InstaMoney: Quick Cash Online

Roctogen Services

About this app

InstaMoney is powered by Roctogen Services Private Limited.

InstaMoney is a trusted personal loan app offering fast, secure, and fully digital loan services to over 6 million happy users across India. Whether you need an instant money borrow facility, quick cash, or a flexible online loan, InstaMoney delivers with a completely digital loan process. From ₹5,000 to ₹50,000, get your online small loan or online cash loan disbursed directly into your bank account — no paperwork, no hassle.

Features
Instant personal loan from ₹5,000 to ₹50,000


Interest rate: 24%-48% p.a.


Tenure: 3 to 12 months


Fast, secure, and 100% digital loan processing


Reliable online cash loan for urgent needs



What Makes InstaMoney Ideal?
Fast online loan approvals with instant decisioning


Simple and user-friendly personal loan app


Paperless process for every digital loan


Unsecured loan approval — no collateral


Easy access to loan financing for any situation


Repayment tenure from 3 to 12 Months


Low processing fees from 0% to 5%


On-time repayments unlock higher limits, better loan financing, and repeat online small loan access



Why Choose InstaMoney Over Other Loan Apps?
6 million+ users across India


₹15,000+ crore disbursed in personal loans


Quick online loan, online cash loan, and small loan for medical, salary advance, fees & more


Trusted for emergency quick cash, digital loan, and flexible unsecured loan support



Eligibility Criteria
Salaried or self-employed individuals


Age: 21 - 55 years


Indian citizens only



How to Apply
Open the InstaMoney app, check your online loan eligibility, and apply


Submit basic details and documents for quick verification


Track your online small loan application in real-time


Once approved, your online cash loan is disbursed to your bank account



Example:
For a ₹10,000 small loan at 24% p.a. for 5 months:
Interest = ₹1,000; Total repayable = ₹11,000 (₹2,200/month)
Processing fee (+GST) = ₹590; Assessment fee = ₹199–₹249
Final terms depend on credit profile

Our RBI-Registered Lending Partners:
1. Innofin Solutions Private Limited
2. Aeroflex Finance Private Limited

Contact Us
Email: [e-mail]


Twitter: @InstaMoneyApp


Website: https://www.instamoney.app


Address: GALA-2 CTS NO 141 KUBER, CHEMBERS, DATTA MANDIR RD, Malad East, Mumbai- 400097



Privacy & Security
The InstaMoney app uses advanced data encryption protocols to keep your personal information secure and confidential. Your trust is our top priority.

Ratings and reviews

The latest update has introduced a critical login issue. After entering my mobile number, the app prompts me to link my email address. However, my email is already linked. Furthermore, attempting to sign up via Google results in an "email address already exists" error. There's no way to bypass this, making the app completely unusable. This is a severely frustrating experience. Please address this problem urgently!

This is a very bad application (loan app). My loan was repeatedly rejected, and they also took the ₹249 as opening fees. I wasn't given any refund, and the loan was also rejected. If this app wasn’t going to give me a loan, then why was I charged? The app hasn't returned my money either. That’s why this app is a scam or a fraud. They don’t give refunds — this is a fraudulent app.

Everytime instamoney gives me the 50K loan offer and ask for the assessment fee...after paying assessment fee the application gives the message that loam is rejected even having the best and good civil score...salary is also good....I will request everyone do not take from this app....the app is only charging the money. from everyone... very very worst app..😡😡

What’s new

Bug fixes and improvements.