Cent Mobile

CENTRAL BANK OF INDIA

About this app

Cent Mobile is Mobile Banking application offered by Central Bank of India. Users can access most of the banking services anywhere any time through internet enabled handsets. Pre login features are accessible to all without registration. Post login features can be accessed by customers of Central Bank of India after completing one time registration process.
Cent Mobile Registration Process:
Note: Only Mobile data (internet) should be ON and Wi-Fi should be OFF during Mobile app registration. Mobile data should be active.
1. Download & install Cent Mobile app from Play Store.
2. Open the Cent Mobile app by tapping app Icon.
3. One time app Registration process is required. App will ask to allow for Permission. Tap Allow button to continue.
4. Tap Register button provided at app screen.
5. Tap Accept button to accept Terms & Conditions for Mobile Banking.
6. Enter CIF Number or Account Number by selecting either of these options and tap Submit button.
7. Popup message will be displayed regarding auto sending of verification SMS. SIM having Mobile number registered with Bank should be present in mobile phone. Tap Proceed button to continue.
8. Allow permission to app for sending auto SMS. In case of mobile phone with dual SIM, user is asked to select the SIM which is registered with Bank. Tap Proceed to continue.
9. Enter Debit Card information or Internet Banking username and login password. Tap Submit.
10. Set your preferred User ID for login and tap Submit.
11. Set MPIN (login PIN) and TPIN (transaction password).
12. User can login to Cent mobile after completion of above process. Accounts linked to Personal CIF of the customer can be accessed through app.


Pre Login Features:
• Interest rates for Time Deposits & Retail Loan Schemes.
• Forex rates.
• Missed Call service for getting Account Balance or last few Transactions over SMS (available to Customers registered for this service).
• Apply for new Saving Account, Retail Loan, Credit Card or FASTag, Insurance, Government Schemes etc.
• Nomination
• Link PAN with Aadhaar
• Open Trading Account
• Open DEMAT Account
• Agri. Mandi Price / Agri. Weather Forecast
• Frequently asked Questions (FAQ)
• Security Tips
• Complaint
• Offers & Deals
• Products
• STP CKCC Renewal
• National Portal Jansamarth
• Link for Corporate website and Official social media pages (Facebook, Twitter).
• Branch and ATM Locations - List of nearby ATMs or Branches. State, District, Center
or Pin code based search option is also available.
• Contact details of Admin Offices



Post Login Features:
• Account Balance Enquiry.
• Account Details.
• Mini Statement.
• Statement Download
• Statement over Email.
• Fund transfer to accounts with Central Bank of India.
• Fund transfer to other banks through NEFT/IMPS.
• Quick Pay
• Open or Close Time Deposit Account.
• Request for personalized ATM (Debit) Card.
• Request for ATM (Debit) Card Blocking.
• Donation to selected Institution.
• Request for Cheque Book.
• Request for Stop Payment.
• Request to Revoke Stop Payment.
• Cheque Status Enquiry.
• Positive Pay
• MMID Generation
• NEFT/IMPS Status Enquiry.
• Debit Card Control (On/Off & Limit Setting) option.
• UPI (Scan and Pay, Pay to VPA, Pay to A/C & IFSC)
• Apply for Social Security Schemes
• Apply for SCSS / PPF / CKCC Renewal / NPS
• Apply for Loan / Locker / New Account
• Tax Credit Statement / Challan
• Form 15G/H
• Enable Debit Freeze
• Standing Instruction
• Nomination

Ratings and reviews

This app is frustrating. I tried adding an FD, but it kept showing errors. I also used the green deposit option, but the interest calculation was incorrect. It showed 7.3% interest, but after maturity, I received only 3.6%. After contacting the bank, they said to wait for the remaining amount, and it's been 23 days with no response. I've been constantly following up, and they just give excuses like waiting for approvals. AVOID USING THIS APP AT ALL COSTS!!!!

Extremely frustrating experience with the Central Bank of India app. It hasn't been opening for a long time, making online banking practically impossible. Every time I need even a basic service, I'm forced to visit the branch and fill out forms the old-school way. I don't have the time to keep taking trips to the bank for things that should be handled through a functioning app. In today's digital age, this level of service is completely unacceptable. Please fix the app and improve customer conve

Pathetic Bank service, this app and customer care. Someone send me some money through NEFT yesterday and still m not getting the money on my central bank account account. Tried to contact with customer care but there's no one to pickup the call since yesterday. I called atleast more than 10 times and was in line for atleast 10 min for each call but didn't get any response. This app also doesn't want to open. Horrible experience with central bank services.

What’s new

Security Enhancements Minor defect fixes