ID Watchdog: True Identity Protection

72 reviews
Content rating
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About this app

As we become more digitally dependent, Identity Theft Protection is becoming increasingly important. With the ID Watchdog Mobile App, keeping a pulse on your personal and financial information has never been easier. Your phone travels with you, so you won’t have to worry about missing an alert when you’re on the go.

As an ID Watchdog subscriber, you can access key features from your phone or tablet to:

• Receive alerts, drill into details immediately, learn what an alert means and what you should do about it, and flag alerts for follow-up
• Lock or unlock your Equifax® credit report and/or your TransUnion® credit reports, depending on your plan, and control who can access your credit report(s) with certain exceptions¹
• Activate an Equifax Child Credit Lock to help you better protect against credit fraud in your child’s name
• Add wallet contents for Dark Web monitoring and quick access in the event of a lost or stolen wallet
• Stay up-to-date on your VantageScore® credit score, and see how it’s trending over time
• Control your ID protection preferences, including alerts and security settings

Catch Activity Early—Resolve Problems Before They Grow
Receive alerts on your phone so you can take immediate action if necessary—even when you’re away from your computer. The quicker you take action, the more likely you are to resolve a problem before it grows.

Credit Report Lock—You’re in Charge
Locking your credit report(s) is an effective way to provide additional protection against unauthorized access and to help better protect against identity thieves from opening new accounts in your name. Depending on your plan, lock or unlock access to your 1-Bureau credit report (Equifax) or Multi-Bureau credit reports (Equifax and TransUnion).¹ Plus, through your ID Watchdog account, activate a Child Credit Lock for your minor child to help you better protect against credit fraud in your child’s name by creating an Equifax credit report for your child then locking it to prevent access to it by potential lenders and creditors.

We’re Here for You
Reach a US-based Customer Care Specialist whenever you need help, 24 hours a day, 7 days a week, 365 days a year. If your identity is stolen, our certified specialists fully manage your case until it is resolved.

What You Need to Know
The credit scores provided are based on the VantageScore® 3.0 model. For three-bureau VantageScore credit scores, data from Equifax®, Experian®, and TransUnion® are used respectively. Any one-bureau VantageScore uses Equifax data. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.

¹Locking your Equifax or TransUnion credit report will prevent access to it by certain third parties. Locking your Equifax or TransUnion credit report will not prevent access to your credit report at any other credit reporting agency. Entities that may still have access to your Equifax or TransUnion credit report include: companies like ID Watchdog and TransUnion Interactive, Inc. which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service; companies that provide you with a copy of your credit report or credit score, upon your request; federal, state, and local government agencies and courts in certain circumstances; companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; companies that authenticate a consumer’s identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of pre-approved offers, visit
Updated on
Jun 4, 2020

Data safety

Developers can show information here about how their app collects and uses your data. Learn more about data safety
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72 reviews
Yulian Kuncheff
January 15, 2021
I love the service but the app login is broken. Using the same security question answer on the website and over the phone (because the app keep locking me out) works fine. But if I enter the same one in the app, it's invalid. Need to check your formatting/trimming/and whatever else you do to that input before sending to the server, as something is broken.
7 people found this review helpful
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N Bearden
June 5, 2022
Great service! This company was always the first notification if anybody looked at my credit, bi-weekly reports of potential risks to your data, and their customer service is great! I have had this app for years!
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Vahid Najafi
May 4, 2022
App dosent open anymore saying there is a bug in app and untill update to fix it, it can't work.
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What's new

Multi-Bureau Lock – Allows user to lock or unlock their Equifax® and TransUnion® credit reports, with certain exceptions, anytime
Alert Details – Provides general alert information: What does this mean? What should I do?
New Look – All screens are updated with new colors, fonts, icons, formatting, and styling. Aligned the mobile app with the new ID Watchdog Dashboard launched in December 2019
Email ID Watchdog – Allows a user to send an email to the ID Watchdog Customer Care email address