, the Ring app is a practical option for individuals.

What’s new

UI improvements for enhanced customer experience
Bug fixes and under the hood improvements