81.1K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
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About this app

Welcome to the Mercury® Cards App, giving Mercury cardmembers an easier way to control their card— and their credit. Download it for free now to take advantage of mobile access to:

Smarter ways to pay
- Smart Spot gives you a personalized payment amount to help you save
money and time paying down your balance.
- Schedule and split payments into easier, bite-sized payments throughout
the month. Greater flexibility means greater freedom.
- Set up automated monthly payments with Easy Pay—and never pay a late
fee.

A personal success plan
- Create goals that can keep you on track throughout your journey.
- Get personalized tips that can help you improve your credit.
- Monitor your FICO® Score for Free, always available at your fingertips.

On-the-go control
- Keep a close eye on your transactions and account balance in real time.
- Manage authorized users, linked bank accounts, statement delivery
options, travel notifications, alerts, and more.
- Easily add your card to Google Pay for a more convenient way to pay.
- Access customer service with one-touch dialing, if you need support.
See you on the app—where we’re not just in your pocket, we’re in your corner too.
Manage your account, set goals, split up payments, and more.
Updated on
Aug 27, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Financial info and 2 others
  • This app may collect these data types
    Personal info, Financial info and 3 others
  • Data is encrypted in transit
  • Data can’t be deleted

Ratings and reviews

80.6K reviews
Moe A
July 27, 2026
Love it! We all use some apps for various financial transactions and this 1 stands out to be the best. Once you start, the rest is easy to "read" and follow, every handshakes was seamless, even "starting over" the process for my 1 digit (stupid) mistake, the app preserved all correct entry and landed me where I failed: wrong month (in written in # and I messed up with 8 for 7). It did the homework for me! Kudos to the fellas who made this feel at home!
6 people found this review helpful
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Jiru Kazunari
July 20, 2026
Editing my review: Had this card for years but now they've implemented a new $50 annual fee which they would not waive and an increase in the APR. That was the last straw after having an obscenely high interest rate (almost 25%!!) despite having a longtime credit score of 800+. Called and cancelled it immediately. There are better cards out there.
36 people found this review helpful
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Anna Sassen
January 2, 2025
The app is great if you want to be bombarded by pop-ups or make a payment. It works PERFECTLY for that. But if you wanted to, idk, redeem your points, suddenly and mysteriously, the app just magically happens to stop working properly right at that moment, and the point redemption page won't load. 😯 Now, I'm not saying it' aliens, buuuuut... it feels like making it difficult (or impossible?) to redeem your points is a feature, not a bug.
32 people found this review helpful
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What’s new

Enhancements and bug fixes