Mercury Cards

Mercury Financial LLC

About this app

Welcome to the Mercury® Cards App, giving Mercury cardmembers an easier way to control their card— and their credit. Download it for free now to take advantage of mobile access to:

Smarter ways to pay
- Smart Spot gives you a personalized payment amount to help you save
money and time paying down your balance.
- Schedule and split payments into easier, bite-sized payments throughout
the month. Greater flexibility means greater freedom.
- Set up automated monthly payments with Easy Pay—and never pay a late
fee.

A personal success plan
- Create goals that can keep you on track throughout your journey.
- Get personalized tips that can help you improve your credit.
- Monitor your FICO® Score for Free, always available at your fingertips.

On-the-go control
- Keep a close eye on your transactions and account balance in real time.
- Manage authorized users, linked bank accounts, statement delivery
options, travel notifications, alerts, and more.
- Easily add your card to Google Pay for a more convenient way to pay.
- Access customer service with one-touch dialing, if you need support.
See you on the app—where we’re not just in your pocket, we’re in your corner too.

Ratings and reviews

Love it! We all use some apps for various financial transactions and this 1 stands out to be the best. Once you start, the rest is easy to "read" and follow, every handshakes was seamless, even "starting over" the process for my 1 digit (stupid) mistake, the app preserved all correct entry and landed me where I failed: wrong month (in written in # and I messed up with 8 for 7). It did the homework for me! Kudos to the fellas who made this feel at home!

Editing my review: Had this card for years but now they've implemented a new $50 annual fee which they would not waive and an increase in the APR. That was the last straw after having an obscenely high interest rate (almost 25%!!) despite having a longtime credit score of 800+. Called and cancelled it immediately. There are better cards out there.

They are slow to increase your card limit. I have 700+ credit score (when i opened this account it wasnt but i have built it to 700+, where its been for a good consistent 2 years), excellent payment history, decent card usage, keep my balance under or slightly above 30%, and in the 3-4 years I've had the card I've only received 1-2 limit increases